| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $750,000 |
| Down payment (20.0%) | $150,000 |
| Loan amount | $600,000 |
| Closing costs (5.0%) | $37,500 |
| Total cash to close | $187,500 |
| Income | |
| Rent (comp-derived) | $5,248$62,976 |
| Vacancy loss (8.0%) | |
| Effective gross income | $4,828$57,938 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,188$14,250 |
| Insurance (placeholder 0.8% of price) | $500$6,000 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $262$3,149 |
| Total operating expenses | $1,950$23,399 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $262$3,149 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 3 | 3 | 1,329 | $4,500 | 2025-04-25 | — | |
| single_family | 3 | 2 | 1,385 | $6,750 | 2026-08-24 | — | |
| single_family | 3 | 2 | 1,398 | $4,700 | 2026-08-11 | — | |
| single_family | 3 | 1 | 1,178 | $4,150 | 2026-08-21 | — | |
| single_family | 3 | 2 | 1,396 | $4,250 | 2026-02-10 | — | |
| single_family | 3 | 2 | 1,189 | $7,850 | 2026-04-28 | — | |
| single_family | 3 | 2 | 1,177 | $5,900 | 2026-08-04 | — | |
| single_family | 3 | 2 | 1,146 | $3,650 | — | — | |
| single_family | 3 | 2 | 1,176 | $5,796 | — | — | |
| single_family | 3 | 2 | 1,243 | $10,000 | 2026-08-31 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 1101 Capri St | single_family | 3 | 2 | 1,710 | $1,400,000 | 2026-08-24 |
| 1116 Almeria Ave | single_family | 3 | 2 | 1,493 | $1,750,000 | 2026-08-21 |
| 4345 SW 13th St | single_family | 3 | 2 | 1,783 | $1,275,000 | 2026-08-17 |
| 1119 Lisbon St | single_family | 3 | 2 | 2,000 | $1,450,000 | 2026-08-11 |
| 4756 SW 7th St | single_family | 3 | 1 | 1,285 | $570,000 | 2026-08-11 |
| 809 Angelo Ave | single_family | 3 | 2 | 1,422 | $1,120,000 | 2026-08-03 |
| 5181 SW 5th St | single_family | 3 | 1 | 1,572 | $734,000 | 2026-07-31 |
| 1231 Lisbon St | single_family | 3 | 3 | 1,790 | $1,695,000 | 2026-07-31 |
| 4401 SW 16th St | single_family | 3 | 3 | 1,279 | $879,000 | 2026-07-29 |
| 5401 SW 2nd St | single_family | 3 | 2 | 1,036 | $650,000 | 2026-07-24 |
| 809 Milan Ave | single_family | 3 | 2 | 1,486 | $1,300,000 | 2026-07-23 |
| 4606 SW 1st St | single_family | 3 | 2 | 1,734 | $520,000 | 2026-07-21 |
| 1037 Sevilla Ave | single_family | 3 | 1 | 1,834 | $2,625,000 | 2026-07-17 |
| 644 Navarre Ave | single_family | 3 | 1 | 1,492 | $975,000 | 2026-07-17 |
| 1414 Messina Ave | single_family | 3 | 3 | 1,808 | $1,950,000 | 2026-07-17 |
| 4487 SW 15th Ter | single_family | 3 | 2 | 1,126 | $945,000 | 2026-07-13 |
| 4501 SW 10th St | single_family | 3 | 3 | 2,614 | $1,150,000 | 2026-07-09 |
| 4371 SW 13th Ter | single_family | 3 | 2 | 1,504 | $1,100,000 | 2026-07-08 |
| 1214 Capri St | single_family | 3 | 2 | 1,924 | $2,250,000 | 2026-07-08 |
| 4734 SW 4th St | single_family | 3 | 2 | 1,422 | $639,000 | 2026-07-06 |
| 4420 SW 3rd St | single_family | 3 | 2 | 1,106 | $530,000 | 2026-07-01 |
| 4331 SW 7th St | single_family | 3 | 2 | 1,081 | $705,000 | 2026-06-30 |
| 3111 Anderson Rd | single_family | 3 | 3 | 2,888 | $3,400,000 | 2026-06-29 |
| 104 SW 40th Ave | single_family | 3 | 2 | 1,839 | $795,000 | 2026-06-29 |
| 5260 SW 2nd St | single_family | 3 | 2 | 1,586 | $650,000 | 2026-06-24 |
| 5181 SW 7th St | single_family | 3 | 2 | 1,820 | $720,000 | 2026-06-22 |
| 4255 SW 5th Ter | single_family | 3 | 2 | 1,475 | $605,000 | 2026-06-15 |
| 4240 SW 13th Ter | single_family | 3 | 2 | 1,448 | $200,000 | 2026-06-12 |
| 722 Aledo Ave | single_family | 3 | 4 | 2,537 | $3,850,000 | 2026-06-09 |
| 3715 SW 29th St | single_family | 3 | 3 | 1,595 | $935,000 | 2026-06-09 |
| 2615 Alhambra Cir | single_family | 3 | 2 | 2,878 | $2,750,000 | 2026-06-08 |
| 4301 SW 1st St | single_family | 3 | 2 | 1,327 | $535,000 | 2026-06-05 |
| 5658 SW 1st St | single_family | 3 | 2 | 1,376 | $640,000 | 2026-06-05 |
| 1248 Algeria Ave | single_family | 3 | 2 | 2,728 | $2,222,300 | 2026-06-04 |
| 151 SW 51st Ct | single_family | 3 | 2 | 1,548 | $700,000 | 2026-05-28 |
| 1215 Cordova St | single_family | 3 | 2 | 2,288 | $1,775,000 | 2026-05-27 |
| 307 Sarto Ave | single_family | 3 | 2 | 1,310 | $975,500 | 2026-05-22 |
| 829 Malaga Ave | single_family | 3 | 2 | 1,660 | $1,675,000 | 2026-05-20 |
| 612 Catalonia Ave | single_family | 3 | 2 | 3,609 | $3,400,000 | 2026-05-20 |
| 231 SW 51st Pl | single_family | 3 | 2 | 1,472 | $615,000 | 2026-05-19 |
| 3614 Anderson Rd | single_family | 3 | 3 | 2,936 | $1,700,000 | 2026-05-14 |
| 911 Andres Ave | single_family | 3 | 2 | 1,880 | $1,585,000 | 2026-05-13 |
| 414 Camilo Ave | single_family | 3 | 2 | 1,534 | $1,400,000 | 2026-05-07 |
| 4250 SW 10th St | single_family | 3 | 3 | 1,320 | $816,500 | 2026-05-07 |
| 3801 Toledo St | single_family | 3 | 3 | 2,748 | $2,500,000 | 2026-05-07 |
| 3614 Anderson Rd | single_family | 3 | 3 | 2,936 | $1,700,000 | 2026-05-07 |
| 1320 San Benito Ave | single_family | 3 | 4 | 2,536 | $2,250,000 | 2026-05-06 |
| 412 Zamora Ave | single_family | 3 | 3 | 2,029 | $1,437,500 | 2026-05-05 |
| 4801 SW 5th Ter | single_family | 3 | 2 | 1,850 | $630,000 | 2026-05-05 |
| 3408 Toledo St | single_family | 3 | 4 | 3,513 | $3,490,000 | 2026-05-01 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 540 SW 39th Ave | single_family | 3 | 3 | 2,496 | $895,000 | — |
| 4353 SW 2nd St | single_family | 3 | 3 | 1,637 | $819,999 | — |
| 4630 SW 3rd St | single_family | 3 | 2 | 1,468 | $960,000 | — |
| 4840 SW 5th Ter | single_family | 3 | 2 | 1,365 | $765,000 | — |
| 4261 SW 12th St | single_family | 3 | 2 | 1,508 | $1,080,000 | — |
| 20 SW 48th Ave | single_family | 3 | 2 | 1,535 | $749,500 | — |
| 3730 SW 28th St | townhomes | 3 | 4 | 2,010 | $1,399,000 | — |
| 3769 SW 27th Ln Unit 3769 | townhomes | 3 | 4 | 2,284 | $1,375,000 | — |
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $772,500 | $34,539 | -$14,879 | $593,495 | $179,005 |
| 2 | $795,675 | $35,692 | -$13,804 | $586,543 | $209,132 |
| 3 | $819,545 | $36,883 | -$12,694 | $579,113 | $240,432 |
| 4 | $844,132 | $38,112 | -$11,548 | $571,174 | $272,958 |
| 5 | $869,456 | $39,382 | -$10,363 | $562,689 | $306,767 |
| 6 | $895,539 | $40,692 | -$9,139 | $553,621 | $341,918 |
| 7 | $922,405 | $42,045 | -$7,875 | $543,931 | $378,474 |
| 8 | $950,078 | $43,443 | -$6,570 | $533,575 | $416,502 |
| 9 | $978,580 | $44,885 | -$5,221 | $522,509 | $456,071 |
| 10 | $1,007,937 | $46,374 | -$3,828 | $510,682 | $497,255 |