9449 SW 76th St Apt T5

Miami, FL 33173 · condos · For Sale · 19 days on market
Asking price$265,000
2 beds 1 baths 878 sqft
Suggested offer$236,560$28,440 above the est. market value of $236,560.
View on Realtor.com →
Listed by Milenys Riera · Florida Realty Of Miami Corp
Typecondos
Built1969
Price / sqft$302
Est. value (own analysis)$236,560
Rent estimate (own analysis)$2,300/mo
HOA$547/mo
Wind10/10Extreme$Heat10/10ExtremeFlood2/10minor$Air2/10MinorWildfire1/10Minimal
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Neighborhood

Show every detail
Statusfor_sale
Listed date2026-08-14
Removed date
MLSMiamiMLS #A12068201
Coordinates25.69902, -80.34704
Address9449 SW 76th St Apt T5
CityMiami
StateFL
Zip33173
Listing ID5219601143
Sourceus-real-estate-listings, cached 2026-09-01

ZIP market snapshot (33173)

Typical home value (ZHVI)$567,889
Typical rent (ZORI)$2,611/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$265,000
Down payment (20.0%)$53,000
Loan amount$212,000
Closing costs (5.0%)$13,250
Total cash to close$66,250
Rent (comp-derived)$2,300$27,600
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$27,600
Vacancy rate (assumption) assumption8.0%

$27,600 × 8.0% = $2,208

Effective gross income$2,116$25,392
Property tax (placeholder 1.9% of price)$420$5,035
Insurance (est. scaled by flood & wind risk)$265$3,180
HOA dues$547$6,564
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$115$1,380
Total operating expenses$1,347$16,159
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$25,392
Total operating expenses derived$16,159

$25,392 − $16,159 = $9,233

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$212,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$212,000 amortized at 6.7% over 30 years = $1,362/mo

CapEx reserve (5.0% of GSR)$115$1,380
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$9,233
Annual debt service derived$16,348
Annual CapEx reserve assumption$1,380
Annual PMI assumption$0

($9,233 − $16,348 − $1,380 − $0) ÷ 12 = -$708

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$9,233
Purchase price data$265,000

$9,233 ÷ $265,000 = 3.5%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$8,495
Total cash to close derived$66,250

-$8,495 ÷ $66,250 = -12.8%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$9,233
Annual debt service derived$16,348

$9,233 ÷ $16,348 = 0.56

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$27,600
Purchase price data$265,000

($27,600 ÷ 12) ÷ $265,000 = 0.9%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$265,000
Gross scheduled rent (annual) comp$27,600

$265,000 ÷ $27,600 = 9.6

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$16,159
Effective gross income derived$25,392

$16,159 ÷ $25,392 = 63.6%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$16,159
Annual debt service derived$16,348
Annual PMI assumption$0
Gross scheduled rent (annual) comp$27,600

($16,159 + $16,348 + $0) ÷ $27,600 = 117.8%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
apartment22900$2,3502026-08-21
condos22965$2,2002026-08-06
condos22965$2,2502026-08-04
condos231,140$2,2002026-07-24
condos22965$2,4002026-07-23
condos231,140$2,2002026-08-26
apartment231,140$2,2002026-07-17
condos22965$2,3002026-07-11
condos22965$2,2002026-07-07
condos22965$2,2002026-07-01
condos22901$2,2002026-07-01
condos22985$2,4502026-06-29
apartment21763$2,3502026-06-04
condos22965$2,2002026-06-03
condos21763$1,8952026-06-01
condos21763$2,1002026-05-28
condos22985$2,3002026-04-28
condos22965$2,3002026-04-28
apartment21760$2,1002026-08-04
apartment21760$2,1002026-08-03
condos22965$2,3002026-07-28
condos231,140$2,2002026-08-25
condos22945$2,0002026-04-16
condos22985$2,3002026-04-15
apartment21990$2,475
apartment221,150$2,680
apartment221,150$2,695
apartment221,150$2,690
apartment221,150$2,675
apartment22985$2,4002026-08-28
condos22985$2,3002026-08-26
apartment21990$2,565
apartment21990$2,465
apartment221,150$2,700
condos22965$2,2002026-08-31

Miami, 33173 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage900
Listed2026-08-21
Days on market

Asking rent: $2,350

View on Zillow →

8065 SW 107th Ave Apt 201

Miami, 33173 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage965
Listed2026-08-06
Days on market

Asking rent: $2,200

View on Zillow →

8005 SW 107th Ave Apt 222

Miami, 33173 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage965
Listed2026-08-04
Days on market

Asking rent: $2,250

View on Zillow →

8600 SW 109th Ave Unit 4-220

Miami, 33173 · rent comp

Bedrooms / bathrooms2 bd / 3 ba
Square footage1,140
Listed2026-07-24
Days on market

Asking rent: $2,200

View on Zillow →

8015 SW 107th Ave Apt 222

Miami, 33173 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage965
Listed2026-07-23
Days on market

Asking rent: $2,400

View on Zillow →

8650 SW 109th Ave Unit 3-223

Miami, 33173 · rent comp

Bedrooms / bathrooms2 bd / 3 ba
Square footage1,140
Listed2026-08-26
Days on market

Asking rent: $2,200

View on Zillow →

8500 SW 109th Ave Unit 6-202

Miami, 33173 · rent comp

Bedrooms / bathrooms2 bd / 3 ba
Square footage1,140
Listed2026-07-17
Days on market

Asking rent: $2,200

View on Zillow →

8025 SW 107th Ave Apt 202

Miami, 33173 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage965
Listed2026-07-11
Days on market

Asking rent: $2,300

View on Zillow →

8025 SW 107th Ave Apt 313

Miami, 33173 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage965
Listed2026-07-07
Days on market

Asking rent: $2,200

View on Zillow →

8075 SW 107th Ave Apt 305

Miami, 33173 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage965
Listed2026-07-01
Days on market

Asking rent: $2,200

View on Zillow →

8500 SW 109th Ave Unit 6-102

Miami, 33173 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage901
Listed2026-07-01
Days on market

Asking rent: $2,200

View on Zillow →

8415 SW 107th Ave Apt 359W

Miami, 33173 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage985
Listed2026-06-29
Days on market

Asking rent: $2,450

View on Zillow →

7250 SW 94th Pl Apt B8

Miami, 33173 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage763
Listed2026-06-04
Days on market

Asking rent: $2,350

View on Zillow →

8045 SW 107th Ave Apt 217

Miami, 33173 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage965
Listed2026-06-03
Days on market

Asking rent: $2,200

View on Zillow →

7256 SW 94th Pl Apt A8

Miami, 33173 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage763
Listed2026-06-01
Days on market

Asking rent: $1,895

View on Zillow →

7235 SW 94th Pl Apt J6

Miami, 33173 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage763
Listed2026-05-28
Days on market

Asking rent: $2,100

View on Zillow →

8415 SW 107th Ave Apt 369W

Miami, 33173 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage985
Listed2026-04-28
Days on market

Asking rent: $2,300

View on Zillow →

8045 SW 107th Ave Apt 323

Miami, 33173 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage965
Listed2026-04-28
Days on market

Asking rent: $2,300

View on Zillow →

9437 SW 76th St Unit V38

Miami, 33173 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage760
Listed2026-08-04
Days on market

Asking rent: $2,100

View on Zillow →

9405 SW 76th St Unit Y32

Miami, 33173 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage760
Listed2026-08-03
Days on market

Asking rent: $2,100

View on Zillow →

8065 SW 107th Ave Apt 108

Miami, 33173 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage965
Listed2026-07-28
Days on market

Asking rent: $2,300

View on Zillow →

8550 SW 109th Ave Unit 5-202

Miami, 33173 · rent comp

Bedrooms / bathrooms2 bd / 3 ba
Square footage1,140
Listed2026-08-25
Days on market

Asking rent: $2,200

View on Zillow →

8650 SW 109th Ave Unit 3-111

Miami, 33173 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage945
Listed2026-04-16
Days on market

Asking rent: $2,000

View on Zillow →

8415 SW 107th Ave Apt 238W

Miami, 33173 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage985
Listed2026-04-15
Days on market

Asking rent: $2,300

View on Zillow →

7400 SW 107th Ave # 7309

Miami, 33173 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage990
Listed
Days on market

Asking rent: $2,475

View on Zillow →

7400 SW 107th Ave # 3102

Miami, 33173 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,150
Listed
Days on market

Asking rent: $2,680

View on Zillow →

7400 SW 107th Ave # 3306

Miami, 33173 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,150
Listed
Days on market

Asking rent: $2,695

View on Zillow →

7400 SW 107th Ave # 8304

Miami, 33173 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,150
Listed
Days on market

Asking rent: $2,690

View on Zillow →

7400 SW 107th Ave # 1307

Miami, 33173 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,150
Listed
Days on market

Asking rent: $2,675

View on Zillow →

8415 SW 107th Ave Apt 119W

Miami, 33173 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage985
Listed2026-08-28
Days on market

Asking rent: $2,400

View on Zillow →

8415 SW 107th Ave Apt 143W

Miami, 33173 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage985
Listed2026-08-26
Days on market

Asking rent: $2,300

View on Zillow →

7400 SW 107th Ave # 4304

Miami, 33173 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage990
Listed
Days on market

Asking rent: $2,565

View on Zillow →

7400 SW 107th Ave # 4210

Miami, 33173 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage990
Listed
Days on market

Asking rent: $2,465

View on Zillow →

7400 SW 107th Ave # 8202

Miami, 33173 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,150
Listed
Days on market

Asking rent: $2,700

View on Zillow →

8025 SW 107th Ave Apt 123

Miami, 33173 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage965
Listed2026-08-31
Days on market

Asking rent: $2,200

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
8600 SW 109th Ave Unit 4-224condos231,140$265,0002026-08-03
8415 SW 107th Ave Apt 146Wcondos22985$235,0002026-07-10
8500 SW 109th Ave Unit 6-118condos22945$236,0002026-06-16
7226 SW 94th Pl Apt F7condos22763$234,0002026-05-22
9453 SW 76th St Apt S2condos22936$235,0002026-05-18
8025 SW 107th Ave Apt 213condos22965$270,0002026-05-14
8015 SW 107th Ave Apt 313condos22965$260,0002026-05-08
8401 SW 107th Ave Apt 111Econdos221,235$300,0002026-04-24
8600 SW 109th Ave Unit 4-101condos221,140$250,0002026-04-15
8045 SW 107th Ave Apt 303condos22965$285,0002026-03-30
7220 SW 94th Pl Apt G4condos22763$215,0002026-03-26
8075 SW 107th Ave Apt 210condos22965$280,0002026-03-11
8065 SW 107th Ave Apt 113condos22965$265,0002026-02-19
8415 SW 107th Ave Apt 270Wcondos22985$204,5002026-02-02
8015 SW 107th Ave Apt 220condos22965$260,0002026-01-09
6415 SW 116th Plcondos231,310$299,9992025-12-26
9449 SW 76th St Apt T2condos22936$288,0002025-11-07
8415 SW 107th Ave Apt 335Wcondos22985$250,0002025-10-31
8075 SW 107th Ave Apt 320condos22965$280,0002025-10-24

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
7024 SW 114th Pl Unit A52townhomes231,330$385,000
9429 SW 76th St Apt W25condos221,262$279,000
6201 SW 116th Pl Apt Dcondos221,340$375,000
6231 SW 116th Pl Apt Acondos221,330$325,000
8500 SW 109th Ave Unit 6-220condos231,140$249,900
8415 SW 107th Ave Apt 303Wcondos22985$285,000
8886 SW 62nd Ter Unit 8Atownhomes231,780$625,000
8065 SW 107th Ave Apt 301condos22965$275,000

10-year hold projection

IRR1.8%
Equity multiple1.29x
Total return (10yr)$53,807
YearProperty valueNOICash flowLoan balanceEquity
1$272,950$9,233-$8,495$209,701$63,249
2$281,139$9,591-$8,172$207,245$73,893
3$289,573$9,961-$7,837$204,620$84,953
4$298,260$10,345-$7,490$201,815$96,445
5$307,208$10,742-$7,129$198,817$108,391
6$316,424$11,154-$6,756$195,613$120,811
7$325,917$11,580-$6,369$192,189$133,728
8$335,694$12,021-$5,968$188,530$147,164
9$345,765$12,478-$5,552$184,620$161,145
10$356,138$12,950-$5,121$180,441$175,697
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.