15070 SW 49th Ln Unit D106
Miami, FL 33185 · townhomes · For Sale · 138 days on market
Asking price$410,000
2 beds 2 baths 1,100 sqft
Suggested offer$403,017$6,983 above the est. market value of $403,017.
View on Realtor.com →Listed by Sandra Fernandez · Lifestyle International Realty
Typetownhomes
Built1987
Price / sqft$373
Est. value (own analysis)$403,017
Rent estimate (own analysis)$2,790/mo
HOA$521/mo
Wind10/10Extreme$Heat10/10ExtremeWildfire5/10MajorAir2/10MinorFlood1/10minimal$
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Statusfor_sale
Listed date2026-04-18
Removed date—
MLSMiamiMLS #A12003456
Coordinates25.72014, -80.43775
Address15070 SW 49th Ln Unit D106
CityMiami
StateFL
Zip33185
Listing ID5201121485
Sourceus-real-estate-listings, cached 2026-09-02
ZIP market snapshot (33185)
Typical home value (ZHVI)$677,356
Typical rent (ZORI)$3,519/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $410,000 |
| Down payment (20.0%) | $82,000 |
| Loan amount | $328,000 |
| Closing costs (5.0%) | $20,500 |
| Total cash to close | $102,500 |
| Income | |
| Rent (comp-derived) | $2,790$33,480 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,567$30,802 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $649$7,790 |
| Insurance (est. scaled by flood & wind risk) | $410$4,920 |
| HOA dues | $521$6,252 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $140$1,674 |
| Total operating expenses | $1,720$20,636 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $140$1,674 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| townhomes | 2 | 3 | 1,170 | $3,150 | 2026-08-05 | — | |
| townhomes | 2 | 2 | 1,160 | $2,500 | 2026-07-14 | — | |
| townhomes | 2 | 2 | 940 | $2,790 | 2026-05-07 | — | |
| townhomes | 2 | 2 | 1,268 | $2,500 | 2026-07-30 | — | |
| townhomes | 2 | 3 | 1,170 | $3,150 | 2026-08-27 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 4910 SW 149th Ct Unit 11B | townhomes | 2 | 3 | 1,360 | $415,000 | 2026-08-10 |
| 3825 SW 153rd Ct | townhomes | 2 | 2 | 1,160 | $445,000 | 2026-06-30 |
| 3834 SW 153rd Pl | townhomes | 2 | 2 | 1,160 | $415,000 | 2026-05-06 |
| 3725 SW 153rd Ct | townhomes | 2 | 2 | 1,160 | $425,000 | 2026-04-17 |
| 14945 SW 49th Ln Unit 6G | townhomes | 2 | 1 | 710 | $305,000 | 2026-02-11 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 14945 SW 49th Ln Unit H6 | condos | 2 | 2 | 885 | $405,000 | — |
| 4224 SW 148th Pl | single_family | 2 | 3 | 1,562 | $620,000 | — |
| 15307 SW 52nd Ter | single_family | 2 | 2 | 1,261 | $580,000 | — |
| 3690 SW 153rd Pl | townhomes | 2 | 2 | 1,160 | $389,900 | — |
| 15240 SW 45th Ter Unit 54H | condos | 2 | 2 | 885 | $374,900 | — |
| 15292 SW 46th Ln Br Unit 64 | townhomes | 2 | 2 | 1,360 | $432,500 | — |
| townhomes | 2 | 3 | 1,406 | $455,000 | — | |
| 4825 SW 149th Ct Unit 18B | condos | 2 | 2 | 1,360 | $385,000 | — |
10-year hold projection
IRR-0.8%
Equity multiple0.87x
Total return (10yr)$40,054
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $422,300 | $10,166 | -$16,802 | $324,444 | $97,856 |
| 2 | $434,969 | $10,574 | -$16,436 | $320,643 | $114,326 |
| 3 | $448,018 | $10,997 | -$16,056 | $316,582 | $131,436 |
| 4 | $461,459 | $11,435 | -$15,662 | $312,241 | $149,217 |
| 5 | $475,302 | $11,889 | -$15,252 | $307,603 | $167,700 |
| 6 | $489,561 | $12,360 | -$14,828 | $302,646 | $186,916 |
| 7 | $504,248 | $12,847 | -$14,388 | $297,349 | $206,900 |
| 8 | $519,376 | $13,352 | -$13,931 | $291,687 | $227,688 |
| 9 | $534,957 | $13,876 | -$13,458 | $285,637 | $249,320 |
| 10 | $551,006 | $14,418 | -$12,967 | $279,172 | $271,834 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.