| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $849,999 |
| Down payment (20.0%) | $170,000 |
| Loan amount | $679,999 |
| Closing costs (5.0%) | $42,500 |
| Total cash to close | $212,500 |
| Income | |
| Rent (estimate) | $7,113$85,354 |
| Vacancy loss (8.0%) | |
| Effective gross income | $6,544$78,526 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,346$16,150 |
| Insurance (est. scaled by flood & wind risk) | $992$11,900 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $356$4,268 |
| Total operating expenses | $2,693$32,318 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $356$4,268 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Same ZIP. Real active rental listings, used to derive the rent estimate above.
No active rental listings cached yet for this bedroom count.
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 1330 NW 5th St | multi_family | 5 | 5 | 2,690 | $1,100,000 | 2026-08-07 |
| 226 NW 16th Ave | multi_family | 5 | 1 | 2,637 | $470,000 | 2026-06-03 |
| 2029 NW 5th St | multi_family | 5 | 1 | 2,532 | $605,000 | 2026-04-21 |
| 1209 NW 33rd Ave | multi_family | 5 | 3 | 2,650 | $675,000 | 2026-02-27 |
| 1120 NW 32nd Ct | multi_family | 5 | 3 | 2,346 | $850,000 | 2025-08-29 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 1130-1132 NW 34th Ave | multi_family | 5 | 4 | 1,824 | $739,900 | — |
| 1845 NW 16th St | multi_family | 5 | 3 | 2,871 | $640,000 | — |
| 935 NW 22nd Ct | multi_family | 5 | 3 | 1,758 | $769,000 | — |
| 2930 NW 12th St | multi_family | 5 | 3 | 2,189 | $839,000 | — |
| 2160 NW 18th Ter | multi_family | 5 | 4 | 2,552 | $1,180,000 | — |
| 1055 NW 32nd Ct | multi_family | 5 | 4 | 2,287 | $1,199,000 | — |
| 1052 NW 25th Ave | multi_family | 5 | 3 | 1,950 | $699,000 | — |
| single_family | 5 | 3 | 1,675 | $1,244,000 | — |
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $875,499 | $46,208 | -$10,498 | $672,626 | $202,872 |
| 2 | $901,764 | $47,756 | -$9,057 | $664,747 | $237,016 |
| 3 | $928,817 | $49,354 | -$7,568 | $656,327 | $272,489 |
| 4 | $956,681 | $51,004 | -$6,030 | $647,329 | $309,352 |
| 5 | $985,382 | $52,709 | -$4,441 | $637,713 | $347,669 |
| 6 | $1,014,943 | $54,468 | -$2,799 | $627,436 | $387,507 |
| 7 | $1,045,392 | $56,285 | -$1,103 | $616,454 | $428,938 |
| 8 | $1,076,753 | $58,161 | $650 | $604,718 | $472,036 |
| 9 | $1,109,056 | $60,098 | $2,460 | $592,175 | $516,881 |
| 10 | $1,142,328 | $62,098 | $4,330 | $578,771 | $563,556 |