7952 NW 161st Ter

Miami Lakes, FL 33016 · single_family · For Sale · 33 days on market
Asking price$1,325,559
4 beds 3 baths 2,759 sqft
Suggested offer$1,092,564$232,995 above the est. market value of $1,092,564.
View on Realtor.com →
Listed by Moe Mossa · Savvy Avenue
Typesingle_family
Built2000
Price / sqft$480
Est. value (own analysis)$1,092,564
Rent estimate (own analysis)$6,000/mo
HOA$250/mo
Wind10/10Extreme$Heat10/10ExtremeAir2/10MinorFlood1/10minimal$Wildfire1/10Minimal
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Neighborhood

Show every detail
Statusfor_sale
Listed date2026-07-31
Removed date
MLSBeachesMLS #B26058605
Coordinates25.91956, -80.33026
Address7952 NW 161st Ter
CityMiami Lakes
StateFL
Zip33016
Listing ID5238758192
Sourceus-real-estate-listings, cached 2026-08-28

ZIP market snapshot (33016)

Typical home value (ZHVI)$295,375
Typical rent (ZORI)$2,365/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$1,325,559
Down payment (20.0%)$265,112
Loan amount$1,060,447
Closing costs (5.0%)$66,278
Total cash to close$331,390
Rent (comp-derived)$6,000$72,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$72,000
Vacancy rate (assumption) assumption8.0%

$72,000 × 8.0% = $5,760

Effective gross income$5,520$66,240
Property tax (placeholder 1.9% of price)$2,099$25,186
Insurance (est. scaled by flood & wind risk)$1,326$15,907
HOA dues$250$3,000
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$300$3,600
Total operating expenses$3,974$47,692
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$66,240
Total operating expenses derived$47,692

$66,240 − $47,692 = $18,548

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$1,060,447
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$1,060,447 amortized at 6.7% over 30 years = $6,815/mo

CapEx reserve (5.0% of GSR)$300$3,600
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$18,548
Annual debt service derived$81,777
Annual CapEx reserve assumption$3,600
Annual PMI assumption$0

($18,548 − $81,777 − $3,600 − $0) ÷ 12 = -$5,569

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$18,548
Purchase price data$1,325,559

$18,548 ÷ $1,325,559 = 1.4%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$66,829
Total cash to close derived$331,390

-$66,829 ÷ $331,390 = -20.2%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$18,548
Annual debt service derived$81,777

$18,548 ÷ $81,777 = 0.23

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$72,000
Purchase price data$1,325,559

($72,000 ÷ 12) ÷ $1,325,559 = 0.5%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$1,325,559
Gross scheduled rent (annual) comp$72,000

$1,325,559 ÷ $72,000 = 18.4

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$47,692
Effective gross income derived$66,240

$47,692 ÷ $66,240 = 72.0%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$47,692
Annual debt service derived$81,777
Annual PMI assumption$0
Gross scheduled rent (annual) comp$72,000

($47,692 + $81,777 + $0) ÷ $72,000 = 179.8%

Comparables

Widened to city-wide. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family422,120$5,2002026-08-27
single_family432,967$5,8502026-08-17
single_family432,264$3,849
single_family432,847$7,2002026-07-11
single_family432,620$6,0002026-08-20
single_family432,847$6,5002026-07-27
single_family432,620$6,000

15330 Durnford Dr

Miami Lakes, 33014 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage2,120
Listed2026-08-27
Days on market

Asking rent: $5,200

View on Zillow →

16421 NW 84th Ave

Miami Lakes, 33016 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,967
Listed2026-08-17
Days on market

Asking rent: $5,850

View on Zillow →

9081 NW 148th St

Miami Lakes, 33018 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,264
Listed
Days on market

Asking rent: $3,849

View on Zillow →

8900 NW 161st Ter

Miami Lakes, 33018 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,847
Listed2026-07-11
Days on market

Asking rent: $7,200

View on Zillow →

14793 NW 87th Pl Unit 14793

Miami Lakes, 33018 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,620
Listed2026-08-20
Days on market

Asking rent: $6,000

View on Zillow →

8981 NW 154th Ter Unit 8981

Miami Lakes, 33018 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,847
Listed2026-07-27
Days on market

Asking rent: $6,500

View on Zillow →

14793 NW 87th Pl # 0

Miami Lakes, 33018 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,620
Listed
Days on market

Asking rent: $6,000

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
14372 NW 83rd Avesingle_family432,231$610,0002026-08-31
16750 NW 78th Avesingle_family442,503$1,210,0002026-07-28
7819 NW 166th Tersingle_family432,208$900,0002026-07-21
7831 NW 160th Tersingle_family432,162$895,0002026-07-09
14460 Glencairn Rdsingle_family432,201$1,050,0002026-06-26
2549 W 72nd Plsingle_family421,475$590,0002026-06-26
8341 NW 167th Tersingle_family422,162$728,1002026-06-17
16640 NW 86th Ctsingle_family442,449$960,0002026-06-12
7841 NW 169th Tersingle_family422,131$910,0002026-05-26
15507 NW 82nd Ctsingle_family432,404$1,075,0002026-05-08
8120 NW 167th Tersingle_family433,563$932,3002026-04-14
7760 NW 163rd Stsingle_family432,048$835,0002026-04-06
16801 NW 77th Plsingle_family442,702$1,167,0002026-03-17
7821 NW 159th Tersingle_family432,314$955,0002026-03-13
8371 NW 166th Tersingle_family453,528$940,0002026-02-06
16422 NW 77th Plsingle_family432,804$675,0002026-02-03
2508 W 71st Plsingle_family421,440$579,0002026-01-30
16920 NW 83rd Ctsingle_family433,292$1,000,0002026-01-20
16811 NW 83rd Avesingle_family433,298$1,250,0002026-01-05
8001 NW 166th Stsingle_family433,125$1,125,0002025-12-16
8320 NW 167th Tersingle_family433,474$950,0002025-12-15
8311 NW 166th Tersingle_family443,719$1,250,0002025-11-20
16760 NW 84th Ctsingle_family434,280$1,975,0002025-11-07
8560 NW 169th Tersingle_family432,631$1,100,0002025-11-03
8565 NW 168th Tersingle_family453,576$880,0002025-10-23
7965 NW 162nd Stsingle_family443,380$1,300,0002025-10-22

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
15600 NW 82nd Ctsingle_family432,947$1,395,000
2217 W 69th St Unit 2217Acondos431,580$389,800
14629 Glencairn Rdsingle_family432,309$1,100,000
15721 NW 79th Ctsingle_family443,093$1,699,000
15901 NW 83rd Plsingle_family432,889$1,250,000
2561 W 60th Pl Unit 102-1townhomes431,798$429,999
16581 NW 84th Avesingle_family432,659$1,499,999
16820 NW 80th Ctsingle_family432,186$995,000

10-year hold projection

IRR-3.5%
Equity multiple0.42x
Total return (10yr)-$19,303
YearProperty valueNOICash flowLoan balanceEquity
1$1,365,326$18,548-$66,829$1,048,950$316,376
2$1,406,286$19,343-$66,124$1,036,662$369,623
3$1,448,474$20,167-$65,392$1,023,531$424,943
4$1,491,928$21,023-$64,631$1,009,499$482,430
5$1,536,686$21,910-$63,840$994,503$542,184
6$1,582,787$22,831-$63,019$978,476$604,310
7$1,630,270$23,786-$62,166$961,350$668,921
8$1,679,178$24,776-$61,280$943,047$736,131
9$1,729,554$25,802-$60,361$923,487$806,066
10$1,781,440$26,867-$59,406$902,585$878,856
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.