1045 SW 25th Ave
Miami, FL 33135 · multi_family · For Sale · 275 days on market
Asking price$1,295,000
6 beds 4 baths 2,658 sqft
Suggested offer$1,016,650$278,350 above the est. market value of $1,016,650.
View on Realtor.com →Listed by Maria Vina Rodriguez P.A. · BHHS EWM Realty
Typemulti_family
Built1988
Price / sqft$487
Est. value (own analysis)$1,016,650
Rent estimate (building total, own analysis)$8,088/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood3/10moderate$Air2/10MinorWildfire1/10Minimal
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Statusfor_sale
Listed date2025-12-01
Removed date—
MLSMiamiMLS #A11923141
Coordinates25.76301, -80.23647
Address1045 SW 25th Ave
CityMiami
StateFL
Zip33135
Listing ID5239946910
Sourceus-real-estate-listings, cached 2026-08-30
ZIP market snapshot (33135)
Typical home value (ZHVI)$531,790
Typical rent (ZORI)$2,051/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $1,295,000 |
| Down payment (20.0%) | $259,000 |
| Loan amount | $1,036,000 |
| Closing costs (5.0%) | $64,750 |
| Total cash to close | $323,750 |
| Income | |
| Rent (estimate) | $8,088$97,056 |
| Vacancy loss (8.0%) | |
| Effective gross income | $7,441$89,291 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $2,050$24,605 |
| Insurance (est. scaled by flood & wind risk) | $1,381$16,576 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $404$4,853 |
| Total operating expenses | $3,836$46,034 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $404$4,853 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
No active rental listings cached yet for this bedroom count.
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 1233 SW 13th Ave | multi_family | 6 | 6 | 5,136 | $1,555,000 | 2026-07-22 |
| 120 SW 20th Ave | multi_family | 6 | 6 | 2,304 | $881,250 | 2026-06-26 |
| 200 SW 20th Ave | multi_family | 6 | 4 | 1,990 | $666,000 | 2026-05-19 |
| 1632 SW 7th St | multi_family | 6 | 5 | 2,793 | $5,550,000 | 2026-01-23 |
| 1145 SW 20th Ave | multi_family | 6 | 1 | 2,336 | $1,360,100 | 2025-10-20 |
| 1805 SW 4th St | multi_family | 6 | 3 | 1,743 | $760,000 | 2025-10-14 |
| 1416 SW 6th St | multi_family | 6 | 4 | 3,321 | $800,000 | 2025-09-26 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 244 SW 36th Ave | multi_family | 6 | 3 | 1,847 | $639,000 | — |
| 2247 SW 9th St | multi_family | 6 | 4 | 2,100 | $1,379,000 | — |
| 1801 SW 10th St | single_family | 6 | 3 | 3,994 | $1,475,000 | — |
| 1644 SW 9th St | single_family | 6 | 4 | 2,078 | $1,395,000 | — |
| 620 SW 13th Ave | multi_family | 6 | 4 | 1,980 | $1,500,000 | — |
| 244 SW 14th Ave | multi_family | 6 | 3 | 1,938 | $1,150,000 | — |
| 2204 SW 11th Ter | single_family | 6 | 5 | 3,668 | $1,550,000 | — |
| 3438 SW 2nd St | multi_family | 6 | 4 | 3,095 | $1,100,000 | — |
10-year hold projection
IRR1.6%
Equity multiple1.26x
Total return (10yr)$254,203
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $1,333,850 | $43,257 | -$41,487 | $1,024,768 | $309,082 |
| 2 | $1,373,866 | $44,785 | -$40,080 | $1,012,764 | $361,102 |
| 3 | $1,415,081 | $46,365 | -$38,625 | $999,936 | $415,146 |
| 4 | $1,457,534 | $47,998 | -$37,120 | $986,226 | $471,307 |
| 5 | $1,501,260 | $49,685 | -$35,563 | $971,576 | $529,684 |
| 6 | $1,546,298 | $51,430 | -$33,952 | $955,919 | $590,378 |
| 7 | $1,592,687 | $53,233 | -$32,286 | $939,188 | $653,499 |
| 8 | $1,640,467 | $55,097 | -$30,563 | $921,307 | $719,160 |
| 9 | $1,689,681 | $57,024 | -$28,780 | $902,198 | $787,483 |
| 10 | $1,740,372 | $59,015 | -$26,937 | $881,778 | $858,594 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.