1781 NW 152nd Ter

Miami Gardens, FL 33054 · single_family · For Sale · 16 days on market
Asking price$575,000
3 beds 1 baths 1,289 sqft
Suggested offer$534,738$40,262 above the est. market value of $534,738.
View on Realtor.com →
Listed by Joseph DiGirolamo · Triangle Properties, Inc.
Typesingle_family
Built1971
Price / sqft$446
Est. value (own analysis)$534,738
Rent estimate (own analysis)$2,800/mo
HOANone
Street view
View full map & nearby schools →

Neighborhood

Show every detail
Statusfor_sale
Listed date2026-08-17
Removed date
MLSMiamiMLS #A12072620
Coordinates25.91390, -80.22959
Address1781 NW 152nd Ter
CityMiami Gardens
StateFL
Zip33054
Listing ID5212074523
Sourceus-real-estate-listings, cached 2026-08-28

ZIP market snapshot (33054)

Typical home value (ZHVI)$429,838
Typical rent (ZORI)$2,279/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$575,000
Down payment (20.0%)$115,000
Loan amount$460,000
Closing costs (5.0%)$28,750
Total cash to close$143,750
Rent (comp-derived)$2,800$33,600
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$33,600
Vacancy rate (assumption) assumption8.0%

$33,600 × 8.0% = $2,688

Effective gross income$2,576$30,912
Property tax (placeholder 1.9% of price)$910$10,925
Insurance (placeholder 0.8% of price)$383$4,600
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$140$1,680
Total operating expenses$1,434$17,205
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$30,912
Total operating expenses derived$17,205

$30,912 − $17,205 = $13,707

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$460,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$460,000 amortized at 6.7% over 30 years = $2,956/mo

CapEx reserve (5.0% of GSR)$140$1,680
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$13,707
Annual debt service derived$35,473
Annual CapEx reserve assumption$1,680
Annual PMI assumption$0

($13,707 − $35,473 − $1,680 − $0) ÷ 12 = -$1,954

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$13,707
Purchase price data$575,000

$13,707 ÷ $575,000 = 2.4%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$23,446
Total cash to close derived$143,750

-$23,446 ÷ $143,750 = -16.3%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$13,707
Annual debt service derived$35,473

$13,707 ÷ $35,473 = 0.39

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$33,600
Purchase price data$575,000

($33,600 ÷ 12) ÷ $575,000 = 0.5%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$575,000
Gross scheduled rent (annual) comp$33,600

$575,000 ÷ $33,600 = 17.1

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$17,205
Effective gross income derived$30,912

$17,205 ÷ $30,912 = 55.7%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$17,205
Annual debt service derived$35,473
Annual PMI assumption$0
Gross scheduled rent (annual) comp$33,600

($17,205 + $35,473 + $0) ÷ $33,600 = 156.8%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family311,062$2,415
single_family311,076$2,210
single_family311,070$2,8002026-08-15
single_family311,020$2,5002026-07-30
single_family321,208$3,7002026-08-12
single_family321,250$3,0002026-07-22
single_family311,324$2,6502026-03-19
single_family321,455$3,5002026-08-06
single_family321,000$3,300

2445 NW 159th St

Opa Locka, 33054 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage1,062
Listed
Days on market

Asking rent: $2,415

View on Zillow →

2330 NW 153rd St

Opa Locka, 33054 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage1,076
Listed
Days on market

Asking rent: $2,210

View on Zillow →

2230 Service Rd

Opa Locka, 33054 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage1,070
Listed2026-08-15
Days on market

Asking rent: $2,800

View on Zillow →

Miami Gardens, 33054 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage1,020
Listed2026-07-30
Days on market

Asking rent: $2,500

View on Zillow →

2420 NW 154th St

Miami Gardens, 33054 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,208
Listed2026-08-12
Days on market

Asking rent: $3,700

View on Zillow →

13540 NW 17th Ave

Opa Locka, 33054 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,250
Listed2026-07-22
Days on market

Asking rent: $3,000

View on Zillow →

1941 NW 152nd Ter

Miami Gardens, 33054 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage1,324
Listed2026-03-19
Days on market

Asking rent: $2,650

View on Zillow →

15945 NW 41st Ave Unit 0

Miami Gardens, 33054 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,455
Listed2026-08-06
Days on market

Asking rent: $3,500

View on Zillow →

2335 W Bunche Park Dr

Miami Gardens, 33054 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,000
Listed
Days on market

Asking rent: $3,300

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
1881 NW 157th Stsingle_family32864$515,0002026-08-17
2310 W Bunche Park Drsingle_family31864$450,0002026-07-22
1749 NW 152nd Stsingle_family32$490,0002026-07-17
6848866101single_family31966$405,0002026-07-17
2525 NW 156th Stsingle_family311,020$415,0002026-07-16
1890 NW 152nd Tersingle_family321,512$500,0002026-07-15
805 Sultan Avesingle_family321,145$475,0002026-07-14
3011 NW 152nd Tersingle_family31936$417,0002026-07-10
1971 Wilmington Stsingle_family32594$425,0002026-07-10
3260 NW 132nd Tersingle_family321,205$480,0002026-07-10
16431 NW 18th Avesingle_family341,505$572,5002026-07-09
2125 NW 158th Stsingle_family311,368$350,0002026-07-07
15851 NW 18th Avesingle_family31864$400,0002026-07-02
2760 NW 164th Tersingle_family321,200$525,0002026-07-01
15770 NW 18th Plsingle_family312,541$387,0002026-06-29
16240 NW 22nd Avesingle_family321,416$550,0002026-06-29
15920 NW 41st Avesingle_family311,618$400,0002026-06-26
15210 NW 18th Avesingle_family312,280$460,0002026-06-23
2250 NW 154th Stsingle_family31988$420,0002026-06-18
2748 NW 131st Stsingle_family331,263$275,0002026-06-17
15740 NW 17th Ctsingle_family331,786$489,0002026-06-12
16401 NW 17th Ctsingle_family311,020$360,0002026-06-11
1246 Sharazad Blvdsingle_family311,306$499,9002026-06-09
3780 NW 165th Stsingle_family321,172$540,0002026-06-08
16400 NW 17th Ctsingle_family31840$347,5002026-05-29
1218 Fisherman Stsingle_family311,025$250,0002026-05-28
15210 NW 28th Plsingle_family32936$495,0002026-05-27
16000 NW 21st Avesingle_family321,152$479,0002026-05-22
2901 NW 163rd Stsingle_family31816$473,0002026-05-18
3241 NW 154th Tersingle_family321,674$545,0002026-05-14
120 Seaman Avesingle_family34888$520,0002026-05-13
841 Atlantic Avesingle_family321,080$375,0002026-05-08
15321 NW Railroad Drsingle_family31780$360,0002026-05-07
16441 NW 18th Avesingle_family31840$449,0002026-05-07
16350 NW 37th Avesingle_family311,200$525,0002026-05-06
2455 NW 158th Stsingle_family321,116$370,0002026-05-04
15330 NW 29th Ctsingle_family31936$420,0002026-05-01
16351 NW 37th Ctsingle_family321,344$485,0002026-04-30
2396 Service Rdsingle_family32950$449,0002026-04-29
941 Jann Avesingle_family321,250$478,0002026-04-28
905 Atlantic Avesingle_family31975$460,0002026-04-24
1930 NW 152nd Tersingle_family32995$445,0002026-04-22
16320 NW 19th Ctsingle_family321,405$560,0002026-04-19
15815 NW 22nd Avesingle_family31864$420,0002026-04-17
719 Harem Avesingle_family321,280$500,0002026-04-16
2310 NW 155th Stsingle_family321,080$545,0002026-04-16
945 Sharazad Blvdsingle_family32988$520,0002026-04-13
1897 Rutland Stsingle_family32999$380,0002026-04-02
15401 NW 28th Ctsingle_family31936$450,0002026-03-27
1861 NW 163rd Stsingle_family31864$325,0002026-03-20

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
16815 NW 38th Ctsingle_family321,382$499,000
16520 NW 18th Avesingle_family311,302$300,000
1210 Kasim Stsingle_family31975$165,000
2961 NW 162nd Stsingle_family321,312$579,000
820 Curtiss Drsingle_family321,008$224,900
2381 NW 153rd Stsingle_family32788$438,000
2911 NW 161st Stsingle_family31816$400,000
2283 NW 136th Tertownhomes321,253$315,000

10-year hold projection

IRR-0.9%
Equity multiple0.86x
Total return (10yr)$54,295
YearProperty valueNOICash flowLoan balanceEquity
1$592,250$13,707-$23,446$455,013$137,237
2$610,018$14,204-$22,991$449,683$160,335
3$628,318$14,719-$22,519$443,987$184,331
4$647,168$15,250-$22,032$437,900$209,268
5$666,583$15,801-$21,527$431,395$235,188
6$686,580$16,370-$21,004$424,443$262,137
7$707,177$16,958-$20,463$417,014$290,163
8$728,393$17,567-$19,903$409,075$319,318
9$750,245$18,196-$19,324$400,590$349,654
10$772,752$18,846-$18,725$391,523$381,229
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.