15125 SW 12th Ter
Miami, FL 33194 · single_family · For Sale · 65 days on market
Asking price$739,900
3 beds 3 baths 2,039 sqft
Listed by Ruben Grana · Chez Realty, LLC.
Typesingle_family
Built2003
Price / sqft$363
Est. value (own analysis)$885,467
Rent estimate (own analysis)$3,775/mo
HOANone
1 / 31
Show every detail
Statusfor_sale
Listed date2026-06-29
Removed date—
MLSMiamiMLS #A12044793
Coordinates25.75534, -80.44023
Address15125 SW 12th Ter
CityMiami
StateFL
Zip33194
Listing ID5297690168
Sourceus-real-estate-listings, cached 2026-08-28
ZIP market snapshot (33194)
Median sale price$790,000
Median days on market (sale)42
Active sale listings20
Median rent$3,500/mo
Median days on market (rent)24
Active rental listings23
Real ZIP-wide statistics from RentCast, as of 2026-09 (fetched 2026-09-03) — this is the whole ZIP's market, not specific to this property. Re-analyzing spends one of the account's 50 free monthly lookups. Our own log shows at least 6 of the 50 free monthly RentCast requests used — that only counts calls made through this app, so it can undercount. RentCast's own account dashboard has the real total.
Re-analyze ZIP 33194 (≥6 of 50 per our log)Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $739,900 |
| Down payment (20.0%) | $147,980 |
| Loan amount | $591,920 |
| Closing costs (5.0%) | $36,995 |
| Total cash to close | $184,975 |
| Income | |
| Rent (comp-derived) | $3,775$45,300 |
| Vacancy loss (8.0%) | |
| Effective gross income | $3,473$41,676 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,172$14,058 |
| Insurance (placeholder 0.8% of price) | $493$5,919 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $189$2,265 |
| Total operating expenses | $1,854$22,242 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $189$2,265 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Widened to city-wide. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 3 | 2 | 1,786 | $3,800 | 2026-08-21 | — | |
| single_family | 3 | 3 | 2,104 | $3,500 | — | — | |
| single_family | 3 | 2 | 1,790 | $4,700 | 2026-08-21 | — | |
| single_family | 3 | 2 | 1,736 | $4,800 | 2026-08-20 | — | |
| single_family | 3 | 3 | 1,805 | $3,900 | 2026-08-20 | — | |
| single_family | 3 | 2 | 1,350 | $3,200 | 2026-08-19 | — | |
| single_family | 3 | 2 | 1,651 | $4,000 | 2026-08-19 | — | |
| single_family | 3 | 2 | 1,778 | $4,200 | — | — | |
| single_family | 3 | 3 | 1,624 | $3,100 | 2026-08-18 | — | |
| single_family | 3 | 2 | 2,039 | $3,800 | 2026-08-17 | — | |
| single_family | 3 | 2 | 1,804 | $4,800 | 2026-08-17 | — | |
| single_family | 3 | 2 | 1,818 | $5,000 | 2026-08-16 | — | |
| single_family | 3 | 2 | 1,861 | $3,900 | 2026-08-15 | — | |
| single_family | 3 | 2 | 1,485 | $3,800 | 2026-08-15 | — | |
| single_family | 3 | 2 | 1,484 | $3,500 | 2026-08-15 | — | |
| single_family | 3 | 2 | 1,652 | $4,200 | 2026-08-14 | — | |
| single_family | 3 | 2 | 1,876 | $4,500 | 2026-08-14 | — | |
| single_family | 3 | 3 | 1,480 | $3,250 | 2026-08-14 | — | |
| single_family | 3 | 3 | 2,290 | $3,700 | 2026-08-14 | — | |
| single_family | 3 | 2 | 2,618 | $5,200 | 2026-08-14 | — | |
| single_family | 3 | 3 | 1,718 | $3,500 | 2026-08-13 | — | |
| single_family | 3 | 2 | 1,680 | $3,300 | 2026-08-13 | — | |
| single_family | 3 | 2 | 1,598 | $3,500 | 2026-08-12 | — | |
| single_family | 3 | 2 | 1,622 | $3,450 | 2026-08-12 | — | |
| single_family | 3 | 3 | 1,359 | $4,900 | 2026-08-11 | — | |
| single_family | 3 | 2 | 1,776 | $4,200 | 2026-08-11 | — | |
| single_family | 3 | 2 | 1,806 | $5,400 | 2026-08-11 | — | |
| single_family | 3 | 2 | 1,385 | $3,200 | 2026-08-11 | — | |
| single_family | 3 | 2 | 2,004 | $3,185 | 2026-08-11 | — | |
| single_family | 3 | 2 | 1,840 | $3,400 | 2026-08-09 | — | |
| single_family | 3 | 2 | 1,358 | $3,200 | 2026-08-08 | — | |
| single_family | 3 | 2 | 1,598 | $3,650 | 2026-08-06 | — | |
| single_family | 3 | 2 | 1,800 | $6,500 | 2026-08-05 | — | |
| single_family | 3 | 2 | 1,489 | $3,000 | 2026-08-05 | — | |
| single_family | 3 | 2 | 1,396 | $3,750 | 2026-07-27 | — | |
| single_family | 3 | 2 | 1,508 | $3,495 | 2026-07-27 | — | |
| single_family | 3 | 2 | 1,640 | $3,400 | 2026-07-25 | — | |
| single_family | 3 | 2 | 1,458 | $3,500 | 2026-07-22 | — | |
| single_family | 3 | 2 | 1,591 | $3,800 | 2026-07-22 | — | |
| single_family | 3 | 2 | 1,414 | $3,350 | 2026-07-21 | — | |
| single_family | 3 | 2 | 1,571 | $3,550 | 2026-07-21 | — | |
| single_family | 3 | 2 | 1,550 | $3,950 | 2026-07-21 | — | |
| single_family | 3 | 2 | 1,518 | $3,650 | 2026-07-20 | — | |
| single_family | 3 | 3 | 2,250 | $3,550 | 2026-07-20 | — | |
| single_family | 3 | 3 | 2,016 | $4,700 | 2026-07-18 | — | |
| single_family | 3 | 2 | 1,955 | $4,100 | 2026-07-17 | — | |
| single_family | 3 | 3 | 1,570 | $3,900 | 2026-07-17 | — | |
| single_family | 3 | 3 | 1,909 | $4,200 | 2026-07-16 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 1533 SW 154th Path | single_family | 3 | 2 | 1,858 | $820,000 | 2026-05-06 |
| 1000 SW 154th Ave | single_family | 3 | 2 | 1,681 | $730,000 | 2026-02-23 |
| 855 SW 155th Ct | single_family | 3 | 2 | 1,764 | $750,000 | 2025-12-01 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 14946 SW 9th Way | townhomes | 3 | 3 | 1,899 | $540,000 | — |
| 15375 SW 9th Way | townhomes | 3 | 3 | 1,476 | $625,000 | — |
| 14970 SW 9th Ter | townhomes | 3 | 3 | 1,775 | $519,000 | — |
| 15490 SW 10th St | single_family | 3 | 2 | 1,681 | $725,000 | — |
| 14964 SW 8th Ln | townhomes | 3 | 3 | 1,775 | $499,999 | — |
| 15064 SW 8th Ln | townhomes | 3 | 3 | 1,775 | $530,000 | — |
10-year hold projection
IRR-0.2%
Equity multiple0.96x
Total return (10yr)$89,323
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $762,097 | $19,434 | -$28,477 | $585,502 | $176,595 |
| 2 | $784,960 | $20,128 | -$27,840 | $578,644 | $206,316 |
| 3 | $808,509 | $20,846 | -$27,180 | $571,314 | $237,194 |
| 4 | $832,764 | $21,588 | -$26,497 | $563,482 | $269,282 |
| 5 | $857,747 | $22,355 | -$25,791 | $555,111 | $302,636 |
| 6 | $883,479 | $23,149 | -$25,060 | $546,165 | $337,314 |
| 7 | $909,984 | $23,969 | -$24,304 | $536,606 | $373,378 |
| 8 | $937,283 | $24,817 | -$23,521 | $526,389 | $410,894 |
| 9 | $965,402 | $25,694 | -$22,712 | $515,472 | $449,930 |
| 10 | $994,364 | $26,600 | -$21,875 | $503,804 | $490,560 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.