10500 SW 126th St
Miami, FL 33176 · single_family · For Sale · 125 days on market
Asking price$1,600,000
7 beds 4 baths 4,133 sqft
Listed by Yanitza Delgado · Lifestyle International Realty
Typesingle_family
Built1983
Price / sqft$387
Est. value (own analysis)$1,804,385
Rent estimate (own analysis)$20,000/mo
HOANone
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Statusfor_sale
Listed date2026-05-01
Removed date—
MLSMiamiMLS #A12010760
Coordinates25.65178, -80.36541
Address10500 SW 126th St
CityMiami
StateFL
Zip33176
Listing ID5331678114
Sourceus-real-estate-listings, cached 2026-09-01
ZIP market snapshot (33176)
Typical home value (ZHVI)$630,508
Typical rent (ZORI)$2,301/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $1,600,000 |
| Down payment (20.0%) | $320,000 |
| Loan amount | $1,280,000 |
| Closing costs (5.0%) | $80,000 |
| Total cash to close | $400,000 |
| Income | |
| Rent (comp-derived) | $20,000$240,000 |
| Vacancy loss (8.0%) | |
| Effective gross income | $18,400$220,800 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $2,533$30,400 |
| Insurance (placeholder 0.8% of price) | $1,067$12,800 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $1,000$12,000 |
| Total operating expenses | $4,600$55,200 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $1,000$12,000 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Widened to city-wide. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 7 | 7 | 5,119 | $13,990 | 2026-06-17 | — | |
| single_family | 7 | 9 | 5,797 | $27,000 | 2026-07-29 | — | |
| single_family | 7 | 5 | 1,107 | $15,000 | 2025-10-28 | — | |
| single_family | 7 | 7 | 8,000 | $25,000 | 2026-09-01 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 8820 SW 104 ST | SINGLE FAMILY : 1 UNIT | 7 | 7 | 6,000 | $2,600,000 | 2026-03-05 |
| 9815 SW 114 ST | SINGLE FAMILY : 1 UNIT | 7 | 5 | 6,045 | $428,000 | 2025-02-24 |
| 9708 SW 108 TER | SINGLE FAMILY : 1 UNIT | 7 | 4 | 5,002 | $2,200,000 | 2024-06-21 |
| 9290 SW 116 ST | SINGLE FAMILY : 1 UNIT | 7 | 7 | 5,458 | $3,850,000 | 2022-12-15 |
Widened to city-wide. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 7745 SW 54th Ave | single_family | 7 | 9 | 5,797 | $5,395,000 | — |
| 12701 SW 80th St | single_family | 7 | 5 | 3,420 | $1,100,000 | — |
| 12231 SW 1st St | single_family | 7 | 6 | 4,731 | $1,550,000 | — |
| 12141 Walsh Blvd | single_family | 7 | 7 | 4,102 | $2,350,000 | — |
| 7930 SW 52nd Ct | single_family | 7 | 8 | 5,452 | $5,650,000 | — |
| 7855 SW 83rd Ct | single_family | 7 | 7 | 7,831 | $5,395,000 | — |
| 4640 Sunset Dr | single_family | 7 | 9 | 7,339 | $11,200,000 | — |
| 2835 SW 132nd Ave | single_family | 7 | 6 | 5,789 | $3,500,000 | — |
10-year hold projection
IRR22.2%
Equity multiple4.31x
Total return (10yr)$1,532,094
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $1,648,000 | $165,600 | $54,893 | $1,266,122 | $381,878 |
| 2 | $1,697,440 | $170,844 | $59,837 | $1,251,291 | $446,149 |
| 3 | $1,748,363 | $176,252 | $64,937 | $1,235,442 | $512,922 |
| 4 | $1,800,814 | $181,830 | $70,200 | $1,218,504 | $582,310 |
| 5 | $1,854,839 | $187,582 | $75,629 | $1,200,403 | $654,436 |
| 6 | $1,910,484 | $193,514 | $81,230 | $1,181,059 | $729,425 |
| 7 | $1,967,798 | $199,632 | $87,008 | $1,160,386 | $807,412 |
| 8 | $2,026,832 | $205,941 | $92,969 | $1,138,294 | $888,538 |
| 9 | $2,087,637 | $212,447 | $99,119 | $1,114,685 | $972,952 |
| 10 | $2,150,266 | $219,157 | $105,463 | $1,089,455 | $1,060,811 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.