2550 NW 153rd St

Miami Gardens, FL 33054 · single_family · For Sale · 240 days on market
Asking price$410,000
2 beds 1 baths 928 sqft
View on Realtor.com →
Listed by Eneas Rivas · COMPASS
Typesingle_family
Built1950
Price / sqft$442
Est. value (own analysis)$431,778
Rent estimate (own analysis)$2,725/mo
HOANone
Street view
View full map & nearby schools →

Neighborhood

Show every detail
Statusfor_sale
Listed date2026-01-05
Removed date
MLSMiamiMLS #A11939152
Coordinates25.91373, -80.24335
Address2550 NW 153rd St
CityMiami Gardens
StateFL
Zip33054
Listing ID5186025630
Sourceus-real-estate-listings, cached 2026-08-28

ZIP market snapshot (33054)

Typical home value (ZHVI)$429,838
Typical rent (ZORI)$2,279/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$410,000
Down payment (20.0%)$82,000
Loan amount$328,000
Closing costs (5.0%)$20,500
Total cash to close$102,500
Rent (comp-derived)$2,725$32,700
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$32,700
Vacancy rate (assumption) assumption8.0%

$32,700 × 8.0% = $2,616

Effective gross income$2,507$30,084
Property tax (placeholder 1.9% of price)$649$7,790
Insurance (placeholder 0.8% of price)$273$3,280
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$136$1,635
Total operating expenses$1,059$12,705
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$30,084
Total operating expenses derived$12,705

$30,084 − $12,705 = $17,379

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$328,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$328,000 amortized at 6.7% over 30 years = $2,108/mo

CapEx reserve (5.0% of GSR)$136$1,635
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$17,379
Annual debt service derived$25,294
Annual CapEx reserve assumption$1,635
Annual PMI assumption$0

($17,379 − $25,294 − $1,635 − $0) ÷ 12 = -$796

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$17,379
Purchase price data$410,000

$17,379 ÷ $410,000 = 4.2%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$9,550
Total cash to close derived$102,500

-$9,550 ÷ $102,500 = -9.3%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$17,379
Annual debt service derived$25,294

$17,379 ÷ $25,294 = 0.69

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$32,700
Purchase price data$410,000

($32,700 ÷ 12) ÷ $410,000 = 0.7%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$410,000
Gross scheduled rent (annual) comp$32,700

$410,000 ÷ $32,700 = 12.5

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$12,705
Effective gross income derived$30,084

$12,705 ÷ $30,084 = 42.2%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$12,705
Annual debt service derived$25,294
Annual PMI assumption$0
Gross scheduled rent (annual) comp$32,700

($12,705 + $25,294 + $0) ÷ $32,700 = 116.2%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family21811$2,6502026-07-29
single_family21810$1,6952026-07-01
single_family22940$2,8502026-08-24
single_family21787$2,8002026-06-07

2520 NW 155th St

Miami Gardens, 33054 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage811
Listed2026-07-29
Days on market

Asking rent: $2,650

View on Zillow →

Opa Locka, 33054 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage810
Listed2026-07-01
Days on market

Asking rent: $1,695

View on Zillow →

1710 NW 154th St Unit 1710

Miami Gardens, 33054 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage940
Listed2026-08-24
Days on market

Asking rent: $2,850

View on Zillow →

2370 NW 153rd St

Miami Gardens, 33054 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage787
Listed2026-06-07
Days on market

Asking rent: $2,800

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
14370 NW 21st Ctsingle_family21594$367,0002026-08-14
3100 NW 162nd Stsingle_family211,704$390,0002026-08-03
1145 Sharar Avesingle_family211,160$300,0002026-07-22
2001 Rutland Stsingle_family21594$390,0002026-07-21
15815 NW 19th Avesingle_family21720$378,5002026-07-16
2445 NW 162nd Tersingle_family21998$455,0002026-07-13
2440 NW 152nd Tersingle_family21962$400,0002026-07-03
2241 Rutland Stsingle_family21594$310,0002026-06-24
16435 NW 162nd Street Rdsingle_family211,110$375,0002026-06-05
2521 NW 151st Stsingle_family21720$335,0002026-06-05
515 Golf Course Blvdsingle_family21809$390,0002026-06-02
1236 Rutland Stsingle_family21840$410,0002026-06-01
180 Seaman Avesingle_family21862$425,0002026-06-01
2481 NW 139th Stsingle_family21864$450,0002026-05-28
14135 NW 22nd Plsingle_family21690$345,0002026-05-20
535 Harem Avesingle_family221,027$439,0002026-05-19
2080 Service Rdsingle_family21594$269,0002026-05-18
1951 Rutland Stsingle_family211,049$395,0002026-05-14
15955 NW 21st Avesingle_family21800$450,0002026-05-14
510 Douglas Rdsingle_family211,012$380,0002026-04-24
1206 Rutland Stsingle_family21780$382,0002026-04-24
2111 York Stsingle_family21754$350,0002026-04-14
2210 NW 155th Stsingle_family21720$360,0002026-04-10
2455 NW 161st Stsingle_family21720$390,0002026-04-06
16300 NW 19th Avesingle_family21960$450,0002026-03-30
15600 NW 157th Street Rdsingle_family211,110$420,0002026-03-27
2201 NW 166th Stsingle_family211,008$389,0002026-03-20
1240 Peri Stsingle_family211,616$560,0002026-03-12
2421 NW 152nd Stsingle_family21840$385,0002026-02-09
16440 NW 23rd Ctsingle_family211,084$330,0002026-01-16
1467 NW 154th Stsingle_family21837$422,0002025-12-22
2060 Rutland Stsingle_family21594$325,0002025-11-24
1981 Rutland Stsingle_family21699$320,0002025-11-18
2360 Service Rdsingle_family21699$360,0002025-09-18
1330 Dunad Avesingle_family211,521$238,0002025-09-16

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
16400 NW 23rd Ctsingle_family21720$400,000
15300 Railroad Drsingle_family21875$385,000
755 Harem Avesingle_family211,253$480,000
2365 NW 155th Stsingle_family21750$365,000
4050 NW 135th St Unit 5-1condos21800$179,999
1250 Sharazad Blvdsingle_family21864$429,000
1120 Opa Locka Blvdsingle_family21780$375,000
2450 NW 157th Street Rdsingle_family21720$435,000

10-year hold projection

IRR4.1%
Equity multiple1.66x
Total return (10yr)$121,118
YearProperty valueNOICash flowLoan balanceEquity
1$422,300$17,379-$9,550$324,444$97,856
2$434,969$17,964-$9,006$320,643$114,326
3$448,018$18,568-$8,444$316,582$131,436
4$461,459$19,192-$7,863$312,241$149,217
5$475,302$19,836-$7,263$307,603$167,700
6$489,561$20,501-$6,643$302,646$186,916
7$504,248$21,188-$6,002$297,349$206,900
8$519,376$21,897-$5,340$291,687$227,688
9$534,957$22,630-$4,656$285,637$249,320
10$551,006$23,386-$3,950$279,172$271,834
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.