546 SW 1st St Apt 603
Miami, FL 33130 · condos · For Sale · 85 days on market
Asking price$225,000
2 beds 1 baths 791 sqft
Listed by Mohamed Mohamed · Julies Realty, LLC
Typecondos
Built1988
Price / sqft$284
Est. value (own analysis)$409,944
Rent estimate (own analysis)$3,598/mo
HOA$260/mo
Wind10/10Extreme$Heat10/10ExtremeFlood9/10extreme$Air2/10MinorWildfire1/10Minimal
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Statusfor_sale
Listed date2026-06-09
Removed date—
MLSMiamiMLS #A12032907
Coordinates25.77254, -80.20367
Address546 SW 1st St Apt 603
CityMiami
StateFL
Zip33130
Listing ID5260488761
Sourceus-real-estate-listings, cached 2026-08-25
ZIP market snapshot (33130)
Typical home value (ZHVI)$515,336
Typical rent (ZORI)$3,262/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $225,000 |
| Down payment (20.0%) | $45,000 |
| Loan amount | $180,000 |
| Closing costs (5.0%) | $11,250 |
| Total cash to close | $56,250 |
| Income | |
| Rent (comp-derived) | $3,598$43,170 |
| Vacancy loss (8.0%) | |
| Effective gross income | $3,310$39,716 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $356$4,275 |
| Insurance (est. scaled by flood & wind risk) | $330$3,960 |
| HOA dues | $260$3,120 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $180$2,159 |
| Total operating expenses | $1,126$13,514 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $180$2,159 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| apartment | 2 | 1 | 679 | $2,100 | 2026-08-21 | — | |
| apartment | 2 | 1 | 629 | $2,100 | 2026-08-21 | — | |
| condos | 2 | 1 | 660 | $2,250 | 2026-08-20 | — | |
| apartment | 2 | 1 | 900 | $1,952 | 2025-12-02 | — | |
| apartment | 2 | 1 | 795 | $1,900 | 2026-08-19 | — | |
| condos | 2 | 3 | 1,037 | $4,000 | 2026-08-19 | — | |
| condos | 2 | 1 | 830 | $2,400 | 2026-08-18 | — | |
| condos | 2 | 2 | 933 | $3,595 | 2026-08-17 | — | |
| condos | 2 | 2 | 891 | $2,700 | 2026-08-17 | — | |
| condos | 2 | 2 | 1,064 | $4,000 | 2026-08-17 | — | |
| condos | 2 | 2 | 910 | $3,900 | 2026-08-17 | — | |
| apartment | 2 | 2 | 861 | $2,149 | 2026-08-17 | — | |
| condos | 2 | 2 | 1,023 | $3,600 | 2026-08-16 | — | |
| condos | 2 | 2 | 926 | $6,000 | 2026-08-15 | — | |
| condos | 2 | 2 | 921 | $4,050 | 2026-08-14 | — | |
| apartment | 2 | 2 | 900 | $2,200 | 2026-08-14 | — | |
| apartment | 2 | 1 | 781 | $2,250 | 2026-08-13 | — | |
| condos | 2 | 1 | 789 | $2,250 | 2026-08-28 | — | |
| condos | 2 | 2 | 764 | $3,000 | 2026-08-12 | — | |
| condos | 2 | 2 | 910 | $4,000 | 2026-08-11 | — | |
| condos | 2 | 2 | 920 | $3,400 | 2026-08-11 | — | |
| condos | 2 | 2 | 940 | $3,700 | 2026-08-10 | — | |
| condos | 2 | 3 | 1,037 | $4,100 | 2026-08-10 | — | |
| condos | 2 | 1 | 800 | $2,200 | 2026-08-10 | — | |
| condos | 2 | 2 | 680 | $2,199 | 2026-08-10 | — | |
| condos | 2 | 2 | 910 | $3,900 | 2026-08-09 | — | |
| condos | 2 | 2 | 1,012 | $3,830 | 2026-08-09 | — | |
| apartment | 2 | 1 | 801 | $2,250 | 2026-08-08 | — | |
| apartment | 2 | 1 | 679 | $2,100 | 2026-08-08 | — | |
| apartment | 2 | 1 | 775 | $2,200 | 2026-08-07 | — | |
| condos | 2 | 2 | 920 | $3,450 | 2026-08-05 | — | |
| condos | 2 | 2 | 1,048 | $5,750 | 2026-08-05 | — | |
| condos | 2 | 2 | 891 | $2,975 | 2026-07-27 | — | |
| condos | 2 | 2 | 1,048 | $5,100 | 2026-07-27 | — | |
| condos | 2 | 2 | 1,042 | $6,100 | 2026-07-24 | — | |
| apartment | 2 | 1 | 800 | $1,800 | 2026-07-23 | — | |
| condos | 2 | 2 | 1,046 | $3,000 | 2026-07-22 | — | |
| condos | 2 | 2 | 962 | $2,300 | 2026-07-21 | — | |
| condos | 2 | 2 | 667 | $2,400 | 2026-07-17 | — | |
| condos | 2 | 2 | 1,024 | $3,950 | 2026-07-16 | — | |
| apartment | 2 | 1 | 755 | $2,000 | 2026-07-11 | — | |
| condos | 2 | 2 | 1,024 | $4,300 | 2026-07-09 | — | |
| apartment | 2 | 1 | 650 | $1,970 | 2026-07-08 | — | |
| apartment | 2 | 1 | 800 | $2,100 | 2026-07-07 | — | |
| condos | 2 | 1 | 707 | $2,200 | 2026-07-06 | — | |
| condos | 2 | 2 | 1,053 | $5,200 | 2026-07-02 | — | |
| apartment | 2 | 1 | 780 | $2,100 | 2026-07-02 | — | |
| apartment | 2 | 2 | 868 | $4,200 | 2026-06-29 | — | |
| condos | 2 | 2 | 667 | $2,500 | 2026-06-27 | — | |
| condos | 2 | 2 | 910 | $4,300 | 2026-06-25 | — | |
| condos | 2 | 2 | 1,026 | $4,750 | 2026-06-24 | — | |
| condos | 2 | 2 | 920 | $3,800 | 2026-06-23 | — | |
| condos | 2 | 1 | 600 | $1,950 | 2026-06-22 | — | |
| apartment | 2 | 1 | 665 | $2,490 | 2026-06-17 | — | |
| condos | 2 | 2 | 921 | $3,850 | 2026-06-17 | — | |
| condos | 2 | 2 | 851 | $4,350 | 2026-06-17 | — | |
| condos | 2 | 2 | 1,024 | $4,050 | 2026-06-12 | — | |
| apartment | 2 | 1 | 882 | $2,650 | 2026-06-10 | — | |
| condos | 2 | 2 | 1,053 | $5,400 | 2026-06-08 | — | |
| apartment | 2 | 1 | 700 | $2,000 | 2026-09-01 | — | |
| condos | 2 | 2 | 949 | $2,300 | 2026-06-05 | — | |
| condos | 2 | 2 | 1,024 | $4,500 | 2026-06-04 | — | |
| condos | 2 | 2 | 1,052 | $5,550 | 2026-06-04 | — | |
| condos | 2 | 1 | 760 | $2,400 | 2026-06-02 | — | |
| condos | 2 | 2 | 926 | $5,200 | 2026-06-01 | — | |
| condos | 2 | 3 | 1,037 | $3,850 | 2026-06-01 | — | |
| apartment | 2 | 1 | 750 | $2,000 | 2026-05-28 | — | |
| apartment | 2 | 1 | 750 | $2,200 | 2026-05-28 | — | |
| apartment | 2 | 1 | 750 | $2,000 | 2026-05-28 | — | |
| condos | 2 | 2 | 1,013 | $3,590 | 2026-05-27 | — | |
| condos | 2 | 2 | 1,026 | $4,800 | 2026-05-21 | — | |
| condos | 2 | 2 | 1,042 | $5,495 | 2026-05-21 | — | |
| apartment | 2 | 2 | 910 | $2,500 | 2026-05-12 | — | |
| condos | 2 | 2 | 920 | $3,500 | 2026-05-07 | — | |
| condos | 2 | 2 | 1,064 | $4,200 | 2026-05-01 | — | |
| apartment | 2 | 1 | 750 | $2,250 | 2026-04-28 | — | |
| condos | 2 | 2 | 889 | $2,675 | 2026-04-28 | — | |
| condos | 2 | 2 | 910 | $3,950 | 2026-08-04 | — | |
| condos | 2 | 2 | 921 | $3,900 | 2026-08-03 | — | |
| condos | 2 | 2 | 921 | $4,600 | 2026-08-02 | — | |
| condos | 2 | 1 | 707 | $2,200 | 2026-08-30 | — | |
| condos | 2 | 2 | 795 | $3,000 | 2026-07-31 | — | |
| apartment | 2 | 1 | 800 | $1,850 | 2026-07-31 | — | |
| apartment | 2 | 1 | 800 | $1,900 | 2026-07-31 | — | |
| apartment | 2 | 1 | 800 | $1,900 | 2026-07-31 | — | |
| condos | 2 | 2 | 1,026 | $5,400 | 2026-07-29 | — | |
| condos | 2 | 2 | 1,013 | $3,600 | 2026-07-29 | — | |
| condos | 2 | 2 | 809 | $4,300 | 2026-07-29 | — | |
| condos | 2 | 2 | 1,013 | $3,600 | 2026-07-28 | — | |
| condos | 2 | 2 | 1,013 | $3,800 | 2026-07-28 | — | |
| condos | 2 | 2 | 920 | $3,450 | 2026-07-27 | — | |
| condos | 2 | 2 | 1,053 | $5,300 | 2026-08-24 | — | |
| condos | 2 | 2 | 1,030 | $4,200 | 2026-08-22 | — | |
| condos | 2 | 2 | 1,013 | $3,900 | 2026-03-20 | — | |
| apartment | 2 | 2 | 893 | $2,650 | 2026-03-12 | — | |
| apartment | 2 | 1 | 750 | $3,400 | 2026-01-20 | — | |
| condos | 2 | 2 | 1,012 | $3,900 | 2026-01-31 | — | |
| condos | 2 | 2 | 1,012 | $4,200 | 2026-02-13 | — | |
| condos | 2 | 2 | 1,012 | $4,250 | 2026-04-16 | — | |
| condos | 2 | 2 | 930 | $3,600 | 2026-03-02 | — | |
| condos | 2 | 2 | 868 | $4,600 | 2026-03-22 | — | |
| condos | 2 | 2 | 1,064 | $4,500 | 2026-01-14 | — | |
| condos | 2 | 2 | 920 | $4,000 | 2026-04-22 | — | |
| apartment | 2 | 1 | 800 | $1,850 | 2025-10-16 | — | |
| apartment | 2 | 2 | 993 | $4,431 | — | — | |
| apartment | 2 | 2 | 1,007 | $3,734 | — | — | |
| apartment | 2 | 2 | 1,007 | $3,759 | — | — | |
| apartment | 2 | 2 | 989 | $3,192 | — | — | |
| apartment | 2 | 2 | 993 | $4,201 | — | — | |
| apartment | 2 | 2 | 1,050 | $3,600 | — | — | |
| apartment | 2 | 2 | 993 | $3,971 | — | — | |
| apartment | 2 | 2 | 982 | $4,026 | — | — | |
| apartment | 2 | 2 | 1,031 | $3,790 | — | — | |
| apartment | 2 | 2 | 998 | $3,455 | — | — | |
| apartment | 2 | 2 | 998 | $3,325 | — | — | |
| apartment | 2 | 2 | 989 | $3,162 | — | — | |
| apartment | 2 | 2 | 989 | $3,297 | — | — | |
| apartment | 2 | 2 | 1,039 | $3,475 | — | — | |
| apartment | 2 | 1 | 704 | $2,015 | 2026-08-28 | — | |
| condos | 2 | 2 | 994 | $2,700 | 2026-08-25 | — | |
| apartment | 2 | 2 | 966 | $5,329 | — | — | |
| apartment | 2 | 2 | 792 | $3,562 | — | — | |
| apartment | 2 | 2 | 821 | $3,650 | — | — | |
| apartment | 2 | 2 | 907 | $2,550 | — | — | |
| apartment | 2 | 2 | 989 | $3,543 | — | — | |
| apartment | 2 | 2 | 998 | $3,320 | — | — | |
| apartment | 2 | 2 | 1,039 | $3,330 | — | — | |
| apartment | 2 | 2 | 989 | $3,240 | — | — | |
| apartment | 2 | 2 | 989 | $3,471 | — | — | |
| apartment | 2 | 2 | 1,006 | $3,470 | — | — | |
| apartment | 2 | 2 | 1,031 | $3,495 | — | — | |
| condos | 2 | 2 | 1,030 | $4,000 | — | — | |
| apartment | 2 | 2 | 1,006 | $3,625 | — | — | |
| apartment | 2 | 2 | 1,021 | $3,570 | — | — | |
| apartment | 2 | 2 | 1,031 | $3,610 | — | — | |
| apartment | 2 | 2 | 1,031 | $3,630 | — | — | |
| apartment | 2 | 2 | 1,000 | $3,839 | — | — | |
| condos | 2 | 2 | 921 | $4,600 | — | — | |
| apartment | 2 | 2 | 1,031 | $3,860 | — | — | |
| apartment | 2 | 2 | 1,008 | $7,450 | — | — | |
| apartment | 2 | 2 | 993 | $3,936 | — | — | |
| apartment | 2 | 2 | 982 | $4,024 | — | — | |
| apartment | 2 | 2 | 993 | $4,191 | — | — | |
| apartment | 2 | 2 | 993 | $4,101 | — | — | |
| apartment | 2 | 2 | 993 | $4,396 | — | — | |
| apartment | 2 | 2 | 993 | $4,493 | — | — | |
| apartment | 2 | 2 | 993 | $4,488 | — | — | |
| apartment | 2 | 2 | 1,008 | $6,150 | — | — | |
| apartment | 2 | 2 | 842 | — | 2025-01-03 | — | |
| apartment | 2 | 1 | 842 | $2,300 | — | — | |
| condos | 2 | 2 | 1,000 | $2,875 | 2026-08-28 | — | |
| condos | 2 | 3 | 999 | $5,800 | 2026-08-30 | — | |
| condos | 2 | 2 | 933 | $3,950 | 2026-08-30 | — | |
| condos | 2 | 2 | 1,053 | $5,400 | — | — | |
| apartment | 2 | 1 | 679 | $2,075 | 2024-12-05 | — | |
| apartment | 2 | 1 | 730 | $2,400 | 2026-09-02 | — | |
| condos | 2 | 2 | 1,009 | $3,400 | 2026-09-02 | — | |
| condos | 2 | 2 | 935 | $3,400 | 2026-09-01 | — | |
| apartment | 2 | 2 | 900 | $2,500 | 2026-09-01 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 92 SW 3rd St Apt 5202 | condos | 2 | 3 | 2,048 | $1,269,000 | 2026-08-24 |
| 1250 S Miami Ave Apt 2214 | condos | 2 | 2 | 1,149 | $440,000 | 2026-08-20 |
| 185 SW 7th St Apt 1901 | condos | 2 | 3 | 1,310 | $600,000 | 2026-08-18 |
| 55 SW 9th St Apt 1103 | condos | 2 | 2 | 1,026 | $715,000 | 2026-08-11 |
| 1250 S Miami Ave Apt 1701 | condos | 2 | 2 | 1,255 | $450,000 | 2026-07-31 |
| 60 SW 13th St Apt 5012 | condos | 2 | 3 | 1,255 | $675,000 | 2026-07-30 |
| 90 SW 3rd St Apt 3706 | condos | 2 | 2 | 1,087 | $518,000 | 2026-07-28 |
| 10 SW S River Dr Unit 1506 | condos | 2 | 2 | 1,009 | $370,000 | 2026-07-20 |
| 185 SW 7th St Apt 603 | condos | 2 | 3 | 1,540 | $650,000 | 2026-07-15 |
| 900 SW 8th St Apt 1208 | condos | 2 | 2 | 893 | $355,000 | 2026-06-23 |
| 88 SW 7th St Apt 3410 | condos | 2 | 3 | 1,401 | $999,000 | 2026-06-17 |
| 90 SW 3rd St Apt 3305 | condos | 2 | 2 | 1,079 | $505,000 | 2026-06-09 |
| 690 SW 1st Ct Apt 2515 | condos | 2 | 3 | 1,113 | $440,000 | 2026-06-03 |
| 1300 S Miami Ave Unit 3601 | condos | 2 | 2 | 1,279 | $980,000 | 2026-06-03 |
| 90 SW 3rd St Ph 14 | condos | 2 | 3 | 1,801 | $1,450,000 | 2026-05-28 |
| 92 SW 3rd St Apt 2802 | condos | 2 | 2 | 1,110 | $655,000 | 2026-05-28 |
| 90 SW 3rd St Apt 1602 | condos | 2 | 2 | 1,129 | $526,100 | 2026-05-27 |
| 92 SW 3rd St Apt 3904 | condos | 2 | 2 | 1,121 | $595,000 | 2026-05-14 |
| 55 SW 9th St Apt 1801 | condos | 2 | 2 | 926 | $685,000 | 2026-05-13 |
| 79 SW 12th St Unit 3412S | condos | 2 | 2 | 1,108 | $625,000 | 2026-05-13 |
| 90 SW 3rd St Apt 2706 | condos | 2 | 2 | 1,079 | $545,000 | 2026-05-12 |
| 801 S Miami Ave Unit 2102 | condos | 2 | 3 | 1,119 | $850,000 | 2026-05-06 |
| 801 S Miami Ave Unit 2110 | condos | 2 | 2 | 1,253 | $825,000 | 2026-05-04 |
| 900 SW 8th St Apt 1009 | condos | 2 | 2 | 891 | $334,000 | 2026-05-04 |
| 801 S Miami Ave Unit 2005 | condos | 2 | 2 | 1,326 | $850,000 | 2026-05-01 |
| 637 SW 3rd St Apt 308 | condos | 2 | 2 | 698 | $295,000 | 2026-04-29 |
| 239 SW 9th St Apt 2003 | condos | 2 | 2 | 809 | $730,000 | 2026-04-28 |
| 1250 S Miami Ave Apt 801 | condos | 2 | 2 | 1,255 | $445,000 | 2026-04-28 |
| 79 SW 12th St Unit 2401S | condos | 2 | 2 | 1,099 | $575,000 | 2026-04-23 |
| 1300 S Miami Ave Unit 2810 | condos | 2 | 2 | 1,155 | $815,000 | 2026-04-20 |
| 801 S Miami Ave Unit 3510 | condos | 2 | 2 | 1,253 | $930,000 | 2026-04-20 |
| 60 SW 13th St Apt 2500 | condos | 2 | 3 | 1,240 | $585,000 | 2026-04-16 |
| 1111 SW 1st Ave Unit 2614N | condos | 2 | 2 | 1,107 | $601,000 | 2026-04-13 |
| 90 SW 3rd St Apt 3808 | condos | 2 | 2 | 1,079 | $495,000 | 2026-03-31 |
| 453 SW 2nd St Unit 208B | condos | 2 | 1 | 707 | $222,000 | 2026-03-23 |
| 88 SW 7th St Apt 2501 | condos | 2 | 3 | 1,270 | $975,000 | 2026-03-20 |
| 6087436164 | condos | 2 | 2 | 994 | $405,000 | 2026-03-18 |
| 777 SW 9th Ave Apt 314 | condos | 2 | 2 | 667 | $215,000 | 2026-03-16 |
| 690 SW 1st Ct Apt 2710 | condos | 2 | 3 | 1,113 | $495,000 | 2026-03-12 |
| 92 SW 3rd St Apt 4704 | condos | 2 | 2 | 1,121 | $650,000 | 2026-03-10 |
| 1111 SW 1st Ave Unit 2716N | condos | 2 | 2 | 1,024 | $490,000 | 2026-03-06 |
| 350 S Miami Ave Apt 312 | condos | 2 | 2 | 1,120 | $385,000 | 2026-03-04 |
| 45 SW 9th St Apt 2408 | condos | 2 | 2 | 924 | $760,000 | 2026-02-24 |
| 1250 S Miami Ave Apt 2206 | condos | 2 | 2 | 1,143 | $499,999 | 2026-02-19 |
| 10 SW S River Dr Unit 1509 | condos | 2 | 2 | 1,000 | $400,000 | 2026-02-06 |
| 300 Biscayne Blvd Way Unit 3606 | condos | 2 | 3 | 1,317 | $1,800,000 | 2026-02-03 |
| 92 SW 3rd St Apt 3503 | condos | 2 | 3 | 1,235 | $690,000 | 2026-01-30 |
| 79 SW 12th St Unit 1603S | condos | 2 | 2 | 1,013 | $520,000 | 2026-01-29 |
| 88 SW 7th St Apt 1111 | condos | 2 | 2 | 1,264 | $1,137,500 | 2026-01-28 |
| 45 SW 9th St Apt 4703 | condos | 2 | 3 | 1,287 | $1,040,000 | 2026-01-26 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 90 SW 3rd St Apt 2504 | condos | 2 | 3 | 1,274 | $599,000 | — |
| 801 S Miami Ave Unit 1602 | condos | 2 | 3 | 1,119 | $860,000 | — |
| 90 SW 3rd St Unit TH308 | condos | 2 | 2 | 1,405 | $628,000 | — |
| 1300 S Miami Ave Unit 2001 | condos | 2 | 2 | 1,279 | $925,000 | — |
| 185 SW 7th St Apt 4209 | condos | 2 | 3 | 1,179 | $585,000 | — |
| 1111 SW 1st Ave Unit 2925N | condos | 2 | 2 | 1,099 | $695,000 | — |
| 55 SW 9th St Apt 3308 | condos | 2 | 2 | 788 | $674,900 | — |
| 45 SW 9th St Apt 1701 | condos | 2 | 2 | 1,042 | $890,000 | — |
10-year hold projection
IRR26.0%
Equity multiple4.83x
Total return (10yr)$245,094
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $231,750 | $26,203 | $10,164 | $178,048 | $53,702 |
| 2 | $238,703 | $27,057 | $10,963 | $175,963 | $62,740 |
| 3 | $245,864 | $27,938 | $11,789 | $173,734 | $72,130 |
| 4 | $253,239 | $28,847 | $12,641 | $171,352 | $81,888 |
| 5 | $260,837 | $29,785 | $13,521 | $168,806 | $92,030 |
| 6 | $268,662 | $30,753 | $14,430 | $166,086 | $102,576 |
| 7 | $276,722 | $31,752 | $15,368 | $163,179 | $113,543 |
| 8 | $285,023 | $32,783 | $16,336 | $160,072 | $124,951 |
| 9 | $293,574 | $33,847 | $17,336 | $156,752 | $136,822 |
| 10 | $302,381 | $34,944 | $18,368 | $153,204 | $149,177 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.