6325 SW 84th St

Miami, FL 33143 · single_family · For Sale · 58 days on market
Asking price$1,775,000
3 beds 2 baths 1,886 sqft
Suggested offer$1,650,325$124,675 above the est. market value of $1,650,325.
View on Realtor.com →
Listed by Ashley Cusack · BHHS EWM Realty
Typesingle_family
Built1954
Price / sqft$941
Est. value (own analysis)$1,650,325
Rent estimate (own analysis)$5,000/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood7/10severe$Air2/10MinorWildfire1/10Minimal
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Neighborhood

Show every detail
Statusfor_sale
Listed date2026-07-06
Removed date
MLSMiamiMLS #A12048817
Coordinates25.69320, -80.29576
Address6325 SW 84th St
CityMiami
StateFL
Zip33143
Listing ID5365042505
Sourceus-real-estate-listings, cached 2026-08-25

ZIP market snapshot (33143)

Typical home value (ZHVI)$957,553
Typical rent (ZORI)$2,761/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$1,775,000
Down payment (20.0%)$355,000
Loan amount$1,420,000
Closing costs (5.0%)$88,750
Total cash to close$443,750
Rent (comp-derived)$5,000$60,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$60,000
Vacancy rate (assumption) assumption8.0%

$60,000 × 8.0% = $4,800

Effective gross income$4,600$55,200
Property tax (placeholder 1.9% of price)$2,810$33,725
Insurance (est. scaled by flood & wind risk)$2,308$27,690
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$250$3,000
Total operating expenses$5,368$64,415
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$55,200
Total operating expenses derived$64,415

$55,200 − $64,415 = -$9,215

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$1,420,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$1,420,000 amortized at 6.7% over 30 years = $9,125/mo

CapEx reserve (5.0% of GSR)$250$3,000
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived-$9,215
Annual debt service derived$109,504
Annual CapEx reserve assumption$3,000
Annual PMI assumption$0

(-$9,215 − $109,504 − $3,000 − $0) ÷ 12 = -$10,143

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived-$9,215
Purchase price data$1,775,000

-$9,215 ÷ $1,775,000 = -0.5%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$121,719
Total cash to close derived$443,750

-$121,719 ÷ $443,750 = -27.4%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived-$9,215
Annual debt service derived$109,504

-$9,215 ÷ $109,504 = -0.08

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$60,000
Purchase price data$1,775,000

($60,000 ÷ 12) ÷ $1,775,000 = 0.3%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$1,775,000
Gross scheduled rent (annual) comp$60,000

$1,775,000 ÷ $60,000 = 29.6

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$64,415
Effective gross income derived$55,200

$64,415 ÷ $55,200 = 116.7%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$64,415
Annual debt service derived$109,504
Annual PMI assumption$0
Gross scheduled rent (annual) comp$60,000

($64,415 + $109,504 + $0) ÷ $60,000 = 289.9%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family322,153$6,0002026-08-21
single_family331,359$4,9002026-08-11
single_family321,800$6,5002026-08-05
single_family321,286$5,0002026-07-16
single_family321,492$5,0002026-07-13
single_family322,139$6,0002026-06-18
single_family321,286$4,5002026-06-17
single_family342,348$8,5002026-04-24
single_family321,863$5,1502026-08-24
single_family321,475$6,9502026-08-25
single_family322,194$15,2002026-08-03
single_family321,650$4,500
single_family321,752$4,900
single_family321,250$4,300
single_family331,359$4,9002026-08-12
single_family321,300$4,6002026-08-31

8775 SW 53rd Ct Unit Rear

Miami, 33143 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage2,153
Listed2026-08-21
Days on market

Asking rent: $6,000

View on Zillow →

7902 SW 67th Ave # 0

Miami, 33143 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,359
Listed2026-08-11
Days on market

Asking rent: $4,900

View on Zillow →

7025 SW 71st Ct Unit 7025

Miami, 33143 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,800
Listed2026-08-05
Days on market

Asking rent: $6,500

View on Zillow →

8315 SW 62nd Ct

Miami, 33143 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,286
Listed2026-07-16
Days on market

Asking rent: $5,000

View on Zillow →

8045 SW 62nd Ct

Miami, 33143 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,492
Listed2026-07-13
Days on market

Asking rent: $5,000

View on Zillow →

7840 SW 71st Ave

Miami, 33143 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage2,139
Listed2026-06-18
Days on market

Asking rent: $6,000

View on Zillow →

8025 SW 62nd Pl

Miami, 33143 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,286
Listed2026-06-17
Days on market

Asking rent: $4,500

View on Zillow →

7090 SW 62nd St Unit 0

Miami, 33143 · rent comp

Bedrooms / bathrooms3 bd / 4 ba
Square footage2,348
Listed2026-04-24
Days on market

Asking rent: $8,500

View on Zillow →

6629 SW 65th St

South Miami, 33143 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,863
Listed2026-08-24
Days on market

Asking rent: $5,150

View on Zillow →

6761 SW 76th Ter

South Miami, 33143 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,475
Listed2026-08-25
Days on market

Asking rent: $6,950

View on Zillow →

711 Sunset Rd Unit 711

Coral Gables, 33143 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage2,194
Listed2026-08-03
Days on market

Asking rent: $15,200

View on Zillow →

7341 SW 64th Ct

South Miami, 33143 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,650
Listed
Days on market

Asking rent: $4,500

View on Zillow →

6225 SW 59th St # 6225

South Miami, 33143 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,752
Listed
Days on market

Asking rent: $4,900

View on Zillow →

6510 SW 63rd Ct Unit 0

South Miami, 33143 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,250
Listed
Days on market

Asking rent: $4,300

View on Zillow →

7902 SW 67th Ave

South Miami, 33143 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,359
Listed2026-08-12
Days on market

Asking rent: $4,900

View on Zillow →

5911 SW 62nd Ter

South Miami, 33143 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,300
Listed2026-08-31
Days on market

Asking rent: $4,600

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
6325 SW 84th Stsingle_family321,886$1,810,0002026-08-24
631 Santurce Avesingle_family321,819$1,925,0002026-08-17
600 Santurce Avesingle_family321,826$2,940,0002026-08-12
5644 SW 69th Avesingle_family321,150$1,212,0002026-08-12
6200 SW 57th Drsingle_family321,810$1,575,0002026-07-28
6140 SW 62nd Stsingle_family321,245$845,0002026-07-24
5729 SW 60th Avesingle_family322,237$2,000,0002026-07-23
5943 SW 65th Avesingle_family321,932$1,700,0002026-07-21
7301 Ponce De Leon Rdsingle_family333,003$7,250,0002026-07-10
6350 SW 60th Avesingle_family321,118$367,0002026-06-30
7220 SW 53rd Ctsingle_family321,661$1,650,0002026-06-25
7000 SW 59th Stsingle_family321,416$1,400,0002026-06-23
5800 SW 81st Stsingle_family322,951$1,950,0002026-06-22
5210 SW 72nd Stsingle_family321,553$1,475,0002026-06-15
6761 SW 78th Tersingle_family321,519$1,000,0002026-06-11
6255 SW 62nd Ctsingle_family321,274$870,0002026-06-05
8230 SW 63rd Plsingle_family321,642$1,285,0002026-05-28
5933 SW 61st Avesingle_family321,324$1,040,0002026-05-22
731 Calatrava Avesingle_family332,131$2,900,0002026-05-18
6609 SW 62nd Tersingle_family331,488$1,350,0002026-05-15
6225 SW 59th Stsingle_family321,752$640,0002026-05-11
6091 SW 79th Stsingle_family321,836$3,004,7002026-04-30
7535 SW 55th Avesingle_family331,872$2,350,0002026-04-30
6202 SW 65th Avesingle_family321,896$1,185,0002026-04-24
7272 SW 53rd Avesingle_family322,020$1,925,0002026-04-14
7340 SW 56th Stsingle_family332,468$1,555,0002026-04-10
5800 SW 61st Stsingle_family321,512$865,0002026-04-02
5335 SW 74th Stsingle_family322,159$2,375,0002026-03-16
6867 SW 62nd Tersingle_family333,443$1,700,0002026-03-13
5685 SW 72nd Avesingle_family352,385$1,330,0002026-03-10
6931 SW 64th Ctsingle_family321,601$925,0002026-03-04
6380 SW 63rd Avesingle_family321,366$1,325,0002026-02-27
7100 SW 71st Ctsingle_family322,110$1,200,0002026-02-20
6243 SW 57th Stsingle_family321,561$790,0002026-02-19
8235 SW 62nd Plsingle_family321,480$1,325,0002026-02-10
6551 SW 75th Tersingle_family322,284$1,220,0002026-02-06
7398 SW 54th Ctsingle_family311,713$2,050,0002026-02-05
4680 SW 74th Stsingle_family345,483$7,059,4002026-02-04
5501 SW 74th Stsingle_family311,780$2,050,0002026-02-03
6632 SW 64th Avesingle_family321,515$921,5002026-02-03
7524 SW 78th Tersingle_family322,164$1,250,0002026-02-02
8205 SW 62nd Ctsingle_family321,192$950,0002026-01-30
7720 SW 59th Ctsingle_family331,696$1,525,0002026-01-30
7271 SW 54th Avesingle_family321,756$2,150,0002026-01-26
5955 SW 64th Avesingle_family321,819$1,550,0002026-01-26
7110 SW 64th Ctsingle_family332,135$700,0002026-01-22
5840 SW 77th Tersingle_family331,658$2,080,0002026-01-15
6820 SW 71st Ctsingle_family321,627$1,350,0002026-01-09
4920 SW 76th Stsingle_family331,882$3,800,0002026-01-09
8215 SW 62nd Ctsingle_family322,260$1,750,0002025-12-30

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
5775 SW 57th Tersingle_family321,841$1,350,000
7050 SW 82nd Ctsingle_family321,312$1,400,000
7240 Sunset Drsingle_family331,591$2,675,000
8530 SW 81st Lnsingle_family322,154$1,150,000
8121 SW 82nd Cttownhomes331,470$645,000
7483 SW 82nd St Apt A102condos321,140$385,000
8054 SW 86th Tertownhomes332,019$875,000
5600 SW 74th Ctsingle_family322,038$1,100,000

10-year hold projection

IRR-8.4%
Equity multiple-0.41x
Total return (10yr)-$395,668
YearProperty valueNOICash flowLoan balanceEquity
1$1,828,250-$9,215-$121,719$1,404,604$423,646
2$1,883,098-$9,169-$121,748$1,388,151$494,947
3$1,939,590-$9,114-$121,770$1,370,568$569,023
4$1,997,778-$9,049-$121,784$1,351,777$646,001
5$2,057,711-$8,974-$121,789$1,331,697$726,015
6$2,119,443-$8,888-$121,786$1,310,237$809,206
7$2,183,026-$8,790-$121,773$1,287,303$895,723
8$2,248,517-$8,680-$121,750$1,262,795$985,722
9$2,315,972-$8,558-$121,717$1,236,604$1,079,369
10$2,385,452-$8,422-$121,672$1,208,614$1,176,838
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.