3527 NW 34th St
Miami, FL 33142 · multi_family · For Sale · 44 days on market
Asking price$770,000
8 beds 4 baths 1,818 sqft
Suggested offer$439,247$330,753 above the est. market value of $439,247.
View on Realtor.com →Listed by Rey Delgado · Cohen & Roth, Llc.
Typemulti_family
Built1937
Price / sqft$424
Est. value (own analysis)$439,247
Rent estimate (building total, own analysis)$4,563/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood7/10severe$Air2/10MinorWildfire1/10Minimal
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Statusfor_sale
Listed date2026-07-21
Removed date—
MLSMiamiMLS #A12054551
Coordinates25.80711, -80.25300
Address3527 NW 34th St
CityMiami
StateFL
Zip33142
Listing ID5182408385
Sourceus-real-estate-listings, cached 2026-08-31
ZIP market snapshot (33142)
Typical home value (ZHVI)$430,103
Typical rent (ZORI)$2,350/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $770,000 |
| Down payment (20.0%) | $154,000 |
| Loan amount | $616,000 |
| Closing costs (5.0%) | $38,500 |
| Total cash to close | $192,500 |
| Income | |
| Rent (estimate) | $4,563$54,758 |
| Vacancy loss (8.0%) | |
| Effective gross income | $4,198$50,378 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,219$14,630 |
| Insurance (est. scaled by flood & wind risk) | $1,001$12,012 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $228$2,738 |
| Total operating expenses | $2,448$29,380 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $228$2,738 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
No active rental listings cached yet for this bedroom count.
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 4024 NW 23rd Ct | multi_family | 8 | 6 | 3,720 | $800,000 | 2026-02-09 |
| 2515 NW 52nd St Apt 1 | multi_family | 8 | 4 | 3,151 | $845,000 | 2025-12-19 |
| 1202 NW 61st St Apt 4 | multi_family | 8 | 4 | 3,824 | $731,250 | 2025-12-16 |
| 1920 NW 29th St | multi_family | 8 | 8 | 4,490 | $5,375,000 | 2025-12-03 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 1629 NW 40th St | multi_family | 8 | 6 | — | $969,900 | — |
| 1627 NW 40th St | single_family | 8 | 6 | — | $969,900 | — |
| 1286 NW 59th St | multi_family | 8 | 4 | 3,596 | $1,080,000 | — |
| 2835 NW 22nd Ave | multi_family | 8 | 4 | 4,421 | $1,149,000 | — |
| 3165 NW 61st St | multi_family | 8 | 6 | 2,894 | $950,000 | — |
| 2986 NW 26th St | multi_family | 8 | 6 | 3,768 | $1,200,000 | — |
| 1565 NW 47th St | multi_family | 8 | 4 | 2,245 | $995,000 | — |
| 1220 and 1222 NW 30th St | multi_family | 8 | 4 | 3,456 | $1,450,000 | — |
10-year hold projection
IRR-0.0%
Equity multiple0.99x
Total return (10yr)$99,179
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $793,100 | $20,998 | -$29,243 | $609,321 | $183,779 |
| 2 | $816,893 | $21,774 | -$28,535 | $602,184 | $214,709 |
| 3 | $841,400 | $22,578 | -$27,801 | $594,556 | $246,844 |
| 4 | $866,642 | $23,410 | -$27,041 | $586,405 | $280,237 |
| 5 | $892,641 | $24,270 | -$26,255 | $577,694 | $314,947 |
| 6 | $919,420 | $25,161 | -$25,440 | $568,384 | $351,036 |
| 7 | $947,003 | $26,082 | -$24,596 | $558,436 | $388,567 |
| 8 | $975,413 | $27,035 | -$23,723 | $547,804 | $427,609 |
| 9 | $1,004,675 | $28,020 | -$22,819 | $536,442 | $468,233 |
| 10 | $1,034,816 | $29,040 | -$21,882 | $524,300 | $510,516 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.