1092 W 32nd St
Hialeah, FL 33012 · single_family · For Sale · 9 days on market
Asking price$695,000
3 beds 3 baths 1,388 sqft
Suggested offer$564,527$130,473 above the est. market value of $564,527.
View on Realtor.com →Listed by Maria Sanchez · Partnership Realty Inc.
Typesingle_family
Built1988
Price / sqft$501
Est. value (own analysis)$564,527
Rent estimate (own analysis)$3,500/mo
HOANone
Wind10/10Extreme$Flood5/10major$Air2/10MinorWildfire1/10Minimal
1 / 35
Show every detail
Statusfor_sale
Listed date2026-08-24
Removed date—
MLSBeachesMLS #B26067948
Coordinates25.85042, -80.30422
Address1092 W 32nd St
CityHialeah
StateFL
Zip33012
Listing ID5248256605
Sourceus-real-estate-listings, cached 2026-08-28
ZIP market snapshot (33012)
Typical home value (ZHVI)$385,585
Typical rent (ZORI)$2,270/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $695,000 |
| Down payment (20.0%) | $139,000 |
| Loan amount | $556,000 |
| Closing costs (5.0%) | $34,750 |
| Total cash to close | $173,750 |
| Income | |
| Rent (comp-derived) | $3,500$42,000 |
| Vacancy loss (8.0%) | |
| Effective gross income | $3,220$38,640 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,100$13,205 |
| Insurance (est. scaled by flood & wind risk) | $811$9,730 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $175$2,100 |
| Total operating expenses | $2,086$25,035 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $175$2,100 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 3 | 2 | 1,200 | $3,490 | 2026-07-31 | — | |
| single_family | 3 | 1 | 1,008 | $3,200 | 2026-06-02 | — | |
| single_family | 3 | 2 | 1,191 | $3,850 | 2026-08-24 | — | |
| single_family | 3 | 2 | 1,806 | $3,400 | 2026-08-20 | — | |
| single_family | 3 | 2 | 1,220 | $3,000 | 2026-08-12 | — | |
| single_family | 3 | 2 | 1,418 | $3,500 | 2026-08-18 | — | |
| single_family | 3 | 2 | 1,815 | $3,800 | 2026-08-17 | — | |
| single_family | 3 | 2 | 1,250 | $3,500 | 2026-08-14 | — | |
| single_family | 3 | 2 | 1,499 | $4,300 | 2026-01-07 | — | |
| single_family | 3 | 2 | 1,250 | $3,500 | — | — | |
| single_family | 3 | 2 | 1,418 | $3,500 | — | — | |
| single_family | 3 | 2 | 1,114 | $3,600 | — | — | |
| single_family | 3 | 1 | 1,000 | $3,600 | 2026-09-02 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 4210 W 10th Ct | single_family | 3 | 2 | 1,440 | $475,000 | 2026-08-25 |
| 4001 W 10th Ct | single_family | 3 | 2 | 1,382 | $564,000 | 2026-08-25 |
| 3651 W 2nd Ct | single_family | 3 | 2 | 1,645 | $627,000 | 2026-08-14 |
| 245 W 50th St | single_family | 3 | 2 | 2,216 | $528,200 | 2026-08-04 |
| 5349 W 14th Ln | single_family | 3 | 2 | 1,642 | $560,000 | 2026-08-03 |
| 3397 W 14th Ct | single_family | 3 | 1 | 1,200 | $550,000 | 2026-07-31 |
| 1396 W 30th St | single_family | 3 | 2 | 1,340 | $550,000 | 2026-07-31 |
| 4210 W 7th Ln | single_family | 3 | 2 | 1,619 | $680,000 | 2026-07-23 |
| 743 W 55th Pl | single_family | 3 | 1 | 1,416 | $690,000 | 2026-07-22 |
| 1005 W 36th Pl | single_family | 3 | 1 | 1,176 | $575,000 | 2026-07-22 |
| 983 W 42nd Pl | single_family | 3 | 2 | 1,000 | $480,000 | 2026-07-22 |
| 4250 W 10th Ave | single_family | 3 | 2 | 1,200 | $530,000 | 2026-07-20 |
| 5430 W 4th Ln | single_family | 3 | 2 | 1,634 | $626,000 | 2026-07-16 |
| 6220 W 10th Ave | single_family | 3 | 4 | 2,068 | $850,000 | 2026-07-16 |
| 4401 W 10th Ct | single_family | 3 | 2 | 1,196 | $455,000 | 2026-07-15 |
| 60 W 61st St | single_family | 3 | 2 | 1,950 | $596,000 | 2026-07-13 |
| 5660 W 13th Ct | single_family | 3 | 2 | 1,761 | $637,500 | 2026-07-10 |
| 167 W 34th St | single_family | 3 | 2 | 1,350 | $570,000 | 2026-07-09 |
| 1734 W 57th Ter | single_family | 3 | 2 | 1,093 | $445,000 | 2026-07-09 |
| 4211 W 8th Ave | single_family | 3 | 2 | 1,888 | $755,000 | 2026-07-08 |
| 5372 W 4th Ln | single_family | 3 | 2 | 1,666 | $600,000 | 2026-07-08 |
| 687 W 39th Pl | single_family | 3 | 2 | 1,204 | $610,000 | 2026-07-02 |
| 4300 W 10th Ct | single_family | 3 | 2 | 1,656 | $515,000 | 2026-06-30 |
| 265 W 55th St | single_family | 3 | 2 | 2,451 | $630,000 | 2026-06-25 |
| 1230 W 35th St | single_family | 3 | 1 | 1,520 | $400,000 | 2026-06-23 |
| 1310 W 31st St | single_family | 3 | 1 | 1,300 | $525,000 | 2026-06-18 |
| 5373 W 10th Ct | single_family | 3 | 2 | 1,068 | $650,000 | 2026-06-17 |
| 6495 W 2nd Ct | single_family | 3 | 2 | 1,178 | $418,347 | 2026-06-17 |
| 330 W 60th St | single_family | 3 | 2 | 1,579 | $495,000 | 2026-06-15 |
| 315 W 62nd St | single_family | 3 | 1 | 1,375 | $705,000 | 2026-06-08 |
| 335 W 60th St | single_family | 3 | 2 | 1,375 | $647,000 | 2026-06-03 |
| 1071 W 37th St | single_family | 3 | 2 | 1,268 | $550,000 | 2026-06-01 |
| 245 W 61st St | single_family | 3 | 2 | 1,425 | $650,000 | 2026-06-01 |
| 5700 NW 111th Ter | single_family | 3 | 2 | 1,155 | $560,000 | 2026-05-27 |
| 334 W 36th Ter | single_family | 3 | 1 | 735 | $490,000 | 2026-05-26 |
| 5730 NW 112th Ter | single_family | 3 | 1 | 1,105 | $560,000 | 2026-05-18 |
| 921 W 50th Pl | single_family | 3 | 2 | 1,395 | $750,000 | 2026-05-15 |
| 5635 W 13th Ct | single_family | 3 | 2 | 2,174 | $750,000 | 2026-05-11 |
| 160 W 45th St | single_family | 3 | 2 | 2,625 | $600,000 | 2026-05-07 |
| 110 W 53rd St | single_family | 3 | 2 | 1,651 | $575,000 | 2026-05-05 |
| 675 W 30th St | single_family | 3 | 2 | 1,330 | $550,000 | 2026-04-30 |
| 3529 W 14th Ln | single_family | 3 | 2 | 1,366 | $555,000 | 2026-04-24 |
| 190 W 51st St | single_family | 3 | 2 | 2,112 | $699,000 | 2026-04-24 |
| 1417 W 40th St | single_family | 3 | 2 | 1,147 | $510,000 | 2026-04-23 |
| 618 W 32nd St | single_family | 3 | 1 | 1,718 | $619,000 | 2026-04-22 |
| 1067 W 37th St | single_family | 3 | 2 | 1,425 | $525,000 | 2026-04-20 |
| 4791 W 3rd Ave | single_family | 3 | 2 | 2,106 | $670,000 | 2026-04-17 |
| 1100 W 53rd Ter | single_family | 3 | 2 | 1,380 | $670,000 | 2026-04-08 |
| 961 W 39th Pl | single_family | 3 | 2 | 1,420 | $590,000 | 2026-03-31 |
| 6320 NW 113th Ter | single_family | 3 | 1 | 2,227 | $770,000 | 2026-03-30 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 4210 W 10th Ct | single_family | 3 | 2 | 1,440 | $485,000 | — |
| 1820 W 53rd St Apt 204 | condos | 3 | 2 | 994 | $275,000 | — |
| 4349 W 10th Ave | single_family | 3 | 2 | 1,298 | $499,900 | — |
| 5665 W 20th Ave Apt 415 | condos | 3 | 2 | 1,203 | $280,000 | — |
| 3205 W 16th Ave | mobile | 3 | 2 | 918 | $245,000 | — |
| 1014 W 66th St | single_family | 3 | 2 | 1,538 | $670,000 | — |
| 3930 W 2nd Ave | single_family | 3 | 2 | 1,541 | $680,000 | — |
| 739 W 30th St | single_family | 3 | 2 | — | $559,000 | — |
10-year hold projection
IRR-2.1%
Equity multiple0.66x
Total return (10yr)$31,990
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $715,850 | $13,605 | -$31,371 | $549,972 | $165,878 |
| 2 | $737,326 | $14,138 | -$30,890 | $543,529 | $193,796 |
| 3 | $759,445 | $14,691 | -$30,392 | $536,645 | $222,801 |
| 4 | $782,229 | $15,263 | -$29,875 | $529,287 | $252,941 |
| 5 | $805,695 | $15,856 | -$29,338 | $521,424 | $284,271 |
| 6 | $829,866 | $16,470 | -$28,783 | $513,022 | $316,845 |
| 7 | $854,762 | $17,105 | -$28,206 | $504,042 | $350,720 |
| 8 | $880,405 | $17,764 | -$27,609 | $494,446 | $385,959 |
| 9 | $906,817 | $18,445 | -$26,989 | $484,190 | $422,627 |
| 10 | $934,022 | $19,151 | -$26,348 | $473,231 | $460,791 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.