41 Campina Ct

Coral Gables, FL 33134 · single_family · For Sale · 20 days on market
Asking price$979,999
3 beds 2 baths 1,796 sqft
View on Realtor.com →
Listed by Jhon Salazar PA · Real Estate Craft, LLC.
Typesingle_family
Built1940
Price / sqft$546
Est. value (own analysis)$1,278,357
Rent estimate (own analysis)$6,750/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeAir2/10MinorFlood1/10minimal$Wildfire1/10Minimal
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Neighborhood

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Statusfor_sale
Listed date2026-08-14
Removed date
MLSMiamiMLS #A12071108
Coordinates25.77046, -80.25711
Address41 Campina Ct
CityCoral Gables
StateFL
Zip33134
Listing ID5140569403
Sourceus-real-estate-listings, cached 2026-08-30

ZIP market snapshot (33134)

Typical home value (ZHVI)$887,965
Typical rent (ZORI)$3,095/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$979,999
Down payment (20.0%)$196,000
Loan amount$783,999
Closing costs (5.0%)$49,000
Total cash to close$245,000
Rent (comp-derived)$6,750$81,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$81,000
Vacancy rate (assumption) assumption8.0%

$81,000 × 8.0% = $6,480

Effective gross income$6,210$74,520
Property tax (placeholder 1.9% of price)$1,552$18,620
Insurance (est. scaled by flood & wind risk)$980$11,760
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$338$4,050
Total operating expenses$2,869$34,430
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$74,520
Total operating expenses derived$34,430

$74,520 − $34,430 = $40,090

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$783,999
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$783,999 amortized at 6.7% over 30 years = $5,038/mo

CapEx reserve (5.0% of GSR)$338$4,050
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$40,090
Annual debt service derived$60,458
Annual CapEx reserve assumption$4,050
Annual PMI assumption$0

($40,090 − $60,458 − $4,050 − $0) ÷ 12 = -$2,035

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$40,090
Purchase price data$979,999

$40,090 ÷ $979,999 = 4.1%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$24,418
Total cash to close derived$245,000

-$24,418 ÷ $245,000 = -10.0%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$40,090
Annual debt service derived$60,458

$40,090 ÷ $60,458 = 0.66

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$81,000
Purchase price data$979,999

($81,000 ÷ 12) ÷ $979,999 = 0.7%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$979,999
Gross scheduled rent (annual) comp$81,000

$979,999 ÷ $81,000 = 12.1

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$34,430
Effective gross income derived$74,520

$34,430 ÷ $74,520 = 46.2%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$34,430
Annual debt service derived$60,458
Annual PMI assumption$0
Gross scheduled rent (annual) comp$81,000

($34,430 + $60,458 + $0) ÷ $81,000 = 117.1%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family332,084$5,9992026-08-18
single_family321,828$6,7502026-07-07
single_family331,788$4,5002026-06-24
single_family321,432$4,7502026-05-17
single_family321,716$8,0002026-07-30
single_family321,418$3,800
single_family331,329$4,5002025-04-25
single_family332,125$10,3502026-03-18
single_family331,922$7,5002026-06-28
single_family321,385$6,7502026-08-24
single_family321,475$6,3002026-07-02
single_family321,398$4,7002026-08-11
single_family311,178$4,1502026-08-21
single_family331,819$13,0002026-07-28
single_family321,594$5,9502026-06-23
single_family332,142$9,5002026-05-02
single_family321,396$4,2502026-02-10
single_family321,189$7,8502026-04-28
single_family321,177$5,9002026-08-04
single_family321,700$9,0002026-06-04
single_family321,793$7,9002026-07-31
single_family322,095$7,8002026-04-10
single_family321,704$8,7502026-07-01
single_family321,176$5,796
single_family321,874$9,0002026-08-05
single_family321,485$6,762
single_family331,495$11,0002026-09-01
single_family321,568$5,750
single_family321,243$10,0002026-08-31
single_family321,725$6,0002026-08-31

535 SW 39th Ave

Miami, 33134 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage2,084
Listed2026-08-18
Days on market

Asking rent: $5,999

View on Zillow →

180 SW 38th Ct

Miami, 33134 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,828
Listed2026-07-07
Days on market

Asking rent: $6,750

View on Zillow →

4712 SW 2nd Ter

Miami, 33134 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,788
Listed2026-06-24
Days on market

Asking rent: $4,500

View on Zillow →

4601 SW 5th St Unit 0

Miami, 33134 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,432
Listed2026-05-17
Days on market

Asking rent: $4,750

View on Zillow →

4628 SW 10th St Unit 4628

Miami, 33134 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,716
Listed2026-07-30
Days on market

Asking rent: $8,000

View on Zillow →

345 SW 49th Ave

Miami, 33134 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,418
Listed
Days on market

Asking rent: $3,800

View on Zillow →

4112 SW 9th Ter

Miami, 33134 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,329
Listed2025-04-25
Days on market

Asking rent: $4,500

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3231 Salzedo St

Coral Gables, 33134 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage2,125
Listed2026-03-18
Days on market

Asking rent: $10,350

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1710 Segovia St

Coral Gables, 33134 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,922
Listed2026-06-28
Days on market

Asking rent: $7,500

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1015 Madrid St

Coral Gables, 33134 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,385
Listed2026-08-24
Days on market

Asking rent: $6,750

View on Zillow →

221 Camilo Ave

Coral Gables, 33134 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,475
Listed2026-07-02
Days on market

Asking rent: $6,300

View on Zillow →

146 Ponce De Leon Blvd

Coral Gables, 33134 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,398
Listed2026-08-11
Days on market

Asking rent: $4,700

View on Zillow →

22 Marabella Ave

Coral Gables, 33134 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage1,178
Listed2026-08-21
Days on market

Asking rent: $4,150

View on Zillow →

835 Malaga Ave Unit 0

Coral Gables, 33134 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,819
Listed2026-07-28
Days on market

Asking rent: $13,000

View on Zillow →

829 Medina Ave

Coral Gables, 33134 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,594
Listed2026-06-23
Days on market

Asking rent: $5,950

View on Zillow →

1137 Asturia Ave

Coral Gables, 33134 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage2,142
Listed2026-05-02
Days on market

Asking rent: $9,500

View on Zillow →

4345 SW 5th Ter

Miami, 33134 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,396
Listed2026-02-10
Days on market

Asking rent: $4,250

View on Zillow →

3021 Coconut Grove Dr Unit 3021

Coral Gables, 33134 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,189
Listed2026-04-28
Days on market

Asking rent: $7,850

View on Zillow →

229 Cadima Ave Unit 229

Coral Gables, 33134 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,177
Listed2026-08-04
Days on market

Asking rent: $5,900

View on Zillow →

45 Palermo Ave

Coral Gables, 33134 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,700
Listed2026-06-04
Days on market

Asking rent: $9,000

View on Zillow →

420 Aledo Ave

Coral Gables, 33134 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,793
Listed2026-07-31
Days on market

Asking rent: $7,900

View on Zillow →

411 Alesio Ave

Coral Gables, 33134 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage2,095
Listed2026-04-10
Days on market

Asking rent: $7,800

View on Zillow →

1556 Catalonia Ave

Coral Gables, 33134 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,704
Listed2026-07-01
Days on market

Asking rent: $8,750

View on Zillow →

1222 Genoa St

Coral Gables, 33134 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,176
Listed
Days on market

Asking rent: $5,796

View on Zillow →

925 Algaringo Ave

Miami, 33134 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,874
Listed2026-08-05
Days on market

Asking rent: $9,000

View on Zillow →

2000 Salzedo St Apt 1418

Coral Gables, 33134 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,485
Listed
Days on market

Asking rent: $6,762

View on Zillow →

728 Majorca Ave

Coral Gables, 33134 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,495
Listed2026-09-01
Days on market

Asking rent: $11,000

View on Zillow →

1109 Ferdinand St

Coral Gables, 33134 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,568
Listed
Days on market

Asking rent: $5,750

View on Zillow →

119 Avila Ct Unit 0

Coral Gables, 33134 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,243
Listed2026-08-31
Days on market

Asking rent: $10,000

View on Zillow →

1114 Milan Ave

Coral Gables, 33134 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,725
Listed2026-08-31
Days on market

Asking rent: $6,000

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
1101 Capri Stsingle_family321,710$1,400,0002026-08-24
1116 Almeria Avesingle_family321,493$1,750,0002026-08-21
4345 SW 13th Stsingle_family321,783$1,275,0002026-08-17
1119 Lisbon Stsingle_family322,000$1,450,0002026-08-11
4756 SW 7th Stsingle_family311,285$570,0002026-08-11
809 Angelo Avesingle_family321,422$1,120,0002026-08-03
5181 SW 5th Stsingle_family311,572$734,0002026-07-31
1231 Lisbon Stsingle_family331,790$1,695,0002026-07-31
4401 SW 16th Stsingle_family331,279$879,0002026-07-29
5401 SW 2nd Stsingle_family321,036$650,0002026-07-24
809 Milan Avesingle_family321,486$1,300,0002026-07-23
4606 SW 1st Stsingle_family321,734$520,0002026-07-21
1037 Sevilla Avesingle_family311,834$2,625,0002026-07-17
644 Navarre Avesingle_family311,492$975,0002026-07-17
1414 Messina Avesingle_family331,808$1,950,0002026-07-17
4487 SW 15th Tersingle_family321,126$945,0002026-07-13
4501 SW 10th Stsingle_family332,614$1,150,0002026-07-09
4371 SW 13th Tersingle_family321,504$1,100,0002026-07-08
1214 Capri Stsingle_family321,924$2,250,0002026-07-08
4734 SW 4th Stsingle_family321,422$639,0002026-07-06
4420 SW 3rd Stsingle_family321,106$530,0002026-07-01
4331 SW 7th Stsingle_family321,081$705,0002026-06-30
3111 Anderson Rdsingle_family332,888$3,400,0002026-06-29
104 SW 40th Avesingle_family321,839$795,0002026-06-29
5260 SW 2nd Stsingle_family321,586$650,0002026-06-24
5181 SW 7th Stsingle_family321,820$720,0002026-06-22
4255 SW 5th Tersingle_family321,475$605,0002026-06-15
4240 SW 13th Tersingle_family321,448$200,0002026-06-12
722 Aledo Avesingle_family342,537$3,850,0002026-06-09
3715 SW 29th Stsingle_family331,595$935,0002026-06-09
2615 Alhambra Cirsingle_family322,878$2,750,0002026-06-08
4301 SW 1st Stsingle_family321,327$535,0002026-06-05
5658 SW 1st Stsingle_family321,376$640,0002026-06-05
1248 Algeria Avesingle_family322,728$2,222,3002026-06-04
151 SW 51st Ctsingle_family321,548$700,0002026-05-28
1215 Cordova Stsingle_family322,288$1,775,0002026-05-27
307 Sarto Avesingle_family321,310$975,5002026-05-22
829 Malaga Avesingle_family321,660$1,675,0002026-05-20
612 Catalonia Avesingle_family323,609$3,400,0002026-05-20
231 SW 51st Plsingle_family321,472$615,0002026-05-19
3614 Anderson Rdsingle_family332,936$1,700,0002026-05-14
911 Andres Avesingle_family321,880$1,585,0002026-05-13
414 Camilo Avesingle_family321,534$1,400,0002026-05-07
4250 SW 10th Stsingle_family331,320$816,5002026-05-07
3801 Toledo Stsingle_family332,748$2,500,0002026-05-07
3614 Anderson Rdsingle_family332,936$1,700,0002026-05-07
1320 San Benito Avesingle_family342,536$2,250,0002026-05-06
412 Zamora Avesingle_family332,029$1,437,5002026-05-05
4801 SW 5th Tersingle_family321,850$630,0002026-05-05
3408 Toledo Stsingle_family343,513$3,490,0002026-05-01

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
540 SW 39th Avesingle_family332,496$895,000
4353 SW 2nd Stsingle_family331,637$819,999
4630 SW 3rd Stsingle_family321,468$960,000
4840 SW 5th Tersingle_family321,365$765,000
4261 SW 12th Stsingle_family321,508$1,080,000
20 SW 48th Avesingle_family321,535$749,500
3730 SW 28th Sttownhomes342,010$1,399,000
3769 SW 27th Ln Unit 3769townhomes342,284$1,375,000

10-year hold projection

IRR3.7%
Equity multiple1.59x
Total return (10yr)$272,347
YearProperty valueNOICash flowLoan balanceEquity
1$1,009,399$40,090-$24,418$775,499$233,900
2$1,039,681$41,465-$23,145$766,415$273,266
3$1,070,871$42,885-$21,828$756,707$314,164
4$1,102,998$44,353-$20,467$746,333$356,665
5$1,136,087$45,869-$19,060$735,246$400,842
6$1,170,170$47,435-$17,606$723,397$446,773
7$1,205,275$49,053-$16,102$710,736$494,540
8$1,241,433$50,724-$14,549$697,204$544,229
9$1,278,676$52,450-$12,943$682,744$595,933
10$1,317,037$54,233-$11,283$667,290$649,747
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.