10795 SW 34th St
Miami, FL 33165 · single_family · For Sale · 33 days on market
Asking price$2,499,000
5 beds 3 baths 2,683 sqft
Suggested offer$1,050,851$1,448,149 above the est. market value of $1,050,851.
View on Realtor.com →Listed by Gabriel Henriquez · Villazzo, Llc.
Typesingle_family
Built1955
Price / sqft$931
Est. value (own analysis)$1,050,851
Rent estimate (own analysis)$4,500/mo
HOANone
1 / 77
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Statusfor_sale
Listed date2026-07-31
Removed date—
MLSMiamiMLS #A12055937
Coordinates25.73803, -80.36942
Address10795 SW 34th St
CityMiami
StateFL
Zip33165
Listing ID5280434783
Sourceus-real-estate-listings, cached 2026-09-01
ZIP market snapshot (33165)
Typical home value (ZHVI)$684,538
Typical rent (ZORI)$3,219/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $2,499,000 |
| Down payment (20.0%) | $499,800 |
| Loan amount | $1,999,200 |
| Closing costs (5.0%) | $124,950 |
| Total cash to close | $624,750 |
| Income | |
| Rent (comp-derived) | $4,500$54,000 |
| Vacancy loss (8.0%) | |
| Effective gross income | $4,140$49,680 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $3,957$47,481 |
| Insurance (placeholder 0.8% of price) | $1,666$19,992 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $225$2,700 |
| Total operating expenses | $5,848$70,173 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $225$2,700 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 5 | 2 | 1,598 | $5,000 | 2026-08-11 | — | |
| single_family | 5 | 2 | 1,729 | $3,950 | 2026-07-10 | — | |
| single_family | 5 | 3 | 2,369 | $4,250 | 2023-04-07 | — | |
| single_family | 5 | 3 | 2,719 | $4,750 | — | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 3840 SW 91st Ave | single_family | 5 | 1 | 1,057 | $750,000 | 2026-08-14 |
| 3500 SW 111th Ave | single_family | 5 | 4 | 3,308 | $1,410,000 | 2026-08-11 |
| 3345 SW 109th Ct | single_family | 5 | 5 | 2,592 | $1,000,000 | 2026-08-10 |
| 2901 SW 92nd Ave | single_family | 5 | 2 | 1,704 | $680,000 | 2026-07-30 |
| 4820 SW 112th Ave | single_family | 5 | 3 | 2,564 | $806,000 | 2026-07-23 |
| 9832 SW 27th Ter | single_family | 5 | 3 | 2,252 | $795,000 | 2026-07-13 |
| 4901 SW 101st Ave | single_family | 5 | 3 | 2,767 | $1,100,000 | 2026-07-08 |
| 3024 SW 98th Ct | single_family | 5 | 5 | 3,222 | $1,170,000 | 2026-06-16 |
| 2775 SW 101st Ct | single_family | 5 | 5 | 3,132 | $1,300,000 | 2026-06-02 |
| 11430 SW 41st Ter | single_family | 5 | 3 | 2,154 | $550,000 | 2026-06-01 |
| 11351 SW 52nd Ter | single_family | 5 | 4 | 1,599 | $950,000 | 2026-05-01 |
| 9825 SW 54th St | single_family | 5 | 4 | 1,877 | $692,000 | 2026-04-17 |
| 4140 SW 108th Ave | single_family | 5 | 4 | 2,190 | $935,000 | 2026-03-27 |
| 4805 SW 112th Ave | single_family | 5 | 3 | 2,610 | $825,000 | 2026-03-16 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 4621 SW 104th Ct | single_family | 5 | 4 | 2,058 | $712,000 | — |
| 3538 SW 87th Ct | single_family | 5 | 3 | 1,586 | $790,000 | — |
| 4151 SW 112th Ct | single_family | 5 | 2 | 1,980 | $750,000 | — |
| 2610 SW 112th Ct | single_family | 5 | 4 | 3,346 | $1,450,000 | — |
| 3125 SW 108th Ave | single_family | 5 | 5 | 2,419 | $1,195,000 | — |
| multi_family | 5 | 3 | 2,094 | $799,900 | — | |
| 2605 SW 115th Ave | single_family | 5 | 5 | 4,795 | $1,999,000 | — |
| 10755 SW 52nd Ter | single_family | 5 | 7 | 3,242 | $1,995,000 | — |
10-year hold projection
IRR-9.0%
Equity multiple-0.53x
Total return (10yr)-$631,530
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $2,573,970 | -$20,493 | -$177,362 | $1,977,524 | $596,446 |
| 2 | $2,651,189 | -$20,757 | -$177,693 | $1,954,360 | $696,829 |
| 3 | $2,730,725 | -$21,020 | -$178,025 | $1,929,605 | $801,120 |
| 4 | $2,812,647 | -$21,282 | -$178,358 | $1,903,150 | $909,497 |
| 5 | $2,897,026 | -$21,543 | -$178,692 | $1,874,878 | $1,022,148 |
| 6 | $2,983,937 | -$21,802 | -$179,025 | $1,844,665 | $1,139,272 |
| 7 | $3,073,455 | -$22,059 | -$179,359 | $1,812,377 | $1,261,078 |
| 8 | $3,165,658 | -$22,314 | -$179,692 | $1,777,872 | $1,387,786 |
| 9 | $3,260,628 | -$22,566 | -$180,024 | $1,740,997 | $1,519,631 |
| 10 | $3,358,447 | -$22,815 | -$180,356 | $1,701,591 | $1,656,856 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.