1274 NW 55th Ter
Miami, FL 33142 · single_family · For Sale · 51 days on market
Asking price$760,000
5 beds 4 baths 2,292 sqft
Suggested offer$673,848$86,152 above the est. market value of $673,848.
View on Realtor.com →Listed by Jeannette Castaneda · Sunview Realty
Typesingle_family
Built1927
Price / sqft$332
Est. value (own analysis)$673,848
Rent estimate (own analysis)$6,999/mo
HOANone
1 / 53
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Statusfor_sale
Listed date2026-07-13
Removed date—
MLSMiamiMLS #A12052894
Coordinates25.82594, -80.21777
Address1274 NW 55th Ter
CityMiami
StateFL
Zip33142
Listing ID5259816751
Sourceus-real-estate-listings, cached 2026-08-28
ZIP market snapshot (33142)
Typical home value (ZHVI)$430,103
Typical rent (ZORI)$2,350/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $760,000 |
| Down payment (20.0%) | $152,000 |
| Loan amount | $608,000 |
| Closing costs (5.0%) | $38,000 |
| Total cash to close | $190,000 |
| Income | |
| Rent (comp-derived) | $6,999$83,988 |
| Vacancy loss (8.0%) | |
| Effective gross income | $6,439$77,269 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,203$14,440 |
| Insurance (placeholder 0.8% of price) | $507$6,080 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $350$4,199 |
| Total operating expenses | $2,060$24,719 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $350$4,199 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Widened to city-wide. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 5 | 3 | 1,986 | $12,900 | 2026-08-20 | — | |
| single_family | 5 | 3 | 3,002 | $12,000 | 2026-08-19 | — | |
| single_family | 5 | 4 | 2,452 | $21,000 | 2026-08-17 | — | |
| single_family | 5 | 2 | 2,184 | $4,370 | 2026-08-14 | — | |
| single_family | 5 | 4 | 2,368 | $16,000 | 2026-08-12 | — | |
| single_family | 5 | 3 | 2,009 | $5,600 | 2026-08-06 | — | |
| single_family | 5 | 3 | 2,592 | $14,000 | 2026-07-27 | — | |
| single_family | 5 | 8 | 2,326 | $8,200 | 2026-07-13 | — | |
| single_family | 5 | 2 | 1,729 | $3,950 | 2026-07-10 | — | |
| single_family | 5 | 4 | 1,986 | $6,500 | 2026-07-08 | — | |
| single_family | 5 | 3 | 2,495 | $6,500 | 2026-07-02 | — | |
| single_family | 5 | 5 | 3,010 | $14,300 | 2026-06-26 | — | |
| single_family | 5 | 2 | 1,747 | $3,600 | 2026-06-24 | — | |
| single_family | 5 | 4 | 3,029 | $24,500 | 2026-06-17 | — | |
| single_family | 5 | 4 | 2,092 | $9,500 | 2026-06-16 | — | |
| single_family | 5 | 3 | 2,588 | $6,000 | 2026-05-27 | — | |
| single_family | 5 | 3 | 2,091 | $6,999 | 2026-05-11 | — | |
| single_family | 5 | 3 | 1,940 | $18,000 | 2026-08-25 | — | |
| single_family | 5 | 3 | 1,970 | $6,850 | 2025-10-28 | — | |
| single_family | 5 | 3 | 2,189 | $12,000 | 2026-04-02 | — | |
| single_family | 5 | 4 | 2,150 | $8,500 | 2025-11-25 | — | |
| single_family | 5 | 3 | 2,702 | $5,500 | — | — | |
| single_family | 5 | 2 | 1,974 | $5,000 | — | — | |
| single_family | 5 | 2 | 1,500 | $4,400 | — | — | |
| single_family | 5 | 3 | 2,719 | $4,750 | — | — | |
| single_family | 5 | 4 | 2,470 | $7,500 | — | — | |
| single_family | 5 | 3 | 1,752 | $5,800 | — | — | |
| single_family | 5 | 3 | 2,442 | $6,500 | 2026-08-30 | — | |
| single_family | 5 | 2 | 1,898 | $5,700 | 2026-08-31 | — | |
| single_family | 5 | 4 | 2,194 | $12,500 | 2026-09-01 | — | |
| single_family | 5 | 3 | 2,602 | $9,000 | 2026-09-01 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 2142 NW 33rd St | single_family | 5 | 2 | 2,010 | $475,000 | 2026-07-16 |
| 2119 NW 59th St | single_family | 5 | 2 | 1,976 | $342,000 | 2026-07-06 |
| 1385 NW 28th St | single_family | 5 | 4 | 1,666 | $700,000 | 2026-06-18 |
| 6605809400 | single_family | 5 | 2 | 1,032 | $490,000 | 2026-03-23 |
| 5840 NW 31st Ave | single_family | 5 | 2 | 1,955 | $340,000 | 2026-01-09 |
| 1866 NW 47th St | single_family | 5 | 3 | 1,763 | $620,000 | 2025-11-21 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 4245 NW 24th Ave | multi_family | 5 | 2 | 1,701 | $609,000 | — |
| 1345 NW 25th St | multi_family | 5 | 3 | 2,505 | $565,000 | — |
| 4769 NW 17th Ave | multi_family | 5 | 4 | 2,242 | $625,000 | — |
| 3389 NW 14th Ave | multi_family | 5 | 3 | 2,241 | $995,000 | — |
| 2428 NW 28th St | multi_family | 5 | 3 | 1,662 | $649,000 | — |
| 1436 NW 51st Ter | multi_family | 5 | 2 | 1,548 | $598,900 | — |
| 1490/1492 NW 38th St | multi_family | 5 | 3 | 1,840 | $585,000 | — |
| 1523 NW 38th St | single_family | 5 | 2 | 1,472 | $615,000 | — |
10-year hold projection
IRR11.7%
Equity multiple2.82x
Total return (10yr)$444,839
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $782,800 | $52,550 | $1,464 | $601,408 | $181,392 |
| 2 | $806,284 | $54,250 | $3,059 | $594,363 | $211,921 |
| 3 | $830,473 | $56,004 | $4,706 | $586,835 | $243,638 |
| 4 | $855,387 | $57,814 | $6,405 | $578,789 | $276,597 |
| 5 | $881,048 | $59,681 | $8,160 | $570,191 | $310,857 |
| 6 | $907,480 | $61,608 | $9,971 | $561,003 | $346,477 |
| 7 | $934,704 | $63,596 | $11,840 | $551,183 | $383,521 |
| 8 | $962,745 | $65,647 | $13,770 | $540,690 | $422,056 |
| 9 | $991,628 | $67,764 | $15,761 | $529,475 | $462,152 |
| 10 | $1,021,376 | $69,947 | $17,817 | $517,491 | $503,885 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.