3209 SE 5th St
Homestead, FL 33033 · townhomes · For Sale · 14 days on market
Asking price$347,000
3 beds 3 baths 1,402 sqft
Suggested offer$330,028$16,972 above the est. market value of $330,028.
View on Realtor.com →Listed by Mary Friso · Viel & Ritter Realty Group, Inc.
Typetownhomes
Built2016
Price / sqft$248
Est. value (own analysis)$330,028
Rent estimate (own analysis)$2,400/mo
HOA$100/mo
Wind10/10Extreme$Heat10/10ExtremeFlood9/10extreme$Wildfire3/10ModerateAir2/10Minor
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Statusfor_sale
Listed date2026-08-19
Removed date—
MLSMiamiMLS #A12066376
Coordinates25.46581, -80.42914
Address3209 SE 5th St
CityHomestead
StateFL
Zip33033
Listing ID5277312329
Sourceus-real-estate-listings, cached 2026-08-28
ZIP market snapshot (33033)
Typical home value (ZHVI)$436,367
Typical rent (ZORI)$2,539/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $347,000 |
| Down payment (20.0%) | $69,400 |
| Loan amount | $277,600 |
| Closing costs (5.0%) | $17,350 |
| Total cash to close | $86,750 |
| Income | |
| Rent (comp-derived) | $2,400$28,800 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,208$26,496 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $549$6,593 |
| Insurance (est. scaled by flood & wind risk) | $509$6,107 |
| HOA dues | $100$1,200 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $120$1,440 |
| Total operating expenses | $1,278$15,340 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $120$1,440 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| townhomes | 3 | 3 | 1,334 | $2,350 | 2025-11-19 | — | |
| townhomes | 3 | 3 | 1,489 | $2,800 | 2023-09-01 | — | |
| townhomes | 3 | 3 | 1,169 | $2,200 | 2026-04-01 | — | |
| townhomes | 3 | 3 | 1,234 | $2,000 | 2026-07-31 | — | |
| townhomes | 3 | 3 | 1,325 | $2,300 | 2026-08-19 | — | |
| townhomes | 3 | 3 | 1,325 | $1,975 | 2026-07-07 | — | |
| townhomes | 3 | 3 | 1,584 | $2,250 | 2026-05-15 | — | |
| townhomes | 3 | 3 | 1,584 | $2,250 | 2026-02-08 | — | |
| townhomes | 3 | 3 | 1,564 | $2,300 | 2026-06-17 | — | |
| townhomes | 3 | 2 | 1,379 | $2,200 | 2026-05-04 | — | |
| townhomes | 3 | 3 | 1,393 | $2,300 | 2026-07-17 | — | |
| townhomes | 3 | 3 | 1,234 | $2,250 | 2026-08-06 | — | |
| townhomes | 3 | 3 | 1,393 | $2,400 | 2026-08-27 | — | |
| townhomes | 3 | 3 | 1,331 | $2,600 | 2026-06-03 | — | |
| townhomes | 3 | 3 | 1,328 | $2,450 | 2026-08-21 | — | |
| townhomes | 3 | 3 | 1,612 | $2,300 | 2026-07-08 | — | |
| townhomes | 3 | 3 | 1,428 | $2,200 | 2026-07-31 | — | |
| townhomes | 3 | 3 | 1,234 | $2,150 | 2026-08-27 | — | |
| townhomes | 3 | 3 | 1,428 | $2,000 | 2026-06-01 | — | |
| townhomes | 3 | 2 | 1,194 | $2,050 | 2026-08-21 | — | |
| townhomes | 3 | 4 | 1,628 | $2,499 | 2026-07-31 | — | |
| townhomes | 3 | 3 | 1,705 | $2,400 | 2026-08-26 | — | |
| townhomes | 3 | 3 | 1,512 | $2,450 | 2026-06-18 | — | |
| townhomes | 3 | 2 | 1,160 | $2,200 | 2026-07-31 | — | |
| townhomes | 3 | 2 | 1,200 | $2,600 | 2026-08-26 | — | |
| townhomes | 3 | 3 | 1,590 | $2,500 | 2026-08-11 | — | |
| townhomes | 3 | 3 | 1,379 | $2,300 | 2026-07-15 | — | |
| townhomes | 3 | 3 | 1,328 | $2,400 | 2026-05-22 | — | |
| townhomes | 3 | 3 | 1,432 | $2,500 | 2026-07-30 | — | |
| townhomes | 3 | 3 | 1,456 | $2,495 | 2026-05-26 | — | |
| townhomes | 3 | 3 | 1,379 | $2,100 | 2026-06-16 | — | |
| townhomes | 3 | 3 | 1,169 | $2,380 | 2026-03-31 | — | |
| townhomes | 3 | 3 | 1,509 | $2,300 | 2026-05-26 | — | |
| townhomes | 3 | 3 | 1,402 | $2,500 | 2026-08-13 | — | |
| townhomes | 3 | 3 | 1,169 | $2,300 | 2026-08-19 | — | |
| townhomes | 3 | 3 | 1,545 | $2,300 | 2026-04-06 | — | |
| townhomes | 3 | 3 | 1,442 | $2,500 | 2026-07-20 | — | |
| townhomes | 3 | 2 | 1,151 | $2,400 | 2026-07-31 | — | |
| townhomes | 3 | 3 | 1,642 | $2,600 | 2025-10-01 | — | |
| townhomes | 3 | 3 | 1,402 | $2,600 | 2026-07-03 | — | |
| townhomes | 3 | 3 | 1,328 | $2,400 | 2026-07-07 | — | |
| townhomes | 3 | 3 | 1,423 | $2,500 | 2026-08-21 | — | |
| townhomes | 3 | 3 | 1,565 | $2,590 | 2026-08-24 | — | |
| townhomes | 3 | 3 | 1,428 | $2,500 | 2026-04-28 | — | |
| townhomes | 3 | 3 | 1,328 | $2,950 | 2026-07-30 | — | |
| townhomes | 3 | 3 | 1,507 | $2,600 | 2026-07-29 | — | |
| townhomes | 3 | 3 | 1,483 | $2,300 | 2026-07-30 | — | |
| townhomes | 3 | 2 | 1,169 | $2,200 | 2026-07-14 | — | |
| townhomes | 3 | 3 | 1,328 | $2,450 | 2026-08-12 | — | |
| townhomes | 3 | 2 | 1,380 | $2,800 | 2026-06-02 | — | |
| townhomes | 3 | 2 | 1,427 | $2,550 | 2026-06-19 | — | |
| townhomes | 3 | 2 | 1,358 | $2,500 | 2026-02-22 | — | |
| townhomes | 3 | 3 | 1,628 | $2,700 | 2026-07-30 | — | |
| townhomes | 3 | 2 | 1,140 | $2,200 | 2026-08-13 | — | |
| townhomes | 3 | 2 | 964 | $2,700 | 2026-08-17 | — | |
| townhomes | 3 | 3 | 1,325 | $2,300 | 2026-04-02 | — | |
| townhomes | 3 | 3 | 1,827 | $2,800 | 2026-06-18 | — | |
| townhomes | 3 | 2 | 1,140 | $2,400 | 2026-07-28 | — | |
| townhomes | 3 | 3 | 1,523 | $2,400 | 2026-07-20 | — | |
| townhomes | 3 | 3 | 1,612 | $2,500 | 2026-07-24 | — | |
| townhomes | 3 | 3 | 1,785 | $2,650 | 2026-07-15 | — | |
| townhomes | 3 | 3 | 1,612 | $3,300 | 2026-07-22 | — | |
| townhomes | 3 | 3 | 1,695 | $3,300 | 2026-03-12 | — | |
| townhomes | 3 | 3 | 1,847 | $2,780 | 2026-04-17 | — | |
| townhomes | 3 | 2 | 1,140 | $2,800 | 2026-02-04 | — | |
| townhomes | 3 | 3 | 1,695 | $3,100 | 2026-07-06 | — | |
| townhomes | 3 | 3 | 1,483 | $3,300 | 2026-05-18 | — | |
| townhomes | 3 | 3 | 1,550 | $2,800 | 2024-10-16 | — | |
| townhomes | 3 | 3 | 1,565 | $3,500 | 2026-08-16 | — | |
| townhomes | 3 | 3 | 1,365 | $1,950 | — | — | |
| townhomes | 3 | 2 | 1,169 | $2,150 | 2026-06-02 | — | |
| townhomes | 3 | 2 | 1,169 | $2,000 | 2026-08-19 | — | |
| townhomes | 3 | 3 | 1,790 | $2,800 | 2026-08-30 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 13408 SW 287th St | townhomes | 3 | 3 | 1,695 | $387,000 | 2026-08-28 |
| 13401 SW 287th St Unit 13401 | townhomes | 3 | 3 | 1,695 | $399,000 | 2026-08-21 |
| 500 SE 32nd Ave | townhomes | 3 | 3 | 1,432 | $350,000 | 2026-08-17 |
| 4289 NE 10th Ct | townhomes | 3 | 3 | 1,428 | $320,000 | 2026-08-07 |
| 3728 NE 3rd Ct | townhomes | 3 | 2 | 1,628 | $388,000 | 2026-07-31 |
| 215 SE 37th Pl | townhomes | 3 | 3 | 1,452 | $349,999 | 2026-07-31 |
| 13929 SW 282nd St | townhomes | 3 | 2 | 1,160 | $301,000 | 2026-07-27 |
| 1655 NE 33rd Rd Unit 102-4 | townhomes | 3 | 3 | 1,379 | $290,000 | 2026-07-24 |
| 990 NE 42nd Pl | townhomes | 3 | 2 | 1,298 | $305,000 | 2026-07-21 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 2585 SE 7th Pl | single_family | 3 | 2 | 1,548 | $385,000 | — |
| 460 SE 24th Dr | single_family | 3 | 2 | 1,519 | $399,900 | — |
| 142 SE 28th Ter Unit 11 | townhomes | 3 | 3 | 1,523 | $259,000 | — |
| 15485 Harrison Dr | single_family | 3 | 1 | 855 | $350,000 | — |
| 1073 NE 30th Ave | townhomes | 3 | 3 | 1,508 | $335,000 | — |
| townhomes | 3 | 3 | 1,169 | $268,000 | — | |
| 28393 SW 140th Pl | townhomes | 3 | 2 | 1,200 | $295,000 | — |
| 15122 SW 297th Ter | single_family | 3 | 2 | 1,292 | $450,000 | — |
10-year hold projection
IRR1.2%
Equity multiple1.20x
Total return (10yr)$62,344
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $357,410 | $11,156 | -$11,691 | $274,590 | $82,820 |
| 2 | $368,132 | $11,567 | -$11,316 | $271,374 | $96,759 |
| 3 | $379,176 | $11,993 | -$10,927 | $267,936 | $111,240 |
| 4 | $390,552 | $12,433 | -$10,525 | $264,263 | $126,288 |
| 5 | $402,268 | $12,889 | -$10,108 | $260,337 | $141,931 |
| 6 | $414,336 | $13,360 | -$9,676 | $256,142 | $158,194 |
| 7 | $426,766 | $13,848 | -$9,229 | $251,659 | $175,107 |
| 8 | $439,569 | $14,352 | -$8,767 | $246,868 | $192,701 |
| 9 | $452,756 | $14,874 | -$8,288 | $241,748 | $211,009 |
| 10 | $466,339 | $15,413 | -$7,792 | $236,276 | $230,063 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.