2030 NW 43rd St

Miami, FL 33142 · single_family · For Sale · 20 days on market
Asking price$450,000
3 beds 2 baths 1,555 sqft
View on Realtor.com →
Listed by Stanley Eugene · EXP Realty LLC
Typesingle_family
Built1947
Price / sqft$289
Est. value (own analysis)$524,813
Rent estimate (own analysis)$3,000/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeAir2/10MinorFlood1/10minimal$Wildfire1/10Minimal
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Neighborhood

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Statusfor_sale
Listed date2026-08-14
Removed date
MLSBeachesMLS #B26064066
Coordinates25.81441, -80.22984
Address2030 NW 43rd St
CityMiami
StateFL
Zip33142
Listing ID5330345253
Sourceus-real-estate-listings, cached 2026-08-31

ZIP market snapshot (33142)

Typical home value (ZHVI)$430,103
Typical rent (ZORI)$2,350/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$450,000
Down payment (20.0%)$90,000
Loan amount$360,000
Closing costs (5.0%)$22,500
Total cash to close$112,500
Rent (comp-derived)$3,000$36,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$36,000
Vacancy rate (assumption) assumption8.0%

$36,000 × 8.0% = $2,880

Effective gross income$2,760$33,120
Property tax (placeholder 1.9% of price)$713$8,550
Insurance (est. scaled by flood & wind risk)$450$5,400
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$150$1,800
Total operating expenses$1,313$15,750
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$33,120
Total operating expenses derived$15,750

$33,120 − $15,750 = $17,370

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$360,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$360,000 amortized at 6.7% over 30 years = $2,313/mo

CapEx reserve (5.0% of GSR)$150$1,800
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$17,370
Annual debt service derived$27,762
Annual CapEx reserve assumption$1,800
Annual PMI assumption$0

($17,370 − $27,762 − $1,800 − $0) ÷ 12 = -$1,016

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$17,370
Purchase price data$450,000

$17,370 ÷ $450,000 = 3.9%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$12,192
Total cash to close derived$112,500

-$12,192 ÷ $112,500 = -10.8%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$17,370
Annual debt service derived$27,762

$17,370 ÷ $27,762 = 0.63

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$36,000
Purchase price data$450,000

($36,000 ÷ 12) ÷ $450,000 = 0.7%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$450,000
Gross scheduled rent (annual) comp$36,000

$450,000 ÷ $36,000 = 12.5

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$15,750
Effective gross income derived$33,120

$15,750 ÷ $33,120 = 47.6%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$15,750
Annual debt service derived$27,762
Annual PMI assumption$0
Gross scheduled rent (annual) comp$36,000

($15,750 + $27,762 + $0) ÷ $36,000 = 120.9%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family322,019$3,0002026-08-19
single_family321,500$2,8002026-08-11
single_family311,180$3,0002026-08-08
single_family321,965$3,0002026-08-06
single_family321,323$3,7002026-08-05
single_family321,200$3,5002026-06-26
single_family311,300$3,2502026-06-24
single_family311,346$5,0002026-08-13
single_family311,120$6,0002025-06-09
single_family311,052$2,3002026-08-24
single_family321,165$2,6002026-04-24
single_family321,027$3,000
single_family321,304$2,7002023-06-22
single_family322,064$5,000
single_family321,086$3,2502025-07-02

3027 NW 23rd Ave

Miami, 33142 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage2,019
Listed2026-08-19
Days on market

Asking rent: $3,000

View on Zillow →

2336 NW 35th St Unit Rear

Miami, 33142 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,500
Listed2026-08-11
Days on market

Asking rent: $2,800

View on Zillow →

2358 NW 58th St

Miami, 33142 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage1,180
Listed2026-08-08
Days on market

Asking rent: $3,000

View on Zillow →

Miami, 33142 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,965
Listed2026-08-06
Days on market

Asking rent: $3,000

View on Zillow →

1311 NW 52nd St Unit 1

Miami, 33142 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,323
Listed2026-08-05
Days on market

Asking rent: $3,700

View on Zillow →

4952 NW 21st Ave

Miami, 33142 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,200
Listed2026-06-26
Days on market

Asking rent: $3,500

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2901 NW 50th St

Miami, 33142 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage1,300
Listed2026-06-24
Days on market

Asking rent: $3,250

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3174 NW 47th St

Miami, 33142 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage1,346
Listed2026-08-13
Days on market

Asking rent: $5,000

View on Zillow →

1951 NW 49th St

Miami, 33142 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage1,120
Listed2025-06-09
Days on market

Asking rent: $6,000

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2129 NW 44th St Unit 2129

Miami, 33142 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage1,052
Listed2026-08-24
Days on market

Asking rent: $2,300

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1283 NW 45th St

Miami, 33142 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,165
Listed2026-04-24
Days on market

Asking rent: $2,600

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3710 NW 13th Pl

Miami, 33142 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,027
Listed
Days on market

Asking rent: $3,000

View on Zillow →

2844 NW 22nd Ct

Miami, 33142 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,304
Listed2023-06-22
Days on market

Asking rent: $2,700

View on Zillow →

1500 NW 45th St

Miami, 33142 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage2,064
Listed
Days on market

Asking rent: $5,000

View on Zillow →

2448 NW 42nd St

Miami, 33142 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,086
Listed2025-07-02
Days on market

Asking rent: $3,250

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
5267589405single_family321,256$415,0002026-08-11
2045 NW 34th Stsingle_family321,469$510,0002026-08-07
1500 NW 44th Stsingle_family311,319$395,0002026-08-07
1892 NW 42nd Stsingle_family321,295$410,0002026-07-31
3195 NW 49th Stsingle_family321,080$475,0002026-07-22
1521 NW 51st Stsingle_family321,053$480,0002026-07-22
4048 NW 22nd Ctsingle_family311,449$400,0002026-07-22
2153 NW 24th Stsingle_family312,618$400,0002026-07-21
2933 NW 48th Tersingle_family32810$435,0002026-07-20
2331 NW 55th Tersingle_family32667$420,0002026-07-17
2410 NW 43rd Stsingle_family321,170$475,0002026-07-17
5995 NW 24th Avesingle_family321,798$515,0002026-07-16
3231 NW 48th Tersingle_family311,208$493,0002026-07-14
2951 NW 57th Stsingle_family321,450$535,0002026-07-13
4711 NW 16th Avesingle_family31888$340,0002026-07-10
1733 NW 40th Stsingle_family321,711$414,0002026-07-06
2450 NW 32nd Stsingle_family321,476$495,0002026-06-30
2255 NW 60th Stsingle_family321,104$490,0002026-06-24
3249 NW 51st Stsingle_family311,468$523,0002026-06-18
2129 NW 59th Stsingle_family32988$400,0002026-06-16
1925 NW 49th Stsingle_family321,425$554,8002026-06-16
3280 NW 51st Tersingle_family321,748$642,0002026-06-11
1451 NW 43rd Stsingle_family321,592$399,9002026-06-09
1328 NW 31st Stsingle_family311,143$380,0002026-06-09
5825 NW 13th Avesingle_family321,284$420,0002026-06-02
1995 NW 58th Stsingle_family321,038$490,0002026-06-02
3099 NW 51st Stsingle_family31794$235,0002026-05-29
6832141397single_family321,209$455,0002026-05-28
1340 NW 52nd Stsingle_family31953$400,0002026-05-26
3265 NW 50th Stsingle_family31$415,0002026-05-15
3364 NW 51st Tersingle_family311,435$440,0002026-05-14
1781 NW 49th Stsingle_family321,600$540,0002026-05-11
1721 NW 51st Stsingle_family321,560$510,0002026-04-30
3354 NW 50th Stsingle_family321,554$485,0002026-04-24
1800 NW 46th Stsingle_family321,450$420,0002026-04-23
2951 NW 47th Stsingle_family321,010$495,0002026-04-09
2040 NW 34th Stsingle_family321,218$555,0002026-04-07
2350 NW 55th Tersingle_family321,189$245,0002026-04-06
1811 NW 55th Stsingle_family311,035$380,0002026-04-02
1955 NW 55th Stsingle_family311,160$320,0002026-04-01
3090 NW 33rd Stsingle_family322,560$752,0002026-04-01
1720 NW 44th Stsingle_family321,500$475,0002026-03-31
1950 NW 57th Stsingle_family321,008$445,0002026-03-31
3049 NW 51st Stsingle_family321,292$400,0002026-03-30
2626 NW 13th Avesingle_family321,484$380,0002026-03-30
1401 NW 44th Stsingle_family331,462$390,0002026-03-20
2850 NW 56th Stsingle_family321,825$550,0002026-03-20
4417 NW 23rd Ctsingle_family31885$474,9002026-03-18
3140 NW 60th Stsingle_family321,560$530,0002026-03-16
3235 NW 23rd Avesingle_family321,113$433,0002026-03-03

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
5300 NW 30th Plsingle_family321,508$538,900
1300 NW 42nd Stsingle_family32989$489,000
3300 NW 50th Stsingle_family31832$419,000
3073 NW 59th Stsingle_family31960$489,000
3035 NW 55th Stsingle_family31957$375,000
6021 NW 21st Avesingle_family311,000$399,990
3111 NW 57th Stsingle_family321,656$549,500
1780 NW 49th Stsingle_family321,040$555,000

10-year hold projection

IRR3.0%
Equity multiple1.49x
Total return (10yr)$113,803
YearProperty valueNOICash flowLoan balanceEquity
1$463,500$17,370-$12,192$356,097$107,403
2$477,405$17,970-$11,637$351,925$125,480
3$491,727$18,590-$11,063$347,468$144,259
4$506,479$19,230-$10,470$342,704$163,775
5$521,673$19,892-$9,857$337,613$184,060
6$537,324$20,575-$9,223$332,172$205,151
7$553,443$21,282-$8,567$326,358$227,085
8$570,047$22,012-$7,890$320,145$249,902
9$587,148$22,766-$7,189$313,505$273,643
10$604,762$23,545-$6,465$306,408$298,354
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.