915 SW 9th Ct
Miami, FL 33130 · single_family · For Sale · 26 days on market
Asking price$495,000
2 beds 1 baths 1,114 sqft
Suggested offer$409,930$85,070 above the est. market value of $409,930.
View on Realtor.com →Listed by Raul Gonzalez · Nufront International Realty
Typesingle_family
Built1934
Price / sqft$444
Est. value (own analysis)$409,930
Rent estimate (own analysis)$2,625/mo
HOANone
1 / 33
Show every detail
Statusfor_sale
Listed date2026-08-08
Removed date—
MLSMiamiMLS #A12067056
Coordinates25.76469, -80.20988
Address915 SW 9th Ct
CityMiami
StateFL
Zip33130
Listing ID5275899191
Sourceus-real-estate-listings, cached 2026-08-29
ZIP market snapshot (33130)
Typical home value (ZHVI)$515,336
Typical rent (ZORI)$3,262/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $495,000 |
| Down payment (20.0%) | $99,000 |
| Loan amount | $396,000 |
| Closing costs (5.0%) | $24,750 |
| Total cash to close | $123,750 |
| Income | |
| Rent (comp-derived) | $2,625$31,500 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,415$28,980 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $784$9,405 |
| Insurance (placeholder 0.8% of price) | $330$3,960 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $131$1,575 |
| Total operating expenses | $1,245$14,940 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $131$1,575 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Widened to city-wide. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 2 | 2 | 1,173 | $5,200 | 2026-08-21 | — | |
| single_family | 2 | 2 | 928 | $2,800 | 2026-08-21 | — | |
| single_family | 2 | 1 | 750 | $2,900 | 2026-08-21 | — | |
| single_family | 2 | 1 | 1,196 | $2,300 | 2026-08-19 | — | |
| single_family | 2 | 1 | 872 | $2,400 | 2026-08-18 | — | |
| single_family | 2 | 2 | 1,252 | $2,800 | 2026-08-18 | — | |
| single_family | 2 | 1 | 981 | $2,500 | 2026-08-17 | — | |
| single_family | 2 | 1 | 900 | $1,600 | 2026-08-17 | — | |
| single_family | 2 | 2 | 1,448 | $2,750 | 2026-08-14 | — | |
| single_family | 2 | 2 | 935 | $2,100 | 2026-08-14 | — | |
| single_family | 2 | 1 | 1,104 | $2,500 | 2026-08-13 | — | |
| single_family | 2 | 1 | 1,300 | $2,200 | 2026-08-13 | — | |
| single_family | 2 | 2 | 1,105 | $3,900 | 2026-08-12 | — | |
| single_family | 2 | 1 | 1,234 | $2,950 | 2026-08-11 | — |
Widened to any bedroom count in ZIP. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 910 SW 9th St | single_family | 2 | 1 | 800 | $399,000 | 2026-05-12 |
| 742 SW 10th St | single_family | 3 | 2 | 1,108 | $385,000 | 2026-02-18 |
| 627 SW 11th Ave | single_family | 3 | 2 | 1,493 | $580,000 | 2026-02-03 |
| 536 SW 3rd St | single_family | 5 | 2 | 2,442 | $800,000 | 2025-10-17 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 90 SW 3rd St Apt 2504 | condos | 2 | 3 | 1,274 | $599,000 | — |
| 801 S Miami Ave Unit 1602 | condos | 2 | 3 | 1,119 | $860,000 | — |
| 90 SW 3rd St Unit TH308 | condos | 2 | 2 | 1,405 | $628,000 | — |
| 1300 S Miami Ave Unit 2001 | condos | 2 | 2 | 1,279 | $925,000 | — |
| 185 SW 7th St Apt 4209 | condos | 2 | 3 | 1,179 | $585,000 | — |
| 1111 SW 1st Ave Unit 2925N | condos | 2 | 2 | 1,099 | $695,000 | — |
| 55 SW 9th St Apt 3308 | condos | 2 | 2 | 788 | $674,900 | — |
| 45 SW 9th St Apt 1701 | condos | 2 | 2 | 1,042 | $890,000 | — |
10-year hold projection
IRR0.3%
Equity multiple1.05x
Total return (10yr)$71,012
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $509,850 | $14,040 | -$18,073 | $391,707 | $118,144 |
| 2 | $525,146 | $14,536 | -$17,616 | $387,118 | $138,027 |
| 3 | $540,900 | $15,049 | -$17,144 | $382,215 | $158,685 |
| 4 | $557,127 | $15,578 | -$16,655 | $376,975 | $180,152 |
| 5 | $573,841 | $16,126 | -$16,150 | $371,375 | $202,466 |
| 6 | $591,056 | $16,693 | -$15,627 | $365,390 | $225,666 |
| 7 | $608,788 | $17,278 | -$15,086 | $358,995 | $249,793 |
| 8 | $627,051 | $17,883 | -$14,527 | $352,160 | $274,891 |
| 9 | $645,863 | $18,508 | -$13,949 | $344,856 | $301,007 |
| 10 | $665,239 | $19,154 | -$13,350 | $337,050 | $328,188 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.