7483 SW 82nd St Apt A102

Miami, FL 33143 · condos · For Sale · 42 days on market
Asking price$385,000
3 beds 2 baths 1,140 sqft
Suggested offer$371,629$13,371 above the est. market value of $371,629.
View on Realtor.com →
Listed by Jack V Ospina · One Mundo Realty Inc.
Typecondos
Built1968
Price / sqft$338
Est. value (own analysis)$371,629
Rent estimate (own analysis)$3,915/mo
HOA$700/mo
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Neighborhood

Show every detail
Statusfor_sale
Listed date2026-07-22
Removed date
MLSMiamiMLS #A12057753
Coordinates25.69460, -80.31496
Address7483 SW 82nd St Apt A102
CityMiami
StateFL
Zip33143
Listing ID5290331902
Sourceus-real-estate-listings, cached 2026-08-31

ZIP market snapshot (33143)

Typical home value (ZHVI)$957,553
Typical rent (ZORI)$2,761/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$385,000
Down payment (20.0%)$77,000
Loan amount$308,000
Closing costs (5.0%)$19,250
Total cash to close$96,250
Rent (comp-derived)$3,915$46,980
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$46,980
Vacancy rate (assumption) assumption8.0%

$46,980 × 8.0% = $3,758

Effective gross income$3,602$43,222
Property tax (placeholder 1.9% of price)$610$7,315
Insurance (placeholder 0.8% of price)$257$3,080
HOA dues$700$8,400
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$196$2,349
Total operating expenses$1,762$21,144
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$43,222
Total operating expenses derived$21,144

$43,222 − $21,144 = $22,078

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$308,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$308,000 amortized at 6.7% over 30 years = $1,979/mo

CapEx reserve (5.0% of GSR)$196$2,349
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$22,078
Annual debt service derived$23,751
Annual CapEx reserve assumption$2,349
Annual PMI assumption$0

($22,078 − $23,751 − $2,349 − $0) ÷ 12 = -$335

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$22,078
Purchase price data$385,000

$22,078 ÷ $385,000 = 5.7%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$4,023
Total cash to close derived$96,250

-$4,023 ÷ $96,250 = -4.2%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$22,078
Annual debt service derived$23,751

$22,078 ÷ $23,751 = 0.93

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$46,980
Purchase price data$385,000

($46,980 ÷ 12) ÷ $385,000 = 1.0%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$385,000
Gross scheduled rent (annual) comp$46,980

$385,000 ÷ $46,980 = 8.2

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$21,144
Effective gross income derived$43,222

$21,144 ÷ $43,222 = 48.9%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$21,144
Annual debt service derived$23,751
Annual PMI assumption$0
Gross scheduled rent (annual) comp$46,980

($21,144 + $23,751 + $0) ÷ $46,980 = 95.6%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
condos321,200$2,8502026-07-24
condos321,271$2,8502026-07-17
apartment321,170$4,787
condos32970$2,0002026-08-07
condos321,130$3,6002026-06-29
apartment321,331$4,894
apartment321,386$4,230
apartment321,350$4,992

7410 SW 82nd St Apt K203

Miami, 33143 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,200
Listed2026-07-24
Days on market

Asking rent: $2,850

View on Zillow →

7401 SW 82nd St Unit 303S

Miami, 33143 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,271
Listed2026-07-17
Days on market

Asking rent: $2,850

View on Zillow →

6620 SW 57th Ave Apt E218

Miami, 33143 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,170
Listed
Days on market

Asking rent: $4,787

View on Zillow →

6023 SW 69th St Unit 78

South Miami, 33143 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage970
Listed2026-08-07
Days on market

Asking rent: $2,000

View on Zillow →

6001 SW 70th St Apt 215

South Miami, 33143 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,130
Listed2026-06-29
Days on market

Asking rent: $3,600

View on Zillow →

8400 S Dixie Hwy Apt 2018

Miami, 33143 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,331
Listed
Days on market

Asking rent: $4,894

View on Zillow →

8250 SW 72nd Ct Unit 621

Miami, 33143 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,386
Listed
Days on market

Asking rent: $4,230

View on Zillow →

8215 SW 72nd Ave Apt 619

Miami, 33143 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,350
Listed
Days on market

Asking rent: $4,992

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
6001 SW 70th St Apt 133condos321,164$400,0002026-07-23
7010 SW 66th Ave Unit 25condos332,200$760,0002026-06-01
6149 SW 69th St Unit 12condos32970$218,0002026-04-06
6001 SW 70th St Apt 351condos321,164$430,0002026-03-11
7765 SW 86th St Unit F2-405condos321,200$370,0002025-12-18
6209 SW 78th St Unit 2Econdos331,632$685,0002025-10-14
6661 SW 72nd St Unit 35condos332,200$550,0002025-10-02
6023 SW 69th St Unit 78condos32970$210,0002025-09-12

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
5775 SW 57th Tersingle_family321,841$1,350,000
7050 SW 82nd Ctsingle_family321,312$1,400,000
7240 Sunset Drsingle_family331,591$2,675,000
8530 SW 81st Lnsingle_family322,154$1,150,000
8121 SW 82nd Cttownhomes331,470$645,000
8054 SW 86th Tertownhomes332,019$875,000
6325 SW 84th Stsingle_family321,886$1,775,000
5600 SW 74th Ctsingle_family322,038$1,100,000

10-year hold projection

IRR8.1%
Equity multiple2.28x
Total return (10yr)$173,029
YearProperty valueNOICash flowLoan balanceEquity
1$396,550$22,078-$4,023$304,661$91,889
2$408,447$22,846-$3,314$301,092$107,355
3$420,700$23,639-$2,580$297,278$123,422
4$433,321$24,460-$1,821$293,202$140,118
5$446,321$25,307-$1,037$288,847$157,474
6$459,710$26,183-$226$284,192$175,518
7$473,501$27,088$613$279,218$194,283
8$487,706$28,024$1,480$273,902$213,804
9$502,338$28,990$2,376$268,221$234,116
10$517,408$29,988$3,303$262,150$255,258
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.