2465 Inagua Ave

Miami, FL 33133 · single_family · For Sale · 5 days on market
Asking price$2,449,000
3 beds 2 baths 1,580 sqft
Suggested offer$2,371,800$77,200 above the est. market value of $2,371,800.
View on Realtor.com →
Listed by Alexander San Juan · Coldwell Banker Realty
Typesingle_family
Built
Price / sqft$1550
Est. value (Realtor.com)$2,371,800
Rent estimate (own analysis)$5,900/mo
HOANone
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Neighborhood

Show every detail
Statusfor_sale
Listed date2026-08-28
Removed date
MLSMiamiMLS #A12079314
Coordinates25.73817, -80.23500
Address2465 Inagua Ave
CityMiami
StateFL
Zip33133
Listing ID5170026648
Sourcerealtor, cached 2026-09-01

ZIP market snapshot (33133)

Typical home value (ZHVI)$1,352,044
Typical rent (ZORI)$3,793/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$2,449,000
Down payment (20.0%)$489,800
Loan amount$1,959,200
Closing costs (5.0%)$122,450
Total cash to close$612,250
Rent (comp-derived)$5,900$70,800
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$70,800
Vacancy rate (assumption) assumption8.0%

$70,800 × 8.0% = $5,664

Effective gross income$5,428$65,136
Property tax (real MLS tax bill, from Realtor Search)$388$4,653
Insurance (placeholder 0.8% of price)$1,633$19,592
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$295$3,540
Total operating expenses$2,315$27,785
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$65,136
Total operating expenses derived$27,785

$65,136 − $27,785 = $37,351

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$1,959,200
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$1,959,200 amortized at 6.7% over 30 years = $12,590/mo

CapEx reserve (5.0% of GSR)$295$3,540
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$37,351
Annual debt service derived$151,084
Annual CapEx reserve assumption$3,540
Annual PMI assumption$0

($37,351 − $151,084 − $3,540 − $0) ÷ 12 = -$9,773

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$37,351
Purchase price data$2,449,000

$37,351 ÷ $2,449,000 = 1.5%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$117,273
Total cash to close derived$612,250

-$117,273 ÷ $612,250 = -19.2%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$37,351
Annual debt service derived$151,084

$37,351 ÷ $151,084 = 0.25

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$70,800
Purchase price data$2,449,000

($70,800 ÷ 12) ÷ $2,449,000 = 0.2%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$2,449,000
Gross scheduled rent (annual) comp$70,800

$2,449,000 ÷ $70,800 = 34.6

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$27,785
Effective gross income derived$65,136

$27,785 ÷ $65,136 = 42.7%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$27,785
Annual debt service derived$151,084
Annual PMI assumption$0
Gross scheduled rent (annual) comp$70,800

($27,785 + $151,084 + $0) ÷ $70,800 = 252.6%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family321,314$5,0002026-08-19
single_family322,078$11,5002026-08-19
single_family331,700$7,2002026-08-07
single_family321,442$6,1002026-07-23
single_family321,270$3,9502026-07-23
single_family331,999$8,0002026-06-26
single_family321,860$4,000
single_family321,585$7,0002026-06-16
single_family321,780$4,2002026-06-01
single_family331,474$4,3002026-05-02
single_family321,639$5,9002026-08-04
single_family331,861$12,6902026-07-29
single_family321,500$2,7502026-03-11
single_family321,600$4,000
single_family321,050$3,500
single_family331,220$6,150
single_family331,220$6,150
single_family331,719$6,800
single_family321,150$4,000
single_family331,474$4,890
single_family321,800$5,000
single_family331,535$9,000
single_family332,057$8,5002026-08-26
single_family321,442$6,100
single_family321,431$5,0002026-08-24

3130 SW 27th Ter

Miami, 33133 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,314
Listed2026-08-19
Days on market

Asking rent: $5,000

View on Zillow →

3865 Poinciana Ave

Miami, 33133 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage2,078
Listed2026-08-19
Days on market

Asking rent: $11,500

View on Zillow →

2484 SW 25th St

Miami, 33133 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,700
Listed2026-08-07
Days on market

Asking rent: $7,200

View on Zillow →

2301 Tequesta Ln Unit 2301

Miami, 33133 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,442
Listed2026-07-23
Days on market

Asking rent: $6,100

View on Zillow →

3730 Percival Ave

Miami, 33133 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,270
Listed2026-07-23
Days on market

Asking rent: $3,950

View on Zillow →

3441 Poinciana Ave

Miami, 33133 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,999
Listed2026-06-26
Days on market

Asking rent: $8,000

View on Zillow →

2425 SW 26th Ln

Miami, 33133 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,860
Listed
Days on market

Asking rent: $4,000

View on Zillow →

2550 Trapp Ave

Miami, 33133 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,585
Listed2026-06-16
Days on market

Asking rent: $7,000

View on Zillow →

3600 SW 26th St

Miami, 33133 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,780
Listed2026-06-01
Days on market

Asking rent: $4,200

View on Zillow →

3655 Oak Ave Unit 3655

Miami, 33133 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,474
Listed2026-05-02
Days on market

Asking rent: $4,300

View on Zillow →

234 Washington Dr

Miami, 33133 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,639
Listed2026-08-04
Days on market

Asking rent: $5,900

View on Zillow →

4344 S Douglas Rd # 4344

Miami, 33133 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,861
Listed2026-07-29
Days on market

Asking rent: $12,690

View on Zillow →

2842 SW 36th Ct

Miami, 33133 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,500
Listed2026-03-11
Days on market

Asking rent: $2,750

View on Zillow →

3666 SW 26th St

Miami, 33133 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,600
Listed
Days on market

Asking rent: $4,000

View on Zillow →

3668 SW 26th St

Miami, 33133 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,050
Listed
Days on market

Asking rent: $3,500

View on Zillow →

3135 Gifford Ln Apt A

Miami, 33133 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,220
Listed
Days on market

Asking rent: $6,150

View on Zillow →

3135 Gifford Ln

Miami, 33133 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,220
Listed
Days on market

Asking rent: $6,150

View on Zillow →

2869 W Trade Ave # Fl33133

Miami, 33133 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,719
Listed
Days on market

Asking rent: $6,800

View on Zillow →

3641 SW 29th St

Miami, 33133 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,150
Listed
Days on market

Asking rent: $4,000

View on Zillow →

3665 Oak Ave

Miami, 33133 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,474
Listed
Days on market

Asking rent: $4,890

View on Zillow →

2919 SW 25th Ter

Miami, 33133 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,800
Listed
Days on market

Asking rent: $5,000

View on Zillow →

3374 Perry Frow Dr

Miami, 33133 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,535
Listed
Days on market

Asking rent: $9,000

View on Zillow →

2400 Trapp Ave

Miami, 33133 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage2,057
Listed2026-08-26
Days on market

Asking rent: $8,500

View on Zillow →

2301 Tequesta Ln # 0

Miami, 33133 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,442
Listed
Days on market

Asking rent: $6,100

View on Zillow →

209 Florida Ave

Coral Gables, 33133 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,431
Listed2026-08-24
Days on market

Asking rent: $5,000

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
3577 Charles Avesingle_family311,120$1,070,0002026-08-24
3253 McDonald Stsingle_family342,593$2,350,0002026-08-21
3233 Crystal Ctsingle_family321,877$2,260,0002026-08-19
1621 Nocatee Drsingle_family332,567$2,850,0002026-08-18
2792 SW 22nd Avesingle_family331,575$1,250,0002026-08-12
3520 Saint Gaudens Ctsingle_family342,518$3,850,0002026-08-07
2636 SW 29th Ctsingle_family32$600,0002026-08-03
3400 William Avesingle_family31840$800,0002026-07-29
2241 SW 25th Tersingle_family321,905$1,020,0002026-07-27
3554 William Avesingle_family311,043$1,125,0002026-07-24
3101 SW 25th Tersingle_family321,348$880,0002026-07-22
1701 Wa Kee Na Drsingle_family321,716$2,150,0002026-07-14
4002 Kumquat Avesingle_family332,041$1,885,0002026-07-13
3312 Frow Avesingle_family321,117$1,250,0002026-07-02
1779 Tigertail Avesingle_family322,320$3,075,0002026-06-26
3535 W Glencoe Stsingle_family311,555$1,650,0002026-06-22
3760 Oak Avesingle_family321,206$600,0002026-06-18
4046 El Prado Blvdsingle_family332,429$2,250,0002026-06-12
218 Frow Avesingle_family321,338$680,0002026-06-09
3278 Thomas Avesingle_family321,266$1,400,0002026-06-08
3200 Percival Avesingle_family332,431$2,200,0002026-06-06
4165 Poinciana Avesingle_family321,643$1,800,0002026-06-05
10 Prospect Drsingle_family321,744$2,100,0002026-06-05
129 Florida Avesingle_family311,036$1,098,0002026-05-29
115 S Prospect Drsingle_family321,635$2,300,0002026-05-20
2996 Jackson Avesingle_family321,560$1,021,0002026-05-18
2530 Andros Avesingle_family312,615$2,925,0002026-05-18
2500 Overbrook Stsingle_family321,644$2,500,0002026-05-14
3715 Oak Avesingle_family321,270$1,100,0002026-05-11
3050 SW 26th Stsingle_family332,394$835,0002026-05-11
2235 Overbrook Stsingle_family311,161$1,400,0002026-05-08
2221 Tigertail Avesingle_family321,917$2,600,0002026-05-07
3730 Solana Rdsingle_family322,568$3,100,0002026-05-07
2925 Seminole Stsingle_family323,196$4,850,0002026-05-06
3599 Vista Ctsingle_family311,262$3,900,0002026-04-29
3644 Saint Gaudens Rdsingle_family322,598$3,157,0002026-04-28
4510 Ingraham Hwysingle_family321,959$2,600,0002026-04-22
1648 Nocatee Drsingle_family342,913$2,685,0002026-04-13
2850 Natoma Stsingle_family332,604$4,200,0002026-04-09
4050 Hardie Avesingle_family332,656$2,600,0002026-04-09
3416 Frow Avesingle_family321,376$1,100,0002026-04-07
54 Bay Heights Drsingle_family322,392$2,830,0002026-04-01
3835 Utopia Ctsingle_family332,474$3,100,0002026-03-30
2261 SW 26th Stsingle_family321,182$915,0002026-03-27
2790 SW 22nd Avesingle_family331,575$1,200,0002026-03-27
3650 N Bay Homes Drsingle_family332,219$2,460,0002026-03-20
2692 SW 31st Avesingle_family331,440$734,5002026-03-18
1895 SW 25th Stsingle_family331,854$1,050,0002026-03-16
1800 Opechee Drsingle_family321,443$1,100,0002026-03-03
2475 S Bayshore Dr Apt 2single_family332,790$2,425,0002026-02-12

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
3350 SW 27th Ave Apt 1802condos332,522$3,100,000
3 Grove Isle Dr Unit C410condos332,424$2,695,000
2678 Tigertail Ave Apt 401condos341,811$3,250,000
2901 S Bayshore Dr Apt 1Bcondos321,587$1,985,000
3431 SW 25th Stsingle_family321,296$740,000
2155 SW 25th Tersingle_family331,628$1,429,000
2678 Tigertail Ave Apt 1806condos342,058$3,995,000
2 Grove Isle Dr Unit B1109condos332,614$2,900,000

10-year hold projection

IRR-3.0%
Equity multiple0.51x
Total return (10yr)$18,829
YearProperty valueNOICash flowLoan balanceEquity
1$2,522,470$37,351-$117,273$1,937,958$584,512
2$2,598,144$38,610-$116,102$1,915,257$682,887
3$2,676,088$39,911-$114,892$1,890,997$785,091
4$2,756,371$41,254-$113,642$1,865,072$891,299
5$2,839,062$42,642-$112,350$1,837,366$1,001,697
6$2,924,234$44,074-$111,015$1,807,757$1,116,477
7$3,011,961$45,554-$109,636$1,776,115$1,235,846
8$3,102,320$47,081-$108,211$1,742,300$1,360,020
9$3,195,390$48,659-$106,738$1,706,164$1,489,226
10$3,291,251$50,288-$105,217$1,667,545$1,623,706
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.