4400 SW 112th Pl

Miami, FL 33165 · single_family · For Sale · 14 days on market
Asking price$825,000
3 beds 2 baths 2,274 sqft
View on Realtor.com →
Listed by Salesperson Non Member · Non-Mls Member
Typesingle_family
Built1955
Price / sqft$363
Est. value (own analysis)$999,097
Rent estimate (own analysis)$4,500/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeAir2/10MinorFlood1/10minimal$Wildfire1/10Minimal
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Neighborhood

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Statusfor_sale
Listed date2026-08-19
Removed date
MLSMiamiMLS #A12073316
Coordinates25.72559, -80.37718
Address4400 SW 112th Pl
CityMiami
StateFL
Zip33165
Listing ID5374158629
Sourceus-real-estate-listings, cached 2026-09-01

ZIP market snapshot (33165)

Typical home value (ZHVI)$684,538
Typical rent (ZORI)$3,219/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$825,000
Down payment (20.0%)$165,000
Loan amount$660,000
Closing costs (5.0%)$41,250
Total cash to close$206,250
Rent (comp-derived)$4,500$54,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$54,000
Vacancy rate (assumption) assumption8.0%

$54,000 × 8.0% = $4,320

Effective gross income$4,140$49,680
Property tax (placeholder 1.9% of price)$1,306$15,675
Insurance (est. scaled by flood & wind risk)$825$9,900
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$225$2,700
Total operating expenses$2,356$28,275
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$49,680
Total operating expenses derived$28,275

$49,680 − $28,275 = $21,405

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$660,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$660,000 amortized at 6.7% over 30 years = $4,241/mo

CapEx reserve (5.0% of GSR)$225$2,700
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$21,405
Annual debt service derived$50,896
Annual CapEx reserve assumption$2,700
Annual PMI assumption$0

($21,405 − $50,896 − $2,700 − $0) ÷ 12 = -$2,683

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$21,405
Purchase price data$825,000

$21,405 ÷ $825,000 = 2.6%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$32,191
Total cash to close derived$206,250

-$32,191 ÷ $206,250 = -15.6%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$21,405
Annual debt service derived$50,896

$21,405 ÷ $50,896 = 0.42

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$54,000
Purchase price data$825,000

($54,000 ÷ 12) ÷ $825,000 = 0.5%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$825,000
Gross scheduled rent (annual) comp$54,000

$825,000 ÷ $54,000 = 15.3

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$28,275
Effective gross income derived$49,680

$28,275 ÷ $49,680 = 56.9%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$28,275
Annual debt service derived$50,896
Annual PMI assumption$0
Gross scheduled rent (annual) comp$54,000

($28,275 + $50,896 + $0) ÷ $54,000 = 146.6%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family321,778$4,200
single_family322,683$12,5002026-07-13
single_family322,022$4,1002026-07-09
single_family321,611$3,3002026-05-19
single_family331,603$4,7002026-07-30
single_family321,726$5,0002026-08-13
single_family331,603$4,7002026-08-24
single_family321,636$3,9502026-08-24
single_family331,611$4,300
single_family322,139$3,500
single_family331,931$7,000
single_family332,216$4,8002026-08-23

3751 SW 97th Ave # 3751

Miami, 33165 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,778
Listed
Days on market

Asking rent: $4,200

View on Zillow →

10795 SW 34th St Unit 1

Miami, 33165 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage2,683
Listed2026-07-13
Days on market

Asking rent: $12,500

View on Zillow →

9075 SW 48th Ter Unit 0

Miami, 33165 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage2,022
Listed2026-07-09
Days on market

Asking rent: $4,100

View on Zillow →

10881 SW 24th Ter Unit 10881

Miami, 33165 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,611
Listed2026-05-19
Days on market

Asking rent: $3,300

View on Zillow →

5001 SW 87th Pl Unit 1

Miami, 33165 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,603
Listed2026-07-30
Days on market

Asking rent: $4,700

View on Zillow →

8811 SW 21st St

Miami, 33165 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,726
Listed2026-08-13
Days on market

Asking rent: $5,000

View on Zillow →

5001 SW 87th Pl

Miami, 33165 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,603
Listed2026-08-24
Days on market

Asking rent: $4,700

View on Zillow →

4901 SW 95th Ct

Miami, 33165 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,636
Listed2026-08-24
Days on market

Asking rent: $3,950

View on Zillow →

9101 SW 16th St

Miami, 33165 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,611
Listed
Days on market

Asking rent: $4,300

View on Zillow →

3100 SW 103rd Ct

Miami, 33165 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage2,139
Listed
Days on market

Asking rent: $3,500

View on Zillow →

3776 SW 107th Ct

Miami, 33165 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,931
Listed
Days on market

Asking rent: $7,000

View on Zillow →

9835 SW 56th St Unit 0

Miami, 33165 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage2,216
Listed2026-08-23
Days on market

Asking rent: $4,800

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
9260 SW 56th Stsingle_family321,624$775,0002026-08-31
10842 SW 33rd Stsingle_family332,378$815,0002026-08-28
9011 SW 18th Tersingle_family321,490$685,0002026-08-26
10455 SW 42nd Tersingle_family321,666$720,0002026-08-21
9025 SW 36th Stsingle_family321,645$610,0002026-08-14
11410 SW 44th Stsingle_family311,223$505,0002026-08-13
5015 SW 98th Ctsingle_family311,351$455,0002026-08-11
1720 SW 98th Ctsingle_family322,106$780,0002026-08-10
10040 SW 32nd Stsingle_family322,276$793,0002026-08-07
4170 SW 99th Avesingle_family311,816$880,0002026-08-07
9675 SW 19th Stsingle_family321,736$825,0002026-08-06
4401 SW 112th Avesingle_family321,277$510,0002026-07-31
3440 SW 91st Avesingle_family321,290$695,0002026-07-24
9590 SW 51st Tersingle_family321,872$728,5002026-07-22
11300 SW 40th Stsingle_family32948$635,0002026-07-22
3721 SW 104th Ctsingle_family33$649,0002026-07-21
5100 SW 116th Avesingle_family311,218$700,0002026-07-15
9250 SW 44th Stsingle_family322,146$1,150,0002026-07-15
3515 SW 113th Ctsingle_family321,341$600,0002026-07-15
8901 SW 17th Stsingle_family321,496$515,0002026-07-14
3111 SW 102nd Avesingle_family321,923$800,0002026-07-07
4321 SW 107th Ctsingle_family321,537$600,0002026-07-06
11425 SW 43rd Tersingle_family321,146$680,0002026-07-02
5500 SW 87th Avesingle_family322,238$835,0002026-06-30
9011 SW 30th Tersingle_family311,476$550,0002026-06-29
9230 SW 41st Stsingle_family311,316$540,0002026-06-26
9360 SW 19th Stsingle_family322,492$870,0002026-06-25
9100 SW 19th Stsingle_family321,879$650,0002026-06-25
4211 SW 113th Ctsingle_family311,146$570,5002026-06-22
9201 SW 43rd Tersingle_family311,294$620,0002026-06-18
10860 SW 40th Tersingle_family311,170$695,0002026-06-15
10730 SW 48th Tersingle_family321,279$452,5002026-06-12
9820 SW 51st Tersingle_family31851$350,0002026-06-10
2153 SW 104th Avesingle_family321,710$500,0002026-06-09
9950 SW 35th Tersingle_family321,590$625,0002026-06-09
10381 SW 32nd Stsingle_family33935$710,0002026-06-05
4012 SW 102nd Ctsingle_family331,308$710,0002026-06-04
2905 SW 93rd Ctsingle_family321,360$650,0002026-06-01
9971 SW 41st Tersingle_family331,418$640,0002026-05-28
5110 SW 92nd Avesingle_family321,733$900,0002026-05-28
9200 SW 42nd Stsingle_family321,696$580,0002026-05-27
3240 SW 96th Avesingle_family321,618$675,0002026-05-26
4161 SW 97th Plsingle_family321,470$725,0002026-05-22
4850 SW 93rd Ctsingle_family321,300$800,0002026-05-22
9951 SW 39th Tersingle_family32975$580,0002026-05-22
1900 SW 87th Ctsingle_family321,851$835,0002026-05-22
3800 SW 104th Avesingle_family321,344$740,0002026-05-21
4135 SW 116th Avesingle_family31808$500,0002026-05-21
10611 SW 23rd Tersingle_family321,396$530,0002026-05-20
2835 SW 108th Plsingle_family321,616$710,0002026-05-19

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
4825 SW 111th Avesingle_family321,635$799,000
4211 SW 97th Plsingle_family321,330$724,900
9441 SW 52nd Tersingle_family321,707$875,000
9200 SW 37th Stsingle_family321,539$640,000
3751 SW 97th Avesingle_family321,778$850,000
11445 SW 43rd Tersingle_family321,328$695,000
4275 SW 87th Avesingle_family321,249$830,000
single_family321,704$889,900

10-year hold projection

IRR-0.4%
Equity multiple0.94x
Total return (10yr)$95,522
YearProperty valueNOICash flowLoan balanceEquity
1$849,750$21,405-$32,191$652,844$196,906
2$875,243$22,189-$31,475$645,197$230,046
3$901,500$22,999-$30,734$637,024$264,475
4$928,545$23,838-$29,966$628,291$300,254
5$956,401$24,705-$29,171$618,957$337,444
6$985,093$25,602-$28,349$608,983$376,110
7$1,014,646$26,530-$27,497$598,324$416,322
8$1,045,085$27,490-$26,615$586,932$458,153
9$1,076,438$28,483-$25,703$574,759$501,679
10$1,108,731$29,510-$24,758$561,749$546,982
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.