15065 SW 49th Ln Apt F
Miami, FL 33185 · condos · For Sale · 56 days on market
Asking price$414,900
3 beds 2 baths 1,070 sqft
Listed by Danya Chanouha · Coldwell Banker Realty
Typecondos
Built1988
Price / sqft$388
Est. value (own analysis)$431,014
Rent estimate (own analysis)$2,600/mo
HOA$516/mo
Wind10/10Extreme$Heat10/10ExtremeWildfire5/10MajorAir2/10MinorFlood1/10minimal$
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Statusfor_sale
Listed date2026-07-08
Removed date—
MLSMiamiMLS #A12049712
Coordinates25.71930, -80.43722
Address15065 SW 49th Ln Apt F
CityMiami
StateFL
Zip33185
Listing ID5211779545
Sourceus-real-estate-listings, cached 2026-09-02
ZIP market snapshot (33185)
Typical home value (ZHVI)$677,356
Typical rent (ZORI)$3,519/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $414,900 |
| Down payment (20.0%) | $82,980 |
| Loan amount | $331,920 |
| Closing costs (5.0%) | $20,745 |
| Total cash to close | $103,725 |
| Income | |
| Rent (comp-derived) | $2,600$31,200 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,392$28,704 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $657$7,883 |
| Insurance (est. scaled by flood & wind risk) | $415$4,979 |
| HOA dues | $516$6,192 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $130$1,560 |
| Total operating expenses | $1,718$20,614 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $130$1,560 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Widened to city-wide. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| condos | 3 | 2 | 1,109 | $2,300 | 2026-08-21 | — | |
| condos | 3 | 2 | 1,084 | $2,600 | 2026-08-21 | — | |
| condos | 3 | 2 | 993 | $2,450 | 2026-08-21 | — | |
| condos | 3 | 2 | 1,190 | $2,850 | 2026-08-20 | — | |
| condos | 3 | 3 | 1,140 | $2,850 | 2026-08-20 | — | |
| condos | 3 | 2 | 1,108 | $2,600 | 2026-08-19 | — | |
| condos | 3 | 2 | 1,276 | $2,900 | 2026-08-19 | — | |
| condos | 3 | 2 | 993 | $2,650 | 2026-08-18 | — | |
| condos | 3 | 2 | 1,120 | $2,500 | 2026-08-18 | — | |
| condos | 3 | 2 | 1,150 | $2,500 | 2026-08-18 | — | |
| condos | 3 | 2 | 1,175 | $2,750 | 2026-08-18 | — | |
| condos | 3 | 2 | 1,233 | $2,750 | 2026-08-17 | — | |
| condos | 3 | 2 | 994 | $2,300 | 2026-08-16 | — | |
| condos | 3 | 2 | 1,258 | $2,450 | 2026-08-15 | — | |
| condos | 3 | 2 | 1,290 | $3,300 | 2026-08-14 | — | |
| condos | 3 | 2 | 994 | $2,300 | 2026-08-13 | — | |
| condos | 3 | 3 | 1,220 | $2,400 | 2026-08-13 | — | |
| condos | 3 | 2 | 1,280 | $3,100 | 2026-08-13 | — | |
| condos | 3 | 2 | 1,208 | $2,590 | 2026-08-12 | — | |
| condos | 3 | 2 | 1,147 | $2,500 | 2026-08-11 | — | |
| condos | 3 | 2 | 1,260 | $2,950 | 2026-08-11 | — | |
| condos | 3 | 2 | 1,035 | $3,300 | 2026-08-09 | — | |
| condos | 3 | 2 | 1,150 | $2,700 | 2026-08-07 | — | |
| condos | 3 | 3 | 1,220 | $2,550 | 2026-08-07 | — | |
| apartment | 3 | 2 | 1,277 | $2,375 | 2026-08-06 | — | |
| condos | 3 | 2 | 1,114 | $2,550 | 2026-08-05 | — | |
| condos | 3 | 2 | 1,250 | $3,500 | 2026-08-05 | — | |
| condos | 3 | 2 | 1,385 | $4,200 | 2026-08-04 | — | |
| condos | 3 | 2 | 1,275 | $2,650 | 2026-08-04 | — | |
| condos | 3 | 2 | 1,120 | $2,450 | 2026-07-27 | — | |
| condos | 3 | 3 | 1,220 | $2,600 | 2026-07-25 | — | |
| condos | 3 | 2 | 1,262 | $2,700 | 2026-07-24 | — | |
| condos | 3 | 2 | 1,405 | $3,450 | 2026-07-24 | — | |
| condos | 3 | 2 | 1,200 | $2,850 | 2026-07-24 | — | |
| condos | 3 | 2 | 1,215 | $3,000 | 2026-07-23 | — | |
| condos | 3 | 2 | 1,040 | $2,350 | 2026-07-23 | — | |
| condos | 3 | 2 | 1,040 | $2,250 | 2026-07-23 | — | |
| condos | 3 | 2 | 1,190 | $2,600 | 2026-07-23 | — | |
| apartment | 3 | 2 | 1,270 | $3,000 | 2026-07-22 | — | |
| condos | 3 | 2 | 1,090 | $2,950 | 2026-07-22 | — | |
| condos | 3 | 2 | 1,150 | $2,599 | 2026-07-22 | — | |
| condos | 3 | 2 | 1,040 | $2,300 | 2026-07-21 | — | |
| condos | 3 | 2 | 994 | $2,300 | 2026-07-20 | — | |
| condos | 3 | 2 | 1,205 | $2,600 | 2026-07-18 | — | |
| apartment | 3 | 2 | 1,040 | $2,550 | 2026-08-29 | — | |
| condos | 3 | 2 | 1,271 | $2,850 | 2026-07-17 | — | |
| condos | 3 | 2 | 1,203 | $3,200 | 2026-07-16 | — |
Widened to any bedroom count in ZIP. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 15295 SW 45th Ter Unit G62 | condos | 1 | 1 | 710 | $299,000 | 2026-08-31 |
| 15205 SW 45th Ter Unit 45E | condos | 2 | 2 | 940 | $385,000 | 2026-05-29 |
| 14975 SW 48th Ter Unit 25E | condos | 2 | 2 | 940 | $329,390 | 2026-05-21 |
| 15270 SW 45th Ter Unit F61 | condos | 3 | 2 | 1,070 | $425,000 | 2026-05-08 |
| 15217 SW 46th Ln Unit G78 | condos | 2 | 1 | 710 | $330,000 | 2026-02-27 |
| 14970 SW 49th Ln Unit 2G | condos | 1 | 1 | 710 | $286,000 | 2026-02-26 |
| 14985 SW 48th Ter Unit 26H | condo_townhome_rowhome_coop | 2 | 2 | 885 | $360,000 | 2025-12-20 |
| 6235929113 | condo_townhome_rowhome_coop | 2 | 2 | 1,100 | $428,000 | 2025-12-05 |
| 3891 SW 147th Ave Unit 11 | condos | 3 | 3 | 1,886 | $525,000 | 2025-11-20 |
| 4825 SW 152nd Ct Unit 29H | condos | 2 | 2 | 885 | $365,000 | 2025-11-19 |
| 4853 SW 152nd Ct Unit B39 | condos | 2 | 2 | 1,360 | $432,600 | 2025-11-14 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 4844 SW 152nd Ct Unit F37 | condos | 3 | 2 | 1,070 | $429,990 | — |
| 15416 SW 50th Ter | single_family | 3 | 2 | 1,392 | $595,000 | — |
| 4261 SW 164th Ct | townhomes | 3 | 3 | 1,488 | $575,000 | — |
| single_family | 3 | 3 | 2,382 | $997,500 | — | |
| 15462 SW 39th St | single_family | 3 | 3 | 2,229 | $779,900 | — |
| 15819 SW 54th Ter | single_family | 3 | 2 | 1,627 | $650,000 | — |
| 15355 SW 39th Ln | single_family | 3 | 3 | 1,570 | $749,900 | — |
| 5030 SW 149th Pl | single_family | 3 | 2 | 1,764 | $650,000 | — |
10-year hold projection
IRR-2.2%
Equity multiple0.64x
Total return (10yr)$16,778
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $427,347 | $8,090 | -$19,066 | $328,321 | $99,026 |
| 2 | $440,167 | $8,436 | -$18,759 | $324,475 | $115,692 |
| 3 | $453,372 | $8,795 | -$18,441 | $320,365 | $133,007 |
| 4 | $466,974 | $9,167 | -$18,109 | $315,973 | $151,001 |
| 5 | $480,983 | $9,553 | -$17,765 | $311,279 | $169,704 |
| 6 | $495,412 | $9,953 | -$17,408 | $306,263 | $189,149 |
| 7 | $510,275 | $10,368 | -$17,037 | $300,902 | $209,372 |
| 8 | $525,583 | $10,799 | -$16,652 | $295,173 | $230,409 |
| 9 | $541,350 | $11,245 | -$16,252 | $289,051 | $252,299 |
| 10 | $557,591 | $11,708 | -$15,836 | $282,509 | $275,082 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.