3826 SW 107th Ave Unit 2-2
Miami, FL 33165 · condo_townhome_rowhome_coop · For Sale · 147 days on market
Asking price$415,000
2 beds 2 baths 1,260 sqft
Listed by Daylan Rubido - "The Doral Broker" · Brokernation Real Estate Doral, LLC
Typecondo_townhome_rowhome_coop
Built1979
Price / sqft$329
Est. value (own analysis)$418,618
Rent estimate (own analysis)$2,500/mo
HOA$328/mo
Wind10/10Extreme$Heat10/10ExtremeFlood4/10moderate$Air2/10MinorWildfire1/10Minimal
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Statusfor_sale
Listed date2026-04-09
Removed date—
MLSMiamiMLS #A11997686
Coordinates25.73332, -80.36878
Address3826 SW 107th Ave Unit 2-2
CityMiami
StateFL
Zip33165
Listing ID5297539851
Sourceus-real-estate-listings, cached 2026-09-01
ZIP market snapshot (33165)
Typical home value (ZHVI)$684,538
Typical rent (ZORI)$3,219/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $415,000 |
| Down payment (20.0%) | $83,000 |
| Loan amount | $332,000 |
| Closing costs (5.0%) | $20,750 |
| Total cash to close | $103,750 |
| Income | |
| Rent (comp-derived) | $2,500$30,000 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,300$27,600 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $657$7,885 |
| Insurance (est. scaled by flood & wind risk) | $443$5,312 |
| HOA dues | $328$3,936 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $125$1,500 |
| Total operating expenses | $1,553$18,633 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $125$1,500 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| condos | 2 | 2 | 950 | $2,200 | 2026-07-11 | — | |
| condos | 2 | 2 | 830 | $2,500 | 2026-06-11 | — | |
| apartment | 2 | 1 | 1,020 | $2,600 | 2026-08-26 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 11240 SW 33rd Circle Pl | condo_townhome_rowhome_coop | 2 | 2 | 1,024 | $503,000 | 2026-08-14 |
| 1809 SW 107th Ave Apt 2705 | condo | 2 | 1 | 828 | $365,000 | 2026-07-22 |
| 9000 SW 24th St Unit 217A | condos | 2 | 2 | 860 | $288,000 | 2026-06-09 |
| 10300 SW 24th St Apt B33 | condo | 2 | 1 | 830 | $253,000 | 2026-05-14 |
| 3610 SW 114th Ave Unit 4-202 | condos | 2 | 2 | 982 | $265,000 | 2026-05-04 |
| 3610 SW 114th Ave Unit 4-104 | condos | 2 | 1 | 760 | $252,500 | 2026-03-12 |
| 1811 SW 107th Ave Apt 2306 | condo | 2 | 1 | 828 | $127,667 | 2026-03-10 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 10110 SW 22nd Ter | townhomes | 2 | 1 | 964 | $509,999 | — |
| 4641 SW 99th Ct | single_family | 2 | 1 | 812 | $559,000 | — |
| 8990 SW 24th St Apt 19 | condos | 2 | 2 | 1,015 | $325,000 | — |
| 1809 SW 107th Ave Apt 2707 | townhomes | 2 | 2 | 828 | $365,900 | — |
| 10541 SW 21st Ln | single_family | 2 | 2 | 1,138 | $534,990 | — |
| 5030 SW 113th Ct | single_family | 2 | 2 | 1,100 | $680,000 | — |
| 10300 Coral Way Unit C25 | condos | 2 | 2 | 830 | $300,000 | — |
| 10112 SW 23rd St | townhomes | 2 | 1 | 824 | $434,999 | — |
10-year hold projection
IRR-1.6%
Equity multiple0.74x
Total return (10yr)$26,971
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $427,450 | $8,967 | -$18,135 | $328,400 | $99,050 |
| 2 | $440,274 | $9,329 | -$17,811 | $324,554 | $115,720 |
| 3 | $453,482 | $9,705 | -$17,474 | $320,443 | $133,039 |
| 4 | $467,086 | $10,094 | -$17,124 | $316,049 | $151,037 |
| 5 | $481,099 | $10,497 | -$16,761 | $311,354 | $169,744 |
| 6 | $495,532 | $10,914 | -$16,385 | $306,337 | $189,195 |
| 7 | $510,398 | $11,347 | -$15,995 | $300,975 | $209,422 |
| 8 | $525,710 | $11,796 | -$15,590 | $295,245 | $230,464 |
| 9 | $541,481 | $12,260 | -$15,169 | $289,122 | $252,359 |
| 10 | $557,725 | $12,742 | -$14,734 | $282,577 | $275,148 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.