4874 SW 142nd Pl

Miami, FL 33175 · single_family · For Sale · 28 days on market
Asking price$650,000
3 beds 2 baths 1,661 sqft
View on Realtor.com →
Listed by Moe Mossa · Savvy Avenue
Typesingle_family
Built1992
Price / sqft$391
Est. value (own analysis)$678,867
Rent estimate (own analysis)$3,600/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeAir2/10MinorWildfire2/10MinorFlood1/10minimal$
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Neighborhood

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Statusfor_sale
Listed date2026-08-05
Removed date
MLSBeachesMLS #B26060540
Coordinates25.72003, -80.42533
Address4874 SW 142nd Pl
CityMiami
StateFL
Zip33175
Listing ID5374333586
Sourceus-real-estate-listings, cached 2026-09-01

ZIP market snapshot (33175)

Typical home value (ZHVI)$628,459
Typical rent (ZORI)$3,232/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$650,000
Down payment (20.0%)$130,000
Loan amount$520,000
Closing costs (5.0%)$32,500
Total cash to close$162,500
Rent (comp-derived)$3,600$43,200
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$43,200
Vacancy rate (assumption) assumption8.0%

$43,200 × 8.0% = $3,456

Effective gross income$3,312$39,744
Property tax (placeholder 1.9% of price)$1,029$12,350
Insurance (est. scaled by flood & wind risk)$650$7,800
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$180$2,160
Total operating expenses$1,859$22,310
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$39,744
Total operating expenses derived$22,310

$39,744 − $22,310 = $17,434

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$520,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$520,000 amortized at 6.7% over 30 years = $3,342/mo

CapEx reserve (5.0% of GSR)$180$2,160
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$17,434
Annual debt service derived$40,100
Annual CapEx reserve assumption$2,160
Annual PMI assumption$0

($17,434 − $40,100 − $2,160 − $0) ÷ 12 = -$2,069

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$17,434
Purchase price data$650,000

$17,434 ÷ $650,000 = 2.7%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$24,826
Total cash to close derived$162,500

-$24,826 ÷ $162,500 = -15.3%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$17,434
Annual debt service derived$40,100

$17,434 ÷ $40,100 = 0.43

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$43,200
Purchase price data$650,000

($43,200 ÷ 12) ÷ $650,000 = 0.6%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$650,000
Gross scheduled rent (annual) comp$43,200

$650,000 ÷ $43,200 = 15.0

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$22,310
Effective gross income derived$39,744

$22,310 ÷ $39,744 = 56.1%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$22,310
Annual debt service derived$40,100
Annual PMI assumption$0
Gross scheduled rent (annual) comp$43,200

($22,310 + $40,100 + $0) ÷ $43,200 = 144.5%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family321,550$3,9502026-07-21
single_family321,518$3,6502026-07-20
single_family331,909$4,2002026-07-16
single_family321,346$2,7252026-06-19
single_family321,525$3,6002026-05-25
single_family311,296$3,5002026-08-04
single_family321,364$4,5002026-07-28
single_family321,700$3,6002025-10-12
single_family321,899$3,335
single_family321,364$4,4502026-08-25
single_family332,201$3,600
single_family331,430$3,450
single_family321,357$3,200
single_family321,682$4,0002026-08-28

1938 SW 137th Ct

Miami, 33175 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,550
Listed2026-07-21
Days on market

Asking rent: $3,950

View on Zillow →

3300 SW 126th Ave

Miami, 33175 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,518
Listed2026-07-20
Days on market

Asking rent: $3,650

View on Zillow →

2431 SW 127th Ave Unit 2431

Miami, 33175 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,909
Listed2026-07-16
Days on market

Asking rent: $4,200

View on Zillow →

4610 SW 143rd Ct W

Miami, 33175 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,346
Listed2026-06-19
Days on market

Asking rent: $2,725

View on Zillow →

13440 SW 28th St

Miami, 33175 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,525
Listed2026-05-25
Days on market

Asking rent: $3,600

View on Zillow →

5101 SW 127th Pl

Miami, 33175 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage1,296
Listed2026-08-04
Days on market

Asking rent: $3,500

View on Zillow →

2641 SW 117th Ct

Miami, 33175 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,364
Listed2026-07-28
Days on market

Asking rent: $4,500

View on Zillow →

11760 SW 35th Ter

Miami, 33175 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,700
Listed2025-10-12
Days on market

Asking rent: $3,600

View on Zillow →

4705 SW 143rd Ave

Miami, 33175 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,899
Listed
Days on market

Asking rent: $3,335

View on Zillow →

5210 SW 128th Ct

Miami, 33175 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,364
Listed2026-08-25
Days on market

Asking rent: $4,450

View on Zillow →

12770 SW 18th St

Miami, 33175 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage2,201
Listed
Days on market

Asking rent: $3,600

View on Zillow →

12340 SW 20th Ter # 12340

Miami, 33175 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,430
Listed
Days on market

Asking rent: $3,450

View on Zillow →

13311 SW 46th St

Miami, 33175 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,357
Listed
Days on market

Asking rent: $3,200

View on Zillow →

1777 SW 136th Pl

Miami, 33175 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,682
Listed2026-08-28
Days on market

Asking rent: $4,000

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
2351 SW 145th Avesingle_family332,150$875,0002026-08-25
4332 SW 146th Avesingle_family321,896$745,0002026-08-20
4756 SW 143rd Avesingle_family321,536$630,0002026-08-19
5221 SW 127th Plsingle_family321,911$700,0002026-08-14
3860 SW 121st Avesingle_family322,242$753,0002026-08-07
2821 SW 117th Avesingle_family322,273$750,0002026-07-30
3285 SW 132nd Avesingle_family322,878$1,377,0002026-07-22
11750 SW 31st Stsingle_family311,768$699,0002026-07-22
12301 SW 56th Stsingle_family327,696$3,500,0002026-07-21
11880 SW 45th Stsingle_family321,755$1,100,0002026-07-20
1615 SW 137th Plsingle_family321,577$660,0002026-07-20
11995 SW 26th Tersingle_family311,857$695,0002026-07-17
12000 SW 39th Tersingle_family321,828$450,0002026-07-14
13253 SW 28th Stsingle_family321,579$615,0002026-07-09
12842 SW 20th Stsingle_family331,202$789,0002026-07-07
11944 SW 37th Stsingle_family321,248$640,0002026-07-02
3245 Village Green Drsingle_family321,702$725,0002026-07-01
3815 SW 125th Avesingle_family321,461$800,0002026-06-29
14300 SW 52nd Stsingle_family321,665$625,0002026-06-26
3381 SW 140th Avesingle_family331,781$790,0002026-06-24
11901 SW 51st Stsingle_family32472$1,500,0002026-06-24
11798 SW 32nd Stsingle_family321,964$864,0002026-06-24
13401 SW 30th Stsingle_family322,002$640,0002026-06-15
5420 SW 143rd Ctsingle_family321,596$650,0002026-06-11
14241 SW 36th Stsingle_family321,902$800,0002026-06-11
4041 SW 117th Avesingle_family321,152$720,0002026-06-09
1647 SW 136th Plsingle_family321,682$650,0002026-06-09
14330 SW 50th Stsingle_family321,694$673,5002026-06-09
2505 SW 126th Avesingle_family321,918$845,0002026-06-08
3530 SW 126th Avesingle_family312,204$815,0002026-06-03
2235 SW 131st Ctsingle_family322,330$770,0002026-05-29
4210 SW 134th Avesingle_family321,565$657,0002026-05-29
4218 SW 138th Ctsingle_family331,134$550,0002026-05-29
1654 SW 138th Ctsingle_family321,384$635,0002026-05-29
4890 SW 141st Avesingle_family321,882$765,0002026-05-29
2020 SW 127th Ctsingle_family31884$550,0002026-05-28
1623 SW 138th Ctsingle_family321,710$712,5002026-05-20
13470 SW 27th Stsingle_family321,533$580,0002026-05-20
2401 SW 132nd Avesingle_family321,947$825,0002026-05-18
14642 SW 50th Tersingle_family321,526$620,0002026-05-15
13401 SW 38th Stsingle_family321,410$970,0002026-05-08
13475 SW 38th Lnsingle_family321,888$580,0002026-05-01
5215 SW 128th Avesingle_family321,364$670,0002026-04-30
4804 SW 145th Avesingle_family321,136$455,0002026-04-30
13222 SW 41st Tersingle_family321,479$550,0002026-04-28
13325 SW 32nd Stsingle_family322,088$1,225,0002026-04-23
13755 SW 24th Stsingle_family321,652$615,0002026-04-22
2905 SW 134th Avesingle_family321,840$637,0002026-04-21
4947 SW 144th Avesingle_family321,655$640,0002026-04-20
4962 SW 143rd Avesingle_family321,585$672,5002026-04-20

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
2375 SW 141st Avesingle_family322,351$685,000
2524 SW 122nd Cttownhomes331,430$474,900
2050 SW 122nd Ave Apt 21condos321,196$425,000
5416 SW 138th Avecondo_townhome_rowhome_coop31970$335,000
12055 SW 19th Ln Unit 227condos331,716$499,999
14261 SW 28th Stsingle_family331,840$725,000
4309 SW 129th Avetownhomes321,250$520,000
12330 SW 39th Tersingle_family321,689$799,999

10-year hold projection

IRR-0.1%
Equity multiple0.98x
Total return (10yr)$81,429
YearProperty valueNOICash flowLoan balanceEquity
1$669,500$17,434-$24,826$514,362$155,138
2$689,585$18,069-$24,245$508,337$181,248
3$710,273$18,725-$23,644$501,898$208,374
4$731,581$19,404-$23,022$495,017$236,564
5$753,528$20,106-$22,378$487,663$265,865
6$776,134$20,832-$21,711$479,805$296,329
7$799,418$21,584-$21,021$471,407$328,011
8$823,401$22,361-$20,307$462,432$360,969
9$848,103$23,164-$19,568$452,841$395,262
10$873,546$23,995-$18,803$442,591$430,955
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.