1213 Aguila Ave

Coral Gables, FL 33134 · single_family · For Sale · 43 days on market
Asking price$1,250,000
2 beds 2 baths 1,202 sqft
Suggested offer$925,854$324,146 above the est. market value of $925,854.
View on Realtor.com →
Listed by Teresa Calejo · Compass Florida, LLC.
Typesingle_family
Built1929
Price / sqft$1040
Est. value (own analysis)$925,854
Rent estimate (own analysis)$3,650/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeAir2/10MinorFlood1/10minimal$Wildfire1/10Minimal
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Neighborhood

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Statusfor_sale
Listed date2026-07-21
Removed date
MLSMiamiMLS #A12056579
Coordinates25.76264, -80.27980
Address1213 Aguila Ave
CityCoral Gables
StateFL
Zip33134
Listing ID5297421755
Sourceus-real-estate-listings, cached 2026-08-30

ZIP market snapshot (33134)

Typical home value (ZHVI)$887,965
Typical rent (ZORI)$3,095/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$1,250,000
Down payment (20.0%)$250,000
Loan amount$1,000,000
Closing costs (5.0%)$62,500
Total cash to close$312,500
Rent (comp-derived)$3,650$43,800
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$43,800
Vacancy rate (assumption) assumption8.0%

$43,800 × 8.0% = $3,504

Effective gross income$3,358$40,296
Property tax (placeholder 1.9% of price)$1,979$23,750
Insurance (est. scaled by flood & wind risk)$1,250$15,000
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$183$2,190
Total operating expenses$3,412$40,940
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$40,296
Total operating expenses derived$40,940

$40,296 − $40,940 = -$644

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$1,000,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$1,000,000 amortized at 6.7% over 30 years = $6,426/mo

CapEx reserve (5.0% of GSR)$183$2,190
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived-$644
Annual debt service derived$77,115
Annual CapEx reserve assumption$2,190
Annual PMI assumption$0

(-$644 − $77,115 − $2,190 − $0) ÷ 12 = -$6,662

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived-$644
Purchase price data$1,250,000

-$644 ÷ $1,250,000 = -0.1%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$79,949
Total cash to close derived$312,500

-$79,949 ÷ $312,500 = -25.6%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived-$644
Annual debt service derived$77,115

-$644 ÷ $77,115 = -0.01

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$43,800
Purchase price data$1,250,000

($43,800 ÷ 12) ÷ $1,250,000 = 0.3%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$1,250,000
Gross scheduled rent (annual) comp$43,800

$1,250,000 ÷ $43,800 = 28.5

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$40,940
Effective gross income derived$40,296

$40,940 ÷ $40,296 = 101.6%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$40,940
Annual debt service derived$77,115
Annual PMI assumption$0
Gross scheduled rent (annual) comp$43,800

($40,940 + $77,115 + $0) ÷ $43,800 = 269.5%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family21816$3,1002026-08-10
single_family211,086$3,9002026-06-19
single_family231,000$3,900
single_family211,000$3,0002025-05-22
single_family211,223$2,1752022-05-02
single_family221,291$5,5002026-06-08
single_family221,502$6,3002026-08-06
single_family221,400$3,400
single_family221,000$3,100
single_family21896$3,9002026-03-30

2920 SW 38th Ct

Miami, 33134 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage816
Listed2026-08-10
Days on market

Asking rent: $3,100

View on Zillow →

4456 SW 10th St

Miami, 33134 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage1,086
Listed2026-06-19
Days on market

Asking rent: $3,900

View on Zillow →

4288 SW 9th St # 1

Miami, 33134 · rent comp

Bedrooms / bathrooms2 bd / 3 ba
Square footage1,000
Listed
Days on market

Asking rent: $3,900

View on Zillow →

2955 SW 38th Ave

Coral Gables, 33134 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage1,000
Listed2025-05-22
Days on market

Asking rent: $3,000

View on Zillow →

904 Wallace St

Coral Gables, 33134 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage1,223
Listed2022-05-02
Days on market

Asking rent: $2,175

View on Zillow →

753 Navarre Ave

Coral Gables, 33134 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,291
Listed2026-06-08
Days on market

Asking rent: $5,500

View on Zillow →

431 Candia Ave

Coral Gables, 33134 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,502
Listed2026-08-06
Days on market

Asking rent: $6,300

View on Zillow →

2720 S Le Jeune Rd

Coral Gables, 33134 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,400
Listed
Days on market

Asking rent: $3,400

View on Zillow →

15 Madeira Ave Apt 3

Coral Gables, 33134 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,000
Listed
Days on market

Asking rent: $3,100

View on Zillow →

Coral Gables, 33134 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage896
Listed2026-03-30
Days on market

Asking rent: $3,900

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
1400 Madrid Stsingle_family221,582$895,0002026-08-20
1310 Madrid Stsingle_family221,200$1,250,0002026-08-13
434 Mendoza Avesingle_family211,314$890,0002026-08-07
4355 SW 2nd Stsingle_family221,095$650,0002026-08-05
1425 Venetia Avesingle_family221,466$1,300,0002026-08-03
512 Mendoza Avesingle_family221,330$950,0002026-07-15
919 Lisbon Stsingle_family211,605$1,285,0002026-07-14
4370 SW 11th Stsingle_family21850$725,0002026-06-29
739 Aledo Avesingle_family211,492$1,675,0002026-06-29
430 Sarto Avesingle_family221,423$1,100,0002026-06-25
5117 SW 7th Stsingle_family212,057$1,195,0002026-06-24
5561 SW 5th Tersingle_family211,217$539,0002026-06-24
5280 SW 6th Stsingle_family21907$640,0002026-06-23
323 Velarde Avesingle_family221,388$1,250,0002026-06-22
4235 SW 4th Stsingle_family211,546$820,0002026-06-16
1247 Anastasia Avesingle_family222,525$2,300,0002026-06-04
1418 Cordova Stsingle_family221,436$1,425,0002026-06-01
3951 SW 2nd Tersingle_family21884$725,0002026-05-28
103 Romano Avesingle_family211,113$610,0002026-05-26
4220 SW 13th Stsingle_family211,161$680,0002026-05-20
4366 SW 5th Tersingle_family22770$635,0002026-05-19
1200 El Rado Stsingle_family211,493$1,150,0002026-05-13
5433516977single_family221,824$1,715,0002026-05-12
1225 Tangier Stsingle_family221,232$1,230,0002026-04-28
720 Madeira Avesingle_family212,108$3,000,0002026-04-22
305 Fluvia Avesingle_family211,442$1,325,0002026-04-16
122 Camilo Avesingle_family211,610$965,0002026-04-09
4371 SW 4th Stsingle_family211,218$250,0002026-04-09
140 SW 48th Ctsingle_family211,078$520,0002026-04-01
4729 SW 4th Stsingle_family212,155$350,0002026-04-01
833 Tangier Stsingle_family21924$842,5002026-03-31
438 Mendoza Avesingle_family221,545$1,100,0002026-03-25
500 Aragon Avesingle_family221,345$1,300,0002026-03-18
4230 SW 5th Stsingle_family211,926$695,0002026-03-16
1011 Cortez Stsingle_family211,158$810,0002026-03-06
740 Majorca Avesingle_family231,742$2,025,0002026-02-23
605 Navarre Avesingle_family221,531$1,375,0002026-01-30
1433 Ortega Avesingle_family221,362$975,0002026-01-30
517 Minorca Avesingle_family211,622$1,475,0002026-01-23
917 Granada Groves Ctsingle_family221,457$1,250,0002026-01-23
410 Navarre Avesingle_family221,357$1,015,0002026-01-17
1111 Columbus Blvdsingle_family221,532$1,120,0002026-01-16
1409 Medina Avesingle_family221,273$950,0002026-01-14

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
122 SW 56th Avesingle_family221,156$599,000
4060 SW 6th Stsingle_family211,027$669,500
3780 SW 27th Tersingle_family22875$725,000
215 SW 42nd Ave Apt 401condos22996$490,000
1715 Douglas Rd Unit 200condos22960$935,900
1715 Douglas Rd Unit 206condos22842$861,900
215 SW 42nd Ave Apt 810condos22996$399,000
4485 SW 7th Stmulti_family221,216$780,000

10-year hold projection

IRR-7.2%
Equity multiple-0.21x
Total return (10yr)-$213,646
YearProperty valueNOICash flowLoan balanceEquity
1$1,287,500-$644-$79,949$989,158$298,342
2$1,326,125-$459-$79,819$977,571$348,554
3$1,365,909-$263-$79,679$965,189$400,720
4$1,406,886-$55-$79,529$951,956$454,930
5$1,449,093$163-$79,369$937,814$511,278
6$1,492,565$394-$79,199$922,702$569,864
7$1,537,342$638-$79,017$906,551$630,791
8$1,583,463$894-$78,824$889,292$694,171
9$1,630,966$1,164-$78,619$870,847$760,119
10$1,679,895$1,449-$78,402$851,136$828,760
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.