3036 McDonald St
Miami, FL 33133 · townhomes · For Sale · 120 days on market
Asking price$1,899,000
3 beds 3 baths 2,350 sqft
Suggested offer$1,653,945$245,055 above the est. market value of $1,653,945.
View on Realtor.com →Listed by Jill Penman · One Sotheby's International Realty
Typetownhomes
Built2006
Price / sqft$808
Est. value (own analysis)$1,653,945
Rent estimate (own analysis)$9,985/mo
HOA$897/mo
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Statusfor_sale
Listed date2026-05-05
Removed date—
MLSMiamiMLS #A12009628
Coordinates25.73444, -80.24629
Address3036 McDonald St
CityMiami
StateFL
Zip33133
Listing ID5377747654
Sourceus-real-estate-listings, cached 2026-08-30
ZIP market snapshot (33133)
Typical home value (ZHVI)$1,352,044
Typical rent (ZORI)$3,793/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $1,899,000 |
| Down payment (20.0%) | $379,800 |
| Loan amount | $1,519,200 |
| Closing costs (5.0%) | $94,950 |
| Total cash to close | $474,750 |
| Income | |
| Rent (comp-derived) | $9,985$119,820 |
| Vacancy loss (8.0%) | |
| Effective gross income | $9,186$110,234 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $3,007$36,081 |
| Insurance (placeholder 0.8% of price) | $1,266$15,192 |
| HOA dues | $897$10,764 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $499$5,991 |
| Total operating expenses | $5,669$68,028 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $499$5,991 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| townhomes | 3 | 3 | 1,719 | $6,800 | 2026-08-14 | — | |
| townhomes | 3 | 3 | 2,454 | $12,500 | 2026-08-05 | — | |
| townhomes | 3 | 3 | 2,200 | $5,000 | 2026-07-05 | — | |
| townhomes | 3 | 3 | 2,040 | $5,900 | 2026-06-23 | — | |
| townhomes | 3 | 3 | 1,535 | $8,800 | 2026-06-18 | — | |
| townhomes | 3 | 3 | 1,650 | $12,000 | 2026-06-17 | — | |
| townhomes | 3 | 3 | 1,650 | $12,000 | 2026-06-16 | — | |
| townhomes | 3 | 4 | 2,291 | $13,500 | 2026-06-01 | — | |
| townhomes | 3 | 3 | 1,604 | $9,985 | 2026-08-03 | — | |
| townhomes | 3 | 3 | 1,604 | $9,985 | 2026-08-03 | — | |
| townhomes | 3 | 3 | 1,629 | $4,700 | 2026-08-02 | — | |
| townhomes | 3 | 3 | 2,300 | $9,998 | 2026-07-31 | — | |
| townhomes | 3 | 3 | 2,160 | $8,000 | 2026-07-30 | — | |
| townhomes | 3 | 3 | 1,560 | $8,255 | 2026-07-28 | — | |
| townhomes | 3 | 3 | 2,110 | $11,000 | 2026-08-24 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 2977 Bridgeport Ave | townhomes | 3 | 4 | 2,802 | $2,520,000 | 2026-07-31 |
| 3376 Day Ave Unit B | townhomes | 3 | 3 | — | $1,475,000 | 2026-07-31 |
| 2721 SW 22nd Ave Unit C | townhomes | 3 | 3 | 2,215 | $1,799,000 | 2026-07-20 |
| 3374 Day Ave Unit A | townhomes | 3 | 3 | — | $1,575,000 | 2026-07-17 |
| 2917 SW 30th Ct Unit 2917 | townhomes | 3 | 4 | 2,445 | $1,130,000 | 2026-07-02 |
| 3318 Day Ave Unit 7 | townhomes | 3 | 3 | 2,577 | $1,575,000 | 2026-06-29 |
| 3407 Day Ave Unit 3407 | townhomes | 3 | 3 | 2,522 | $1,775,000 | 2026-06-16 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 3350 SW 27th Ave Apt 1802 | condos | 3 | 3 | 2,522 | $3,100,000 | — |
| 3 Grove Isle Dr Unit C410 | condos | 3 | 3 | 2,424 | $2,695,000 | — |
| 2678 Tigertail Ave Apt 401 | condos | 3 | 4 | 1,811 | $3,250,000 | — |
| 2901 S Bayshore Dr Apt 1B | condos | 3 | 2 | 1,587 | $1,985,000 | — |
| 3431 SW 25th St | single_family | 3 | 2 | 1,296 | $740,000 | — |
| 2155 SW 25th Ter | single_family | 3 | 3 | 1,628 | $1,429,000 | — |
| 2678 Tigertail Ave Apt 1806 | condos | 3 | 4 | 2,058 | $3,995,000 | — |
| 2 Grove Isle Dr Unit B1109 | condos | 3 | 3 | 2,614 | $2,900,000 | — |
10-year hold projection
IRR-1.4%
Equity multiple0.78x
Total return (10yr)$142,168
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $1,955,970 | $42,206 | -$80,938 | $1,502,728 | $453,242 |
| 2 | $2,014,649 | $43,813 | -$79,482 | $1,485,126 | $529,523 |
| 3 | $2,075,089 | $45,476 | -$77,972 | $1,466,314 | $608,774 |
| 4 | $2,137,341 | $47,197 | -$76,408 | $1,446,211 | $691,130 |
| 5 | $2,201,461 | $48,980 | -$74,787 | $1,424,727 | $776,734 |
| 6 | $2,267,505 | $50,824 | -$73,107 | $1,401,768 | $865,737 |
| 7 | $2,335,530 | $52,734 | -$71,367 | $1,377,233 | $958,298 |
| 8 | $2,405,596 | $54,711 | -$69,564 | $1,351,012 | $1,054,584 |
| 9 | $2,477,764 | $56,756 | -$67,697 | $1,322,991 | $1,154,773 |
| 10 | $2,552,097 | $58,873 | -$65,762 | $1,293,045 | $1,259,052 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.