310 Ponce De Leon Blvd

Coral Gables, FL 33134 · single_family · For Sale · 44 days on market
Asking price$750,000
3 beds 1 baths 1,040 sqft
Suggested offer$740,251$9,749 above the est. market value of $740,251.
View on Realtor.com →
Listed by JUANA MARIA GONZALEZ · Results Realty Of Dade County
Typesingle_family
Built1944
Price / sqft$721
Est. value (own analysis)$740,251
Rent estimate (own analysis)$5,248/mo
HOANone
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Neighborhood

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Statusfor_sale
Listed date2026-07-21
Removed date
MLSMiamiMLS #A12057060
Coordinates25.76863, -80.25825
Address310 Ponce De Leon Blvd
CityCoral Gables
StateFL
Zip33134
Listing ID5207424504
Sourceus-real-estate-listings, cached 2026-08-30

ZIP market snapshot (33134)

Typical home value (ZHVI)$887,965
Typical rent (ZORI)$3,095/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$750,000
Down payment (20.0%)$150,000
Loan amount$600,000
Closing costs (5.0%)$37,500
Total cash to close$187,500
Rent (comp-derived)$5,248$62,976
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$62,976
Vacancy rate (assumption) assumption8.0%

$62,976 × 8.0% = $5,038

Effective gross income$4,828$57,938
Property tax (placeholder 1.9% of price)$1,188$14,250
Insurance (placeholder 0.8% of price)$500$6,000
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$262$3,149
Total operating expenses$1,950$23,399
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$57,938
Total operating expenses derived$23,399

$57,938 − $23,399 = $34,539

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$600,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$600,000 amortized at 6.7% over 30 years = $3,856/mo

CapEx reserve (5.0% of GSR)$262$3,149
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$34,539
Annual debt service derived$46,269
Annual CapEx reserve assumption$3,149
Annual PMI assumption$0

($34,539 − $46,269 − $3,149 − $0) ÷ 12 = -$1,240

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$34,539
Purchase price data$750,000

$34,539 ÷ $750,000 = 4.6%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$14,879
Total cash to close derived$187,500

-$14,879 ÷ $187,500 = -7.9%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$34,539
Annual debt service derived$46,269

$34,539 ÷ $46,269 = 0.75

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$62,976
Purchase price data$750,000

($62,976 ÷ 12) ÷ $750,000 = 0.7%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$750,000
Gross scheduled rent (annual) comp$62,976

$750,000 ÷ $62,976 = 11.9

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$23,399
Effective gross income derived$57,938

$23,399 ÷ $57,938 = 40.4%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$23,399
Annual debt service derived$46,269
Annual PMI assumption$0
Gross scheduled rent (annual) comp$62,976

($23,399 + $46,269 + $0) ÷ $62,976 = 110.6%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family331,329$4,5002025-04-25
single_family321,385$6,7502026-08-24
single_family321,398$4,7002026-08-11
single_family311,178$4,1502026-08-21
single_family321,396$4,2502026-02-10
single_family321,189$7,8502026-04-28
single_family321,177$5,9002026-08-04
single_family321,146$3,650
single_family321,176$5,796
single_family321,243$10,0002026-08-31

4112 SW 9th Ter

Miami, 33134 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,329
Listed2025-04-25
Days on market

Asking rent: $4,500

View on Zillow →

1015 Madrid St

Coral Gables, 33134 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,385
Listed2026-08-24
Days on market

Asking rent: $6,750

View on Zillow →

146 Ponce De Leon Blvd

Coral Gables, 33134 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,398
Listed2026-08-11
Days on market

Asking rent: $4,700

View on Zillow →

22 Marabella Ave

Coral Gables, 33134 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage1,178
Listed2026-08-21
Days on market

Asking rent: $4,150

View on Zillow →

4345 SW 5th Ter

Miami, 33134 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,396
Listed2026-02-10
Days on market

Asking rent: $4,250

View on Zillow →

3021 Coconut Grove Dr Unit 3021

Coral Gables, 33134 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,189
Listed2026-04-28
Days on market

Asking rent: $7,850

View on Zillow →

229 Cadima Ave Unit 229

Coral Gables, 33134 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,177
Listed2026-08-04
Days on market

Asking rent: $5,900

View on Zillow →

1107 El Rado St

Coral Gables, 33134 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,146
Listed
Days on market

Asking rent: $3,650

View on Zillow →

1222 Genoa St

Coral Gables, 33134 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,176
Listed
Days on market

Asking rent: $5,796

View on Zillow →

119 Avila Ct Unit 0

Coral Gables, 33134 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,243
Listed2026-08-31
Days on market

Asking rent: $10,000

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
1101 Capri Stsingle_family321,710$1,400,0002026-08-24
1116 Almeria Avesingle_family321,493$1,750,0002026-08-21
4345 SW 13th Stsingle_family321,783$1,275,0002026-08-17
1119 Lisbon Stsingle_family322,000$1,450,0002026-08-11
4756 SW 7th Stsingle_family311,285$570,0002026-08-11
809 Angelo Avesingle_family321,422$1,120,0002026-08-03
5181 SW 5th Stsingle_family311,572$734,0002026-07-31
1231 Lisbon Stsingle_family331,790$1,695,0002026-07-31
4401 SW 16th Stsingle_family331,279$879,0002026-07-29
5401 SW 2nd Stsingle_family321,036$650,0002026-07-24
809 Milan Avesingle_family321,486$1,300,0002026-07-23
4606 SW 1st Stsingle_family321,734$520,0002026-07-21
1037 Sevilla Avesingle_family311,834$2,625,0002026-07-17
644 Navarre Avesingle_family311,492$975,0002026-07-17
1414 Messina Avesingle_family331,808$1,950,0002026-07-17
4487 SW 15th Tersingle_family321,126$945,0002026-07-13
4501 SW 10th Stsingle_family332,614$1,150,0002026-07-09
4371 SW 13th Tersingle_family321,504$1,100,0002026-07-08
1214 Capri Stsingle_family321,924$2,250,0002026-07-08
4734 SW 4th Stsingle_family321,422$639,0002026-07-06
4420 SW 3rd Stsingle_family321,106$530,0002026-07-01
4331 SW 7th Stsingle_family321,081$705,0002026-06-30
3111 Anderson Rdsingle_family332,888$3,400,0002026-06-29
104 SW 40th Avesingle_family321,839$795,0002026-06-29
5260 SW 2nd Stsingle_family321,586$650,0002026-06-24
5181 SW 7th Stsingle_family321,820$720,0002026-06-22
4255 SW 5th Tersingle_family321,475$605,0002026-06-15
4240 SW 13th Tersingle_family321,448$200,0002026-06-12
722 Aledo Avesingle_family342,537$3,850,0002026-06-09
3715 SW 29th Stsingle_family331,595$935,0002026-06-09
2615 Alhambra Cirsingle_family322,878$2,750,0002026-06-08
4301 SW 1st Stsingle_family321,327$535,0002026-06-05
5658 SW 1st Stsingle_family321,376$640,0002026-06-05
1248 Algeria Avesingle_family322,728$2,222,3002026-06-04
151 SW 51st Ctsingle_family321,548$700,0002026-05-28
1215 Cordova Stsingle_family322,288$1,775,0002026-05-27
307 Sarto Avesingle_family321,310$975,5002026-05-22
829 Malaga Avesingle_family321,660$1,675,0002026-05-20
612 Catalonia Avesingle_family323,609$3,400,0002026-05-20
231 SW 51st Plsingle_family321,472$615,0002026-05-19
3614 Anderson Rdsingle_family332,936$1,700,0002026-05-14
911 Andres Avesingle_family321,880$1,585,0002026-05-13
414 Camilo Avesingle_family321,534$1,400,0002026-05-07
4250 SW 10th Stsingle_family331,320$816,5002026-05-07
3801 Toledo Stsingle_family332,748$2,500,0002026-05-07
3614 Anderson Rdsingle_family332,936$1,700,0002026-05-07
1320 San Benito Avesingle_family342,536$2,250,0002026-05-06
412 Zamora Avesingle_family332,029$1,437,5002026-05-05
4801 SW 5th Tersingle_family321,850$630,0002026-05-05
3408 Toledo Stsingle_family343,513$3,490,0002026-05-01

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
540 SW 39th Avesingle_family332,496$895,000
4353 SW 2nd Stsingle_family331,637$819,999
4630 SW 3rd Stsingle_family321,468$960,000
4840 SW 5th Tersingle_family321,365$765,000
4261 SW 12th Stsingle_family321,508$1,080,000
20 SW 48th Avesingle_family321,535$749,500
3730 SW 28th Sttownhomes342,010$1,399,000
3769 SW 27th Ln Unit 3769townhomes342,284$1,375,000

10-year hold projection

IRR5.1%
Equity multiple1.82x
Total return (10yr)$251,335
YearProperty valueNOICash flowLoan balanceEquity
1$772,500$34,539-$14,879$593,495$179,005
2$795,675$35,692-$13,804$586,543$209,132
3$819,545$36,883-$12,694$579,113$240,432
4$844,132$38,112-$11,548$571,174$272,958
5$869,456$39,382-$10,363$562,689$306,767
6$895,539$40,692-$9,139$553,621$341,918
7$922,405$42,045-$7,875$543,931$378,474
8$950,078$43,443-$6,570$533,575$416,502
9$978,580$44,885-$5,221$522,509$456,071
10$1,007,937$46,374-$3,828$510,682$497,255
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.