10 NW 60th Ct

Miami, FL 33126 · single_family · For Sale · 112 days on market
Asking price$669,900
3 beds 2 baths 1,563 sqft
Suggested offer$612,258$57,642 above the est. market value of $612,258.
View on Realtor.com →
Listed by Rocco Di Martino · United Realty Group Inc.
Typesingle_family
Built1971
Price / sqft$429
Est. value (own analysis)$612,258
Rent estimate (own analysis)$3,500/mo
HOANone
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Neighborhood

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Statusfor_sale
Listed date2026-05-13
Removed date
MLSMiamiMLS #A12017590
Coordinates25.77112, -80.29463
Address10 NW 60th Ct
CityMiami
StateFL
Zip33126
Listing ID5193411990
Sourceus-real-estate-listings, cached 2026-08-28

ZIP market snapshot (33126)

Typical home value (ZHVI)$303,717
Typical rent (ZORI)$2,370/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$669,900
Down payment (20.0%)$133,980
Loan amount$535,920
Closing costs (5.0%)$33,495
Total cash to close$167,475
Rent (comp-derived)$3,500$42,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$42,000
Vacancy rate (assumption) assumption8.0%

$42,000 × 8.0% = $3,360

Effective gross income$3,220$38,640
Property tax (placeholder 1.9% of price)$1,061$12,728
Insurance (placeholder 0.8% of price)$447$5,359
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$175$2,100
Total operating expenses$1,682$20,187
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$38,640
Total operating expenses derived$20,187

$38,640 − $20,187 = $18,453

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$535,920
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$535,920 amortized at 6.7% over 30 years = $3,444/mo

CapEx reserve (5.0% of GSR)$175$2,100
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$18,453
Annual debt service derived$41,328
Annual CapEx reserve assumption$2,100
Annual PMI assumption$0

($18,453 − $41,328 − $2,100 − $0) ÷ 12 = -$2,081

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$18,453
Purchase price data$669,900

$18,453 ÷ $669,900 = 2.8%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$24,975
Total cash to close derived$167,475

-$24,975 ÷ $167,475 = -14.9%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$18,453
Annual debt service derived$41,328

$18,453 ÷ $41,328 = 0.45

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$42,000
Purchase price data$669,900

($42,000 ÷ 12) ÷ $669,900 = 0.5%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$669,900
Gross scheduled rent (annual) comp$42,000

$669,900 ÷ $42,000 = 15.9

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$20,187
Effective gross income derived$38,640

$20,187 ÷ $38,640 = 52.2%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$20,187
Annual debt service derived$41,328
Annual PMI assumption$0
Gross scheduled rent (annual) comp$42,000

($20,187 + $41,328 + $0) ÷ $42,000 = 146.5%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family321,762$2,8002026-08-19
single_family311,345$3,0002026-07-02
single_family321,126$3,1502026-07-31
single_family321,486$3,5002026-07-28
single_family331,392$10,000
single_family331,898$4,350
single_family321,518$3,5952026-08-12

4753 NW 1st St

Miami, 33126 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,762
Listed2026-08-19
Days on market

Asking rent: $2,800

View on Zillow →

321 NW 56th Ave

Miami, 33126 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage1,345
Listed2026-07-02
Days on market

Asking rent: $3,000

View on Zillow →

4071 NW 6th St

Miami, 33126 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,126
Listed2026-07-31
Days on market

Asking rent: $3,150

View on Zillow →

421 NW 57th Ct

Miami, 33126 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,486
Listed2026-07-28
Days on market

Asking rent: $3,500

View on Zillow →

3800 NW 12th St

Miami, 33126 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,392
Listed
Days on market

Asking rent: $10,000

View on Zillow →

6460 NW 2nd St

Miami, 33126 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,898
Listed
Days on market

Asking rent: $4,350

View on Zillow →

4265 NW 2nd Ter

Miami, 33126 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,518
Listed2026-08-12
Days on market

Asking rent: $3,595

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
235 NW 45th Avesingle_family32967$790,0002026-08-05
4263 NW 5th Stsingle_family321,776$690,0002026-08-05
191 NW 85th Plsingle_family331,427$596,0002026-07-20
347 NW 57th Ctsingle_family321,770$550,0002026-07-15
4071 NW 6th Stsingle_family311,126$630,0002026-07-07
153 NW 61st Avesingle_family321,590$610,0002026-06-18
550 NW 58th Avesingle_family321,186$660,0002026-06-05
300 Northwest Blvdsingle_family331,336$585,0002026-05-29
5651 NW 3rd Stsingle_family321,718$640,0002026-04-30
225 NW 40th Ctsingle_family342,080$725,0002026-04-27
8510 NW 1st Tersingle_family321,570$615,0002026-04-21
420 NW 44th Avesingle_family321,316$525,0002026-04-17
223 NW 40th Ctsingle_family344,160$715,0002026-03-26
200 NW 65th Avesingle_family311,428$50,0002026-03-17
210 NW 59th Avesingle_family321,500$670,0002026-02-26
5250 NW 4th Stsingle_family321,192$650,0002026-01-30
260 NW 52nd Avesingle_family311,165$450,0002026-01-28
5271 NW 1st Stsingle_family321,648$630,0002026-01-21
411 NW 53rd Avesingle_family31990$515,0002026-01-16
260 NW 60th Ctsingle_family321,582$650,0002026-01-15
410 NW 58th Ctsingle_family322,130$425,0002026-01-02
8508 NW 1st Tersingle_family331,187$510,0002025-12-04
241 NW 46th Avesingle_family331,720$650,0002025-11-12
250 NW 61st Avesingle_family321,172$588,5002025-11-05
941 NW 40th Avesingle_family321,462$750,0002025-10-31
261 NW 59th Ctsingle_family322,145$600,0002025-10-30
630 NW 60th Ctsingle_family321,177$554,0002025-10-24
22 NW 59th Ctsingle_family321,762$540,0002025-10-22
239 NW 57th Ctsingle_family321,494$520,0002025-10-09
260 NW 57th Ctsingle_family321,290$600,0002025-09-30
232 NW 58th Ctsingle_family321,977$630,0002025-09-18

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
380 NW 85th Pl Unit 1406condos331,560$478,000
229-230 NW 48th Ctmulti_family331,265$699,000
8356 NW 10th St Unit 6Dtownhomes331,600$480,000
350 NW 58th Avesingle_family321,205$697,000
5170 NW 2nd Stsingle_family321,734$595,000
320 NW 61st Avesingle_family322,005$550,000
333 NW 60th Avesingle_family321,167$483,000
390 NW 86th Ct Unit 803townhomes331,560$464,900

10-year hold projection

IRR0.1%
Equity multiple1.02x
Total return (10yr)$90,164
YearProperty valueNOICash flowLoan balanceEquity
1$689,997$18,453-$24,975$530,109$159,888
2$710,697$19,107-$24,373$523,900$186,797
3$732,018$19,784-$23,750$517,264$214,754
4$753,978$20,483-$23,106$510,172$243,806
5$776,598$21,207-$22,439$502,593$274,005
6$799,896$21,954-$21,749$494,494$305,402
7$823,893$22,727-$21,036$485,839$338,054
8$848,609$23,526-$20,298$476,589$372,021
9$874,068$24,352-$19,535$466,704$407,364
10$900,290$25,205-$18,745$456,140$444,150
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.