730 Zamora Ave
Coral Gables, FL 33134 · single_family · For Sale · 127 days on market
Asking price$5,700,000
5 beds 6 baths 4,299 sqft
Suggested offer$4,190,165$1,509,835 above the est. market value of $4,190,165.
View on Realtor.com →Listed by Jonathan Vega · One Sotheby's International Realty
Typesingle_family
Built2026
Price / sqft$1326
Est. value (own analysis)$4,190,165
Rent estimate (own analysis)$17,400/mo
HOANone
1 / 56
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Statusfor_sale
Listed date2026-04-28
Removed date—
MLSMiamiMLS #A12009043
Coordinates25.75588, -80.27053
Address730 Zamora Ave
CityCoral Gables
StateFL
Zip33134
Listing ID5325184883
Sourceus-real-estate-listings, cached 2026-08-30
ZIP market snapshot (33134)
Typical home value (ZHVI)$887,965
Typical rent (ZORI)$3,095/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $5,700,000 |
| Down payment (20.0%) | $1,140,000 |
| Loan amount | $4,560,000 |
| Closing costs (5.0%) | $285,000 |
| Total cash to close | $1,425,000 |
| Income | |
| Rent (comp-derived) | $17,400$208,800 |
| Vacancy loss (8.0%) | |
| Effective gross income | $16,008$192,096 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $9,025$108,300 |
| Insurance (placeholder 0.8% of price) | $3,800$45,600 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $870$10,440 |
| Total operating expenses | $13,695$164,340 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $870$10,440 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 5 | 4 | 3,224 | $14,800 | 2026-08-24 | — | |
| single_family | 5 | 5 | 4,336 | $23,500 | 2026-08-26 | — | |
| single_family | 5 | 4 | 3,757 | $20,000 | 2026-06-28 | — | |
| single_family | 5 | 4 | 2,908 | $12,900 | 2026-03-31 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 935 Escobar Ave | single_family | 5 | 3 | 2,926 | $3,060,000 | 2026-07-21 |
| 2011 Country Club Prado | single_family | 5 | 2 | 4,500 | $2,200,000 | 2026-07-15 |
| 2910 Granada Blvd | single_family | 5 | 4 | 3,950 | $3,850,000 | 2026-06-10 |
| 2915 Alhambra Cir | single_family | 5 | 4 | 3,739 | $5,250,000 | 2026-05-26 |
| 4231 SW 11th St | single_family | 5 | 6 | 3,892 | $2,900,000 | 2026-05-22 |
| 1257 Mariola Ct | single_family | 5 | 3 | 6,089 | $7,600,000 | 2026-05-15 |
| 3919 Granada Blvd | single_family | 5 | 5 | 4,040 | $3,895,000 | 2026-04-28 |
| 916 Catalonia Ave | single_family | 5 | 5 | 5,664 | $5,475,000 | 2026-04-20 |
| 1311 Alhambra Cir | single_family | 5 | 5 | 5,090 | $5,500,000 | 2026-03-06 |
| 638 Escobar Ave | single_family | 5 | 5 | 3,440 | $3,650,000 | 2026-03-04 |
| 1820 Ferdinand St | single_family | 5 | 4 | 3,132 | $2,400,000 | 2026-02-09 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 619 SW 39th Ave | single_family | 5 | 4 | 2,115 | $749,999 | — |
| 3969 SW 2nd St | single_family | 5 | 4 | 2,700 | $799,999 | — |
| 650 SW 44th Ct | multi_family | 5 | 4 | 2,073 | $1,600,000 | — |
| 5152 SW 6th St | single_family | 5 | 4 | 1,765 | $1,085,000 | — |
| 1140 Asturia Ave | single_family | 5 | 5 | 3,386 | $4,200,000 | — |
| 1202 Granada Blvd | single_family | 5 | 3 | 2,855 | $2,995,000 | — |
| 1301 Milan Ave Apt 3 | condo_townhome_rowhome_coop | 5 | 5 | 483 | $3,200,000 | — |
| 1704 S Le Jeune Rd | multi_family | 5 | 4 | 2,183 | $1,295,000 | — |
10-year hold projection
IRR-5.8%
Equity multiple0.03x
Total return (10yr)-$633,273
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $5,871,000 | $27,756 | -$334,329 | $4,510,559 | $1,360,441 |
| 2 | $6,047,130 | $29,410 | -$332,936 | $4,457,724 | $1,589,406 |
| 3 | $6,228,544 | $31,135 | -$331,479 | $4,401,260 | $1,827,284 |
| 4 | $6,415,400 | $32,932 | -$329,956 | $4,340,918 | $2,074,482 |
| 5 | $6,607,862 | $34,805 | -$328,364 | $4,276,433 | $2,331,429 |
| 6 | $6,806,098 | $36,756 | -$326,701 | $4,207,520 | $2,598,578 |
| 7 | $7,010,281 | $38,789 | -$324,964 | $4,133,874 | $2,876,407 |
| 8 | $7,220,589 | $40,905 | -$323,150 | $4,055,171 | $3,165,419 |
| 9 | $7,437,207 | $43,109 | -$321,256 | $3,971,063 | $3,466,144 |
| 10 | $7,660,323 | $45,404 | -$319,280 | $3,881,180 | $3,779,144 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.