| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $450,900 |
| Down payment (20.0%) | $90,180 |
| Loan amount | $360,720 |
| Closing costs (5.0%) | $22,545 |
| Total cash to close | $112,725 |
| Income | |
| Rent (comp-derived) | $3,000$36,000 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,760$33,120 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $714$8,567 |
| Insurance (placeholder 0.8% of price) | $301$3,607 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $150$1,800 |
| Total operating expenses | $1,165$13,974 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $150$1,800 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 3 | 2 | 1,000 | $3,000 | 2026-08-21 | — | |
| single_family | 3 | 1 | 1,160 | $2,700 | 2026-05-26 | — | |
| single_family | 3 | 2 | 1,201 | $3,500 | 2026-05-15 | — | |
| single_family | 3 | 2 | 1,000 | $3,000 | 2026-08-24 | — | |
| single_family | 3 | 3 | 1,288 | $3,000 | — | — | |
| single_family | 3 | 2 | 1,010 | $3,200 | — | — | |
| single_family | 3 | 2 | 1,288 | $3,300 | 2026-07-30 | — | |
| single_family | 3 | 1 | 1,009 | $3,200 | 2026-06-26 | — | |
| single_family | 3 | 1 | 836 | $2,850 | 2026-08-13 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 12210 NW 10th Ave | single_family | 3 | 2 | 1,415 | $525,000 | 2026-08-28 |
| 5948111005 | single_family | 3 | 2 | 1,016 | $290,000 | 2026-08-27 |
| 801 Opa Locka Blvd | single_family | 3 | 1 | 1,215 | $465,000 | 2026-08-18 |
| 500 NW 120th St | single_family | 3 | 2 | 1,664 | $325,000 | 2026-08-14 |
| 65 NW 107th St | single_family | 3 | 2 | 2,140 | $1,230,000 | 2026-08-12 |
| 440 NW 125th St | single_family | 3 | 3 | 2,447 | $700,000 | 2026-08-11 |
| 850 NW 113th St | single_family | 3 | 1 | 1,206 | $500,000 | 2026-08-11 |
| 491 NW 108th Ter | single_family | 3 | 2 | 1,326 | $522,500 | 2026-08-10 |
| 125 NW 122nd St | single_family | 3 | 1 | 985 | $650,000 | 2026-08-05 |
| 1160 NW 118th St | single_family | 3 | 1 | 1,513 | $440,000 | 2026-08-04 |
| 13550 NW 5th Ave | single_family | 3 | 2 | 2,420 | $675,000 | 2026-08-03 |
| 827 NW 114th St | single_family | 3 | 2 | 1,369 | $535,000 | 2026-07-24 |
| 1120 NW 143rd St | single_family | 3 | 2 | 1,395 | $315,000 | 2026-07-17 |
| 75 NW 125th St | single_family | 3 | 2 | 1,064 | $539,000 | 2026-07-16 |
| 579 NW 119th St | single_family | 3 | 1 | 1,226 | $410,000 | 2026-07-14 |
| 860 NW 115th St | single_family | 3 | 1 | 1,292 | $250,000 | 2026-07-12 |
| 12755 NW 1st Ave | single_family | 3 | 2 | 1,363 | $570,000 | 2026-07-09 |
| 600 NW 108th Ter | single_family | 3 | 2 | 1,181 | $525,000 | 2026-07-08 |
| 13720 NW 4th Ct | single_family | 3 | 2 | 1,075 | $530,000 | 2026-07-02 |
| 79 NW 143rd St | single_family | 3 | 2 | 1,908 | $579,000 | 2026-07-02 |
| 271 NW 143rd St | single_family | 3 | 2 | 1,433 | $650,000 | 2026-06-24 |
| 540 NW 108th St | single_family | 3 | 2 | 1,152 | $435,000 | 2026-06-18 |
| 130 NW 124th St | single_family | 3 | 2 | 1,726 | $510,000 | 2026-06-15 |
| 1080 NW 135th St | single_family | 3 | 2 | 1,115 | $460,000 | 2026-06-03 |
| 415 NW 133rd St | single_family | 3 | 2 | 1,625 | $700,000 | 2026-05-29 |
| 14250 NW 5th Ave | single_family | 3 | 2 | 1,665 | $405,000 | 2026-05-29 |
| 125 NW 121st St | single_family | 3 | 1 | 1,141 | $415,000 | 2026-05-28 |
| 5 NW 107th St | single_family | 3 | 2 | 1,276 | $975,000 | 2026-05-19 |
| 11610 NW 11th Ave | single_family | 3 | 2 | 1,684 | $529,000 | 2026-05-11 |
| 14001 NW 10th Ave | single_family | 3 | 2 | 1,377 | $635,000 | 2026-04-22 |
| 260 NW 119th St | single_family | 3 | 1 | 988 | $580,000 | 2026-04-22 |
| 1110 NW 129th St | single_family | 3 | 1 | 1,000 | $476,000 | 2026-04-10 |
| 1005 NW 123rd St | single_family | 3 | 2 | 1,269 | $440,000 | 2026-04-08 |
| 14620 NW 12th Ave | single_family | 3 | 2 | 1,700 | $475,000 | 2026-04-08 |
| 12060 NW 1st Ct | single_family | 3 | 2 | 1,492 | $650,000 | 2026-04-02 |
| 11220 NW 12th Ave | single_family | 3 | 2 | 1,218 | $515,000 | 2026-04-01 |
| 350 NW 119th St | single_family | 3 | 1 | 1,310 | $480,000 | 2026-03-23 |
| 12030 N Miami Ave | single_family | 3 | 1 | 1,197 | $440,000 | 2026-03-20 |
| 745 NW 140th St | single_family | 3 | 2 | 1,110 | $615,000 | 2026-03-17 |
| 975 NW 134th St | single_family | 3 | 2 | 1,164 | $466,900 | 2026-03-16 |
| 11 NW 117th St | single_family | 3 | 2 | 1,203 | $580,000 | 2026-03-12 |
| 175 NW 125th St | single_family | 3 | 1 | 1,868 | $700,000 | 2026-03-11 |
| 535 NW 117th St | single_family | 3 | 1 | 1,234 | $470,000 | 2026-03-09 |
| 911 NW 142nd St | single_family | 3 | 2 | 1,361 | $499,000 | 2026-03-06 |
| 550 NW 143rd St | single_family | 3 | 2 | 1,860 | $687,000 | 2026-02-26 |
| 1100 Opa Locka Blvd | single_family | 3 | 2 | 1,198 | $475,000 | 2026-02-23 |
| 14350 N Miami Ave | single_family | 3 | 3 | 1,306 | $490,000 | 2026-02-20 |
| 485 NW 132nd St | single_family | 3 | 2 | 1,334 | $590,000 | 2026-02-13 |
| 13125 NW 2nd Ave | single_family | 3 | 1 | 1,380 | $311,400 | 2026-02-12 |
| 13150 NW 10th Ave | single_family | 3 | 2 | 1,385 | $462,000 | 2026-02-12 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 220 NW 144th St | single_family | 3 | 2 | 1,181 | $669,000 | — |
| 1070 NW 147th St | single_family | 3 | 2 | 1,060 | $500,000 | — |
| 215 NW 117th St | single_family | 3 | 2 | 1,220 | $488,000 | — |
| 760 NW 118th St | single_family | 3 | 2 | 1,030 | $510,000 | — |
| 845 NW 144th St | single_family | 3 | 2 | 1,761 | $500,000 | — |
| 161 NW 145th St | single_family | 3 | 2 | 1,059 | $710,000 | — |
| 14545 Garden Dr | single_family | 3 | 2 | 1,082 | $624,000 | — |
| 13301 NW Miami Ct | single_family | 3 | 2 | 1,542 | $590,000 | — |
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $464,427 | $19,146 | -$10,471 | $356,809 | $107,618 |
| 2 | $478,360 | $19,790 | -$9,872 | $352,630 | $125,730 |
| 3 | $492,711 | $20,455 | -$9,253 | $348,163 | $144,548 |
| 4 | $507,492 | $21,142 | -$8,613 | $343,390 | $164,102 |
| 5 | $522,717 | $21,852 | -$7,952 | $338,289 | $184,428 |
| 6 | $538,398 | $22,585 | -$7,269 | $332,837 | $205,561 |
| 7 | $554,550 | $23,341 | -$6,563 | $327,012 | $227,539 |
| 8 | $571,187 | $24,122 | -$5,834 | $320,786 | $250,401 |
| 9 | $588,322 | $24,929 | -$5,081 | $314,133 | $274,190 |
| 10 | $605,972 | $25,762 | -$4,303 | $307,022 | $298,949 |