| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $449,000 |
| Down payment (20.0%) | $89,800 |
| Loan amount | $359,200 |
| Closing costs (5.0%) | $22,450 |
| Total cash to close | $112,250 |
| Income | |
| Rent (comp-derived) | $2,500$30,000 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,300$27,600 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $711$8,531 |
| Insurance (placeholder 0.8% of price) | $299$3,592 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $125$1,500 |
| Total operating expenses | $1,135$13,623 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $125$1,500 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 3 | 1 | 1,062 | $2,415 | — | — | |
| single_family | 3 | 1 | 1,076 | $2,210 | — | — | |
| single_family | 3 | 1 | 1,070 | $2,800 | 2026-08-15 | — | |
| single_family | 3 | 1 | 1,020 | $2,500 | 2026-07-30 | — | |
| single_family | 3 | 2 | 1,000 | $3,300 | — | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 1881 NW 157th St | single_family | 3 | 2 | 864 | $515,000 | 2026-08-17 |
| 2310 W Bunche Park Dr | single_family | 3 | 1 | 864 | $450,000 | 2026-07-22 |
| 1749 NW 152nd St | single_family | 3 | 2 | — | $490,000 | 2026-07-17 |
| 6848866101 | single_family | 3 | 1 | 966 | $405,000 | 2026-07-17 |
| 2525 NW 156th St | single_family | 3 | 1 | 1,020 | $415,000 | 2026-07-16 |
| 1890 NW 152nd Ter | single_family | 3 | 2 | 1,512 | $500,000 | 2026-07-15 |
| 805 Sultan Ave | single_family | 3 | 2 | 1,145 | $475,000 | 2026-07-14 |
| 3011 NW 152nd Ter | single_family | 3 | 1 | 936 | $417,000 | 2026-07-10 |
| 1971 Wilmington St | single_family | 3 | 2 | 594 | $425,000 | 2026-07-10 |
| 3260 NW 132nd Ter | single_family | 3 | 2 | 1,205 | $480,000 | 2026-07-10 |
| 16431 NW 18th Ave | single_family | 3 | 4 | 1,505 | $572,500 | 2026-07-09 |
| 2125 NW 158th St | single_family | 3 | 1 | 1,368 | $350,000 | 2026-07-07 |
| 15851 NW 18th Ave | single_family | 3 | 1 | 864 | $400,000 | 2026-07-02 |
| 2760 NW 164th Ter | single_family | 3 | 2 | 1,200 | $525,000 | 2026-07-01 |
| 15770 NW 18th Pl | single_family | 3 | 1 | 2,541 | $387,000 | 2026-06-29 |
| 16240 NW 22nd Ave | single_family | 3 | 2 | 1,416 | $550,000 | 2026-06-29 |
| 15920 NW 41st Ave | single_family | 3 | 1 | 1,618 | $400,000 | 2026-06-26 |
| 15210 NW 18th Ave | single_family | 3 | 1 | 2,280 | $460,000 | 2026-06-23 |
| 2250 NW 154th St | single_family | 3 | 1 | 988 | $420,000 | 2026-06-18 |
| 2748 NW 131st St | single_family | 3 | 3 | 1,263 | $275,000 | 2026-06-17 |
| 15740 NW 17th Ct | single_family | 3 | 3 | 1,786 | $489,000 | 2026-06-12 |
| 16401 NW 17th Ct | single_family | 3 | 1 | 1,020 | $360,000 | 2026-06-11 |
| 1246 Sharazad Blvd | single_family | 3 | 1 | 1,306 | $499,900 | 2026-06-09 |
| 3780 NW 165th St | single_family | 3 | 2 | 1,172 | $540,000 | 2026-06-08 |
| 16400 NW 17th Ct | single_family | 3 | 1 | 840 | $347,500 | 2026-05-29 |
| 1218 Fisherman St | single_family | 3 | 1 | 1,025 | $250,000 | 2026-05-28 |
| 15210 NW 28th Pl | single_family | 3 | 2 | 936 | $495,000 | 2026-05-27 |
| 16000 NW 21st Ave | single_family | 3 | 2 | 1,152 | $479,000 | 2026-05-22 |
| 2901 NW 163rd St | single_family | 3 | 1 | 816 | $473,000 | 2026-05-18 |
| 3241 NW 154th Ter | single_family | 3 | 2 | 1,674 | $545,000 | 2026-05-14 |
| 120 Seaman Ave | single_family | 3 | 4 | 888 | $520,000 | 2026-05-13 |
| 841 Atlantic Ave | single_family | 3 | 2 | 1,080 | $375,000 | 2026-05-08 |
| 15321 NW Railroad Dr | single_family | 3 | 1 | 780 | $360,000 | 2026-05-07 |
| 16441 NW 18th Ave | single_family | 3 | 1 | 840 | $449,000 | 2026-05-07 |
| 16350 NW 37th Ave | single_family | 3 | 1 | 1,200 | $525,000 | 2026-05-06 |
| 2455 NW 158th St | single_family | 3 | 2 | 1,116 | $370,000 | 2026-05-04 |
| 15330 NW 29th Ct | single_family | 3 | 1 | 936 | $420,000 | 2026-05-01 |
| 16351 NW 37th Ct | single_family | 3 | 2 | 1,344 | $485,000 | 2026-04-30 |
| 2396 Service Rd | single_family | 3 | 2 | 950 | $449,000 | 2026-04-29 |
| 941 Jann Ave | single_family | 3 | 2 | 1,250 | $478,000 | 2026-04-28 |
| 905 Atlantic Ave | single_family | 3 | 1 | 975 | $460,000 | 2026-04-24 |
| 1930 NW 152nd Ter | single_family | 3 | 2 | 995 | $445,000 | 2026-04-22 |
| 16320 NW 19th Ct | single_family | 3 | 2 | 1,405 | $560,000 | 2026-04-19 |
| 15815 NW 22nd Ave | single_family | 3 | 1 | 864 | $420,000 | 2026-04-17 |
| 719 Harem Ave | single_family | 3 | 2 | 1,280 | $500,000 | 2026-04-16 |
| 2310 NW 155th St | single_family | 3 | 2 | 1,080 | $545,000 | 2026-04-16 |
| 945 Sharazad Blvd | single_family | 3 | 2 | 988 | $520,000 | 2026-04-13 |
| 1897 Rutland St | single_family | 3 | 2 | 999 | $380,000 | 2026-04-02 |
| 15401 NW 28th Ct | single_family | 3 | 1 | 936 | $450,000 | 2026-03-27 |
| 1861 NW 163rd St | single_family | 3 | 1 | 864 | $325,000 | 2026-03-20 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 16815 NW 38th Ct | single_family | 3 | 2 | 1,382 | $499,000 | — |
| 16520 NW 18th Ave | single_family | 3 | 1 | 1,302 | $300,000 | — |
| 1210 Kasim St | single_family | 3 | 1 | 975 | $165,000 | — |
| 2961 NW 162nd St | single_family | 3 | 2 | 1,312 | $579,000 | — |
| 820 Curtiss Dr | single_family | 3 | 2 | 1,008 | $224,900 | — |
| 1781 NW 152nd Ter | single_family | 3 | 1 | 1,289 | $575,000 | — |
| 2381 NW 153rd St | single_family | 3 | 2 | 788 | $438,000 | — |
| 2911 NW 161st St | single_family | 3 | 1 | 816 | $400,000 | — |
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $462,470 | $13,977 | -$15,223 | $355,305 | $107,165 |
| 2 | $476,344 | $14,464 | -$14,773 | $351,143 | $125,201 |
| 3 | $490,634 | $14,968 | -$14,308 | $346,696 | $143,939 |
| 4 | $505,353 | $15,489 | -$13,826 | $341,942 | $163,411 |
| 5 | $520,514 | $16,027 | -$13,329 | $336,863 | $183,651 |
| 6 | $536,129 | $16,583 | -$12,814 | $331,434 | $204,695 |
| 7 | $552,213 | $17,157 | -$12,282 | $325,633 | $226,581 |
| 8 | $568,780 | $17,751 | -$11,732 | $319,433 | $249,347 |
| 9 | $585,843 | $18,365 | -$11,163 | $312,808 | $273,035 |
| 10 | $603,418 | $18,998 | -$10,575 | $305,727 | $297,691 |