15830 SW 139th Ave
Miami, FL 33177 · single_family · For Sale · 37 days on market
Asking price$740,000
2 beds 2 baths 1,596 sqft
Suggested offer$674,071$65,929 above the est. market value of $674,071.
View on Realtor.com →Listed by Anthony Paneque · Aria Luxe Inc
Typesingle_family
Built1989
Price / sqft$464
Est. value (own analysis)$674,071
Rent estimate (own analysis)$3,150/mo
HOANone
1 / 41
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Statusfor_sale
Listed date2026-07-27
Removed date—
MLSMiamiMLS #A12060137
Coordinates25.61974, -80.41883
Address15830 SW 139th Ave
CityMiami
StateFL
Zip33177
Listing ID5334424421
Sourceus-real-estate-listings, cached 2026-09-01
ZIP market snapshot (33177)
Typical home value (ZHVI)$574,510
Typical rent (ZORI)$2,784/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $740,000 |
| Down payment (20.0%) | $148,000 |
| Loan amount | $592,000 |
| Closing costs (5.0%) | $37,000 |
| Total cash to close | $185,000 |
| Income | |
| Rent (comp-derived) | $3,150$37,800 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,898$34,776 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,172$14,060 |
| Insurance (placeholder 0.8% of price) | $493$5,920 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $158$1,890 |
| Total operating expenses | $1,823$21,870 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $158$1,890 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Widened to city-wide. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 2 | 2 | 1,240 | $2,275 | 2026-08-20 | — | |
| single_family | 2 | 1 | 1,611 | $3,300 | 2026-08-14 | — | |
| single_family | 2 | 2 | 1,205 | $3,400 | 2026-08-12 | — | |
| single_family | 2 | 2 | 1,380 | $3,000 | 2026-08-12 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 12130 SW 215th St | single_family | 2 | 1 | 600 | $395,000 | 2026-07-09 |
| 11901 SW 177th Ter | single_family | 2 | 1 | 1,426 | $430,000 | 2026-06-15 |
| 11941 SW 175th St | single_family | 2 | 1 | 1,597 | $655,000 | 2026-05-29 |
| 12470 SW 191st Ter | single_family | 2 | 3 | 1,383 | $580,000 | 2026-05-08 |
| 19261 SW 118th Ct | single_family | 2 | 2 | 1,036 | $490,000 | 2026-04-10 |
| 11920 SW 191st Ter | single_family | 2 | 1 | 1,058 | $450,000 | 2026-04-06 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 20107 SW 123rd Dr | townhomes | 2 | 2 | 1,056 | $375,000 | — |
| 19721 SW 122nd Pl | single_family | 2 | 2 | 1,156 | $500,000 | — |
| 17040 SW 137th Pl | townhomes | 2 | 3 | 1,130 | $394,900 | — |
| 13758 SW 170th Ln | townhomes | 2 | 3 | 1,130 | $398,900 | — |
10-year hold projection
IRR-2.6%
Equity multiple0.58x
Total return (10yr)$18,579
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $762,200 | $12,906 | -$34,636 | $585,581 | $176,619 |
| 2 | $785,066 | $13,403 | -$34,187 | $578,722 | $206,344 |
| 3 | $808,618 | $13,917 | -$33,721 | $571,392 | $237,226 |
| 4 | $832,877 | $14,449 | -$33,238 | $563,558 | $269,319 |
| 5 | $857,863 | $15,000 | -$32,738 | $555,186 | $302,677 |
| 6 | $883,599 | $15,571 | -$32,220 | $546,240 | $337,359 |
| 7 | $910,107 | $16,162 | -$31,682 | $536,679 | $373,428 |
| 8 | $937,410 | $16,774 | -$31,125 | $526,461 | $410,949 |
| 9 | $965,532 | $17,407 | -$30,548 | $515,542 | $449,990 |
| 10 | $994,498 | $18,062 | -$29,950 | $503,873 | $490,625 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.