| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $925,000 |
| Down payment (20.0%) | $185,000 |
| Loan amount | $740,000 |
| Closing costs (5.0%) | $46,250 |
| Total cash to close | $231,250 |
| Income | |
| Rent (comp-derived) | $6,200$74,400 |
| Vacancy loss (8.0%) | |
| Effective gross income | $5,704$68,448 |
| Operating expenses | |
| Property tax (real MLS tax bill, from Realtor Search) | $500$6,000 |
| Insurance (placeholder 0.8% of price) | $617$7,400 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $310$3,720 |
| Total operating expenses | $1,427$17,120 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $310$3,720 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 4 | 2 | 1,697 | $4,000 | 2026-08-20 | — | |
| single_family | 4 | 2 | 1,647 | $4,500 | 2026-08-17 | — | |
| single_family | 4 | 2 | 1,602 | $5,300 | 2026-07-07 | — | |
| single_family | 4 | 3 | 1,717 | $9,000 | 2026-06-19 | — | |
| single_family | 4 | 4 | 2,357 | $7,250 | 2026-06-11 | — | |
| single_family | 4 | 4 | 2,252 | $6,200 | 2026-05-11 | — | |
| single_family | 4 | 2 | 1,781 | $6,500 | 2026-04-15 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 160 NW 39th St | single_family | 4 | 5 | 2,916 | $640,000 | 2026-07-31 |
| 818 NW 47th St | single_family | 4 | 3 | 1,517 | $620,000 | 2026-07-29 |
| 11 NW 45th St | single_family | 4 | 2 | 1,474 | $1,405,000 | 2026-07-06 |
| 765 NW 45th St | single_family | 4 | 3 | 1,690 | $750,000 | 2026-06-26 |
| 50 NW 41st St | single_family | 4 | 2 | 2,339 | $820,000 | 2026-06-24 |
| 5802 NW 5th Ave | single_family | 4 | 4 | — | $1,150,000 | 2026-06-23 |
| 95 NW 52nd St | single_family | 4 | 3 | 1,833 | $850,000 | 2026-06-13 |
| 929 NW 60th St | single_family | 4 | 3 | 1,607 | $690,000 | 2026-06-12 |
| 769 NW 21st St | single_family | 4 | 1 | 1,222 | $2,200,000 | 2026-05-18 |
| 80 NW 53rd St | single_family | 4 | 2 | 1,634 | $560,000 | 2026-04-28 |
| 142 NW 47th Ter | single_family | 4 | 2 | 1,680 | $855,000 | 2026-04-23 |
| 535 NW 52nd St | single_family | 4 | 3 | — | $1,165,000 | 2026-04-20 |
| 1150 NW 51st St | single_family | 4 | 2 | 1,356 | $343,100 | 2026-04-14 |
| 5318 NW 7th Ct | single_family | 4 | 3 | 2,173 | $675,000 | 2026-04-10 |
| 794 NW 44th St | single_family | 4 | 3 | — | $532,500 | 2026-04-06 |
| 530 NW 41st St | single_family | 4 | 2 | 2,172 | $1,650,000 | 2026-03-27 |
| 540 NW 44th St | single_family | 4 | 3 | 1,780 | $658,000 | 2026-03-23 |
| 5660 NW 5th Ct | single_family | 4 | 2 | 1,540 | $400,000 | 2026-02-17 |
| 95 NW 45th St | single_family | 4 | 2 | 1,568 | $925,000 | 2026-02-13 |
| 52 NW 47th Ter | single_family | 4 | 3 | 1,179 | $765,000 | 2026-02-12 |
| 501 NW 43rd St | single_family | 4 | 3 | 1,984 | $595,000 | 2026-01-26 |
| 5316 NW 7th Ct | single_family | 4 | 3 | 2,175 | $665,000 | 2026-01-23 |
| 1128 NW 61st St | single_family | 4 | 3 | 2,724 | $510,000 | 2026-01-16 |
| 337 NW 47th St | single_family | 4 | 1 | 1,360 | $680,000 | 2026-01-09 |
| 25 NW 51st St | single_family | 4 | 3 | 1,983 | $620,000 | 2025-12-15 |
| 175 NW 44th St | single_family | 4 | 2 | 1,498 | $1,375,000 | 2025-12-02 |
| 25 NW 51st St | single_family | 4 | 3 | 1,983 | $620,000 | 2025-11-26 |
| 6620731705 | single_family | 4 | 2 | 1,494 | $380,000 | 2025-11-25 |
| 1125 NW 58th St | single_family | 4 | 2 | 1,500 | $545,000 | 2025-10-21 |
| 4100 NW 11th Ave | single_family | 4 | 3 | 1,667 | $652,000 | 2025-10-10 |
| 151 NW 44th St | single_family | 4 | 4 | — | $2,375,000 | 2025-09-26 |
| 780 NW 42nd St | single_family | 4 | 3 | 1,420 | $605,000 | 2025-09-08 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 347 NW 42nd St | single_family | 4 | 1 | 1,038 | $589,700 | — |
| 171 NW 47th St | multi_family | 4 | 2 | 1,540 | $1,099,999 | — |
| 1027 NW 29th St | multi_family | 4 | 3 | 1,165 | $1,495,000 | — |
| 1000 NW 39th St | multi_family | 4 | 3 | 1,904 | $850,000 | — |
| 4122 NW 11th Pl | single_family | 4 | 3 | 1,366 | $599,900 | — |
| 790 NW 56th St | multi_family | 4 | 2 | 1,572 | $510,000 | — |
| 1157 NW 45th St | single_family | 4 | 2 | 1,664 | $625,000 | — |
| 4031 NW 1st Ave | single_family | 4 | 5 | 2,883 | $2,790,000 | — |
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $952,750 | $51,328 | -$9,457 | $731,977 | $220,773 |
| 2 | $981,333 | $52,953 | -$7,925 | $723,403 | $257,930 |
| 3 | $1,010,772 | $54,630 | -$6,344 | $714,240 | $296,533 |
| 4 | $1,041,096 | $56,359 | -$4,713 | $704,447 | $336,648 |
| 5 | $1,072,329 | $58,142 | -$3,030 | $693,983 | $378,346 |
| 6 | $1,104,498 | $59,980 | -$1,294 | $682,799 | $421,699 |
| 7 | $1,137,633 | $61,877 | $497 | $670,848 | $466,785 |
| 8 | $1,171,762 | $63,832 | $2,345 | $658,076 | $513,686 |
| 9 | $1,206,915 | $65,849 | $4,251 | $644,427 | $562,488 |
| 10 | $1,243,123 | $67,929 | $6,218 | $629,840 | $613,282 |