9417 SW 76th St Apt X36

Miami, FL 33173 · condos · For Sale · 189 days on market
Asking price$208,000
1 beds 1 baths 760 sqft
Suggested offer$200,883$7,117 above the est. market value of $200,883.
View on Realtor.com →
Listed by Melissa Minino · The Lab Realty Group, llc
Typecondos
Built1969
Price / sqft$274
Est. value (own analysis)$200,883
Rent estimate (own analysis)$1,800/mo
HOA$456/mo
Street view
View full map & nearby schools →

Neighborhood

Show every detail
Statusfor_sale
Listed date2026-02-26
Removed date
MLSMiamiMLS #A11972475
Coordinates25.69902, -80.34704
Address9417 SW 76th St Apt X36
CityMiami
StateFL
Zip33173
Listing ID5233054148
Sourceus-real-estate-listings, cached 2026-09-01

ZIP market snapshot (33173)

Typical home value (ZHVI)$567,889
Typical rent (ZORI)$2,611/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$208,000
Down payment (20.0%)$41,600
Loan amount$166,400
Closing costs (5.0%)$10,400
Total cash to close$52,000
Rent (comp-derived)$1,800$21,600
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$21,600
Vacancy rate (assumption) assumption8.0%

$21,600 × 8.0% = $1,728

Effective gross income$1,656$19,872
Property tax (placeholder 1.9% of price)$329$3,952
Insurance (placeholder 0.8% of price)$139$1,664
HOA dues$456$5,472
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$90$1,080
Total operating expenses$1,014$12,168
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$19,872
Total operating expenses derived$12,168

$19,872 − $12,168 = $7,704

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$166,400
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$166,400 amortized at 6.7% over 30 years = $1,069/mo

CapEx reserve (5.0% of GSR)$90$1,080
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$7,704
Annual debt service derived$12,832
Annual CapEx reserve assumption$1,080
Annual PMI assumption$0

($7,704 − $12,832 − $1,080 − $0) ÷ 12 = -$517

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$7,704
Purchase price data$208,000

$7,704 ÷ $208,000 = 3.7%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$6,208
Total cash to close derived$52,000

-$6,208 ÷ $52,000 = -11.9%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$7,704
Annual debt service derived$12,832

$7,704 ÷ $12,832 = 0.60

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$21,600
Purchase price data$208,000

($21,600 ÷ 12) ÷ $208,000 = 0.9%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$208,000
Gross scheduled rent (annual) comp$21,600

$208,000 ÷ $21,600 = 9.6

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$12,168
Effective gross income derived$19,872

$12,168 ÷ $19,872 = 61.2%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$12,168
Annual debt service derived$12,832
Annual PMI assumption$0
Gross scheduled rent (annual) comp$21,600

($12,168 + $12,832 + $0) ÷ $21,600 = 115.7%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
apartment11780$2,1472024-06-11
apartment12801$1,8002026-08-18
apartment11760$2,3652024-11-21
condos11760$1,8002026-08-12
condos11801$1,8502026-08-10
condos11760$1,8002026-07-15
condos11801$1,9002026-07-10
condos11571$1,6502026-07-08
apartment11790$1,7502026-06-29
condos12705$1,8502026-06-12
condos11760$1,7002026-05-16
condos11760$1,7002026-05-14
apartment11670$1,9002026-08-02
condos12705$1,7502026-04-07
condos11594$1,8002026-08-26
apartment11760$2,365
condos11801$1,8002026-08-29

8337 SW 107th Ave

Miami, 33173 · rent comp

Bedrooms / bathrooms1 bd / 1 ba
Square footage780
Listed2024-06-11
Days on market

Asking rent: $2,147

View on Zillow →

8600 SW 109th Ave Unit 4-221

Miami, 33173 · rent comp

Bedrooms / bathrooms1 bd / 2 ba
Square footage801
Listed2026-08-18
Days on market

Asking rent: $1,800

View on Zillow →

7400 SW 107th Ave

Miami, 33173 · rent comp

Bedrooms / bathrooms1 bd / 1 ba
Square footage760
Listed2024-11-21
Days on market

Asking rent: $2,365

View on Zillow →

9445 SW 76th St Apt U1

Miami, 33173 · rent comp

Bedrooms / bathrooms1 bd / 1 ba
Square footage760
Listed2026-08-12
Days on market

Asking rent: $1,800

View on Zillow →

8550 SW 109th Ave Unit 5-207

Miami, 33173 · rent comp

Bedrooms / bathrooms1 bd / 1 ba
Square footage801
Listed2026-08-10
Days on market

Asking rent: $1,850

View on Zillow →

9477 SW 76th St Apt O4

Miami, 33173 · rent comp

Bedrooms / bathrooms1 bd / 1 ba
Square footage760
Listed2026-07-15
Days on market

Asking rent: $1,800

View on Zillow →

8500 SW 109th Ave Unit 6-211

Miami, 33173 · rent comp

Bedrooms / bathrooms1 bd / 1 ba
Square footage801
Listed2026-07-10
Days on market

Asking rent: $1,900

View on Zillow →

7101 SW 89th Ct Apt 104

Miami, 33173 · rent comp

Bedrooms / bathrooms1 bd / 1 ba
Square footage571
Listed2026-07-08
Days on market

Asking rent: $1,650

View on Zillow →

8818 SW 72nd St

Miami, 33173 · rent comp

Bedrooms / bathrooms1 bd / 1 ba
Square footage790
Listed2026-06-29
Days on market

Asking rent: $1,750

View on Zillow →

8025 SW 107th Ave Apt 321

Miami, 33173 · rent comp

Bedrooms / bathrooms1 bd / 2 ba
Square footage705
Listed2026-06-12
Days on market

Asking rent: $1,850

View on Zillow →

9429 SW 76th St Unit W38

Miami, 33173 · rent comp

Bedrooms / bathrooms1 bd / 1 ba
Square footage760
Listed2026-05-16
Days on market

Asking rent: $1,700

View on Zillow →

9483 SW 76th St Apt N1

Miami, 33173 · rent comp

Bedrooms / bathrooms1 bd / 1 ba
Square footage760
Listed2026-05-14
Days on market

Asking rent: $1,700

View on Zillow →

8951 SW 72nd St Apt 102

Miami, 33173 · rent comp

Bedrooms / bathrooms1 bd / 1 ba
Square footage670
Listed2026-08-02
Days on market

Asking rent: $1,900

View on Zillow →

8015 SW 107th Ave Apt 221

Miami, 33173 · rent comp

Bedrooms / bathrooms1 bd / 2 ba
Square footage705
Listed2026-04-07
Days on market

Asking rent: $1,750

View on Zillow →

Miami, 33173 · rent comp

Bedrooms / bathrooms1 bd / 1 ba
Square footage594
Listed2026-08-26
Days on market

Asking rent: $1,800

View on Zillow →

7400 SW 107th Ave # 7102

Miami, 33173 · rent comp

Bedrooms / bathrooms1 bd / 1 ba
Square footage760
Listed
Days on market

Asking rent: $2,365

View on Zillow →

8600 SW 109th Ave Unit 4-205

Miami, 33173 · rent comp

Bedrooms / bathrooms1 bd / 1 ba
Square footage801
Listed2026-08-29
Days on market

Asking rent: $1,800

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
7101 SW 89th Ct Apt 212condos11571$160,0002026-06-15
8600 SW 109th Ave Unit 4-216condos12801$172,0002026-05-05
8500 SW 109th Ave Unit 6-207condos12801$190,0002026-04-14
9459 SW 76th St Apt R1condos11760$219,9002026-03-27
7256 SW 94th Pl Apt A1condos11594$185,0002025-12-29
8550 SW 109th Ave Unit 5-217condos12801$199,0002025-12-18

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
8500 SW 109th Ave Unit 6-225condos11801$194,999
8401 SW 107th Ave Apt 176Econdos121,067$275,000
8005 SW 107th Ave Apt 309condos12705$240,000
9493 SW 76th St Apt L4condos11760$222,500

10-year hold projection

IRR2.4%
Equity multiple1.39x
Total return (10yr)$47,374
YearProperty valueNOICash flowLoan balanceEquity
1$214,240$7,704-$6,208$164,596$49,644
2$220,667$7,996-$5,943$162,668$57,999
3$227,287$8,298-$5,668$160,607$66,680
4$234,106$8,611-$5,384$158,406$75,700
5$241,129$8,935-$5,089$156,052$85,077
6$248,363$9,270-$4,784$153,538$94,825
7$255,814$9,617-$4,467$150,850$104,964
8$263,488$9,976-$4,140$147,978$115,510
9$271,393$10,348-$3,800$144,909$126,484
10$279,535$10,732-$3,448$141,629$137,905
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.