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2855 NW 164th St

Miami Gardens, FL 33054 · single_family · Pending — under contract · 26 days on market
Asking price$285,000
4 beds 2 baths 1,200 sqft
View on Realtor.com →
Listed by Jonathan Martinez · LPT Realty
Typesingle_family
Built1953
Price / sqft$238
Est. value (Realtor.com)$298,500
Rent estimate (own analysis)$3,750/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood2/10minor$Air2/10MinorWildfire1/10Minimal
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Street view
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Neighborhood

Show every detail
Statusfor_sale
Listed date2026-08-07
Removed date—
MLSMiamiMLS #A12067166
Coordinates25.92356, -80.24794
Address2855 NW 164th St
CityMiami Gardens
StateFL
Zip33054
Listing ID5203876016
Sourceus-real-estate-listings, cached 2026-08-28

Listing description

This probate sale offers endless potential for an owner-occupant, investor, or renovator looking to customize a home to their vision. Probate sale, all contracts are subject to court approval.

Property information

Rental Info

  • Lease Considered: No

Homeowners Association

  • Senior Community: No

Other Property Info

  • Annual Tax Amount: 9245
  • Source Listing Status: Pending
  • County: Miami-Dade
  • Tax Year: 2025
  • Source Property Type: Residential
  • Area: 21
  • Source Neighborhood: GOLDEN HIGHLANDS EST
  • Parcel Number: 34-21-16-003-0190
  • Postal City: Miami Gardens
  • Postal Code Plus 4: 6421
  • Public Survey Range: 21
  • Public Survey Section: 16
  • Public Survey Township: 34
  • Subdivision: GOLDEN HIGHLANDS EST
  • Zoning Description: 0100
  • Property Subtype: SingleFamilyResidence

Building and Construction

  • Total Square Feet Living: 1200
  • Year Built: 1953
  • Building Area Total: 1384
  • Construction Materials: Block
  • Direction Faces: South
  • Property Age: 73
  • Roof: Shingle
  • Levels or Stories: 1
  • Year Built Details: Effective Year Built
  • Architectural Style: Detached, OneStory

Property features

Interior Features

  • FirstFloorEntry
  • Flooring: Carpet

Heating and Cooling

  • Cooling Features: WallWindowUnits

Exterior and Lot Features

  • Fence

Land Info

  • Lot Description: LessThanQuarterAcre
  • Lot Size Acres: 0.1842287
  • Lot Size Square Feet: 8025

Garage and Parking

  • Parking Features: Covered

School Information

  • Elementary School: Golden Glades
  • Middle School: North Dade

Utilities

  • Sewer: PublicSewer
  • Water Source: Public

Annual property tax

YearAssessed valueTax paid
2025$319,405$7,954
2024$319,405$8,077
2023$293,784$7,308
2022$72,150$1,341
2021$70,049$1,311
2020$69,082$1,309
2019$67,529$1,303
2018$66,270$1,258
2017$64,907$1,257
2016$63,572$1,217
2015$63,131$1,223
2014$62,630$1,242
2013$61,705$1,200
2012$86,634$1,128
2011$59,434$1,133
2010$58,556$1,136
2009$57,017$1,079
2008$56,961$1,071
2007$55,302$1,126
Real multi-year tax history from US Real Estate Listings.

Listings history

estimate range asking now
estimate range asking now
estimate range asking now
estimate range asking now
Each provider's latest estimate
Valuation providerAs ofEstimate
Collateral Analytics2026-08-13$542,000
Cotality™2026-08-10$298,500
Quantarium2026-08-26$285,781

Independent automated valuation models, none of them Realtor.com's own. They disagree — that spread is why the chart draws a band rather than one line.

DateEventPrice
2026-08-07Listed$285,000
1977-12-01Sold$29,800
Real listing/price/sale history from US Real Estate Listings.

Permits history

No permit records on file for this address.

ZIP market snapshot (33054)

Typical home value (ZHVI)$429,838
Typical rent (ZORI)$2,279/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Acquisition (one-time, not monthly/yearly)
Purchase price$285,000
Down payment (20.0%)$57,000
Loan amount$228,000
Closing costs (5.0%)$14,250
Total cash to close$71,250
Income
Rent (comp-derived)$3,750$45,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$45,000
Vacancy rate (assumption) assumption8.0%

$45,000 × 8.0% = $3,600

Effective gross income$3,450$41,400
Operating expenses
Property tax (real billed amount, county tax history)$663$7,954
Insurance (est. scaled by flood & wind risk)$285$3,420
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$188$2,250
Total operating expenses$1,135$13,624
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$41,400
Total operating expenses derived$13,624

$41,400 − $13,624 = $27,776

Debt service & reserves
Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$228,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$228,000 amortized at 6.7% over 30 years = $1,465/mo

CapEx reserve (5.0% of GSR)$188$2,250
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$27,776
Annual debt service derived$17,582
Annual CapEx reserve assumption$2,250
Annual PMI assumption$0

($27,776 − $17,582 − $2,250 − $0) ÷ 12 = $662

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$27,776
Purchase price data$285,000

$27,776 ÷ $285,000 = 9.7%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived$7,944
Total cash to close derived$71,250

$7,944 ÷ $71,250 = 11.1%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$27,776
Annual debt service derived$17,582

$27,776 ÷ $17,582 = 1.58

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$45,000
Purchase price data$285,000

($45,000 ÷ 12) ÷ $285,000 = 1.3%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$285,000
Gross scheduled rent (annual) comp$45,000

$285,000 ÷ $45,000 = 6.3

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$13,624
Effective gross income derived$41,400

$13,624 ÷ $41,400 = 32.9%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$13,624
Annual debt service derived$17,582
Annual PMI assumption$0
Gross scheduled rent (annual) comp$45,000

($13,624 + $17,582 + $0) ÷ $45,000 = 69.3%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family421,200$3,8002026-07-06—
single_family421,186$2,720——
single_family421,983$3,6002026-08-14—
single_family421,760$3,7502026-08-13—
single_family431,820$4,150——

2885 NW 155th Ter

Miami, 33054 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,200
Listed2026-07-06
Days on market—

Asking rent: $3,800

View on Zillow →

16461 NW 19th Ave

Opa Locka, 33054 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,186
Listed—
Days on market—

Asking rent: $2,720

View on Zillow →

16321 NW 18th Ave Unit 0

Miami Gardens, 33054 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,983
Listed2026-08-14
Days on market—

Asking rent: $3,600

View on Zillow →

13735 NW 23rd Ave

Opa Locka, 33054 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,760
Listed2026-08-13
Days on market—

Asking rent: $3,750

View on Zillow →

12661 NW 23rd Pl

Opa Locka, 33054 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,820
Listed—
Days on market—

Asking rent: $4,150

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
900 Superior Stsingle_family422,010$695,0002026-08-25
1040 Curtiss Drsingle_family421,575$499,0002026-08-21
16201 NW 18th Plsingle_family411,032$500,0002026-08-05
1535 NW 153rd Stsingle_family421,866$385,0002026-07-31
1890 Rutland Stsingle_family412,149$600,0002026-07-31
15970 NW 37th Plsingle_family421,320$525,0002026-07-29
1319 Jann Avesingle_family421,480$520,0002026-07-22
2270 Service Rdsingle_family431,838$570,0002026-07-21
16300 NW 44th Ctsingle_family423,756$900,0002026-07-21
15921 NW 18th Plsingle_family421,372$570,0002026-07-20
15600 NW 37th Plsingle_family431,765$590,0002026-07-16
15331 NW 28th Ctsingle_family431,740$589,9002026-07-15
16130 NW 28th Ctsingle_family421,200$545,0002026-07-13
2410 NW 155th Tersingle_family421,871$615,0002026-06-24
3171 NW 133rd Stsingle_family421,680$480,0002026-06-16
6268313432single_family43—$575,0002026-06-07
16050 NW 27th Ctsingle_family421,240$599,0002026-06-05
15745 NW 28th Plsingle_family421,200$450,0002026-06-03
16110 NW 28th Plsingle_family421,200$565,0002026-05-20
2270 NW 153rd Stsingle_family431,143$530,0002026-05-19
15771 NW 17th Plsingle_family411,175$257,5002026-05-19
16310 NW 22nd Ctsingle_family432,017$550,0002026-05-12
2501 NW 151st Stsingle_family421,296$510,0002026-04-24
4607 NW 165th Stsingle_family421,932$710,0002026-04-22
16001 NW 28th Plsingle_family421,200$540,0002026-04-22
540 Harem Avesingle_family431,895$560,0002026-04-21
13380 NW 32nd Avesingle_family42938$504,0002026-04-07
2505 NW 162nd Tersingle_family421,350$589,0002026-04-07
3270 NW 132nd Tersingle_family431,425$399,0002026-04-03
2021 Wilmington Stsingle_family431,599$475,0002026-04-02
2860 NW 164th Tersingle_family421,456$559,0002026-03-30
15900 NW 27th Ctsingle_family421,200$335,0002026-03-25
2960 NW 160th Stsingle_family421,200$550,0002026-03-24
16011 NW 38th Ctsingle_family432,134$645,0002026-03-24
2845 NW 164th Tersingle_family421,420$600,0002026-03-17
16430 NW 20th Avesingle_family421,959$495,0002026-03-13
1060 Oriental Blvdsingle_family431,313$430,0002026-03-11
3795 NW 165th Stsingle_family421,642$550,0002026-02-17
16140 NW 17th Plsingle_family411,112$495,0002026-01-29
2770 NW 164th Tersingle_family421,200$525,0002026-01-26
2510 NW 152nd Stsingle_family421,722$550,0002025-12-22
16101 NW 18th Avesingle_family421,610$543,0002025-12-05
3101 NW 164th Tersingle_family421,171$520,0002025-12-02
2791 NW 151st Tersingle_family421,106$500,0002025-11-28
2246 Service Rdsingle_family421,743$463,0002025-11-20
16330 NW 19th Avenue Rdsingle_family421,924$550,0002025-11-19
1931 Wilmington Stsingle_family421,186$382,0002025-11-18
940 Oriental Blvdsingle_family421,377$509,9002025-11-12
2951 NW 151st Tersingle_family421,258$480,0002025-11-05
13210 NW 28th Avesingle_family421,546$524,0002025-10-21

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
16011 NW 40th Ctsingle_family431,974$599,000—
16025 NW 20th Avesingle_family432,019$587,000—
15850 NW 18th Plsingle_family421,272$500,000—
721 Atlantic Avesingle_family421,755$619,000—
1980 Service Rdsingle_family421,316$399,000—
1240 Sharazad Blvdsingle_family421,032$480,000—
1920 Rutland Stsingle_family421,242$480,000—
2390 Superior Stsingle_family431,514$560,000—

10-year hold projection

IRR20.1%
Equity multiple4.03x
Total return (10yr)$252,897
YearProperty valueNOICash flowLoan balanceEquity
1$293,550$27,776$7,944$225,528$68,022
2$302,357$28,677$8,789$222,886$79,470
3$311,427$29,608$9,661$220,063$91,364
4$320,770$30,567$10,562$217,046$103,724
5$330,393$31,558$11,492$213,822$116,571
6$340,305$32,580$12,452$210,376$129,929
7$350,514$33,634$13,443$206,694$143,820
8$361,029$34,722$14,465$202,759$158,271
9$371,860$35,845$15,521$198,553$173,307
10$383,016$37,003$16,611$194,059$188,957
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.