5455 SW 88th St
Miami, FL 33156 · single_family · For Sale · 19 days on market
Asking price$4,455,000
4 beds 3 baths 3,450 sqft
Suggested offer$2,311,146$2,143,854 above the est. market value of $2,311,146.
View on Realtor.com →Listed by Jack Mcalister · One Sotheby's International Realty
Typesingle_family
Built1971
Price / sqft$1291
Est. value (own analysis)$2,311,146
Rent estimate (own analysis)$9,700/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood8/10severe$Air2/10MinorWildfire1/10Minimal
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Statusfor_sale
Listed date2026-08-14
Removed date—
MLSMiamiMLS #A12071453
Coordinates25.69006, -80.28236
Address5455 SW 88th St
CityMiami
StateFL
Zip33156
Listing ID5132731050
Sourceus-real-estate-listings, cached 2026-08-31
ZIP market snapshot (33156)
Typical home value (ZHVI)$1,543,591
Typical rent (ZORI)$2,706/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $4,455,000 |
| Down payment (20.0%) | $891,000 |
| Loan amount | $3,564,000 |
| Closing costs (5.0%) | $222,750 |
| Total cash to close | $1,113,750 |
| Income | |
| Rent (comp-derived) | $9,700$116,400 |
| Vacancy loss (8.0%) | |
| Effective gross income | $8,924$107,088 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $7,054$84,645 |
| Insurance (est. scaled by flood & wind risk) | $5,792$69,498 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $485$5,820 |
| Total operating expenses | $13,330$159,963 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $485$5,820 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 4 | 3 | 2,296 | $6,600 | 2026-07-06 | — | |
| single_family | 4 | 4 | 3,001 | $7,500 | — | — | |
| single_family | 4 | 3 | 2,701 | $8,500 | 2026-06-08 | — | |
| single_family | 4 | 4 | 2,834 | $13,900 | 2026-07-13 | — | |
| single_family | 4 | 3 | 2,367 | $9,500 | 2026-08-03 | — | |
| single_family | 4 | 2 | 2,723 | $8,000 | 2026-08-15 | — | |
| single_family | 4 | 3 | 2,925 | $15,000 | 2026-06-22 | — | |
| single_family | 4 | 3 | 3,071 | $10,500 | 2026-03-27 | — | |
| single_family | 4 | 4 | 3,346 | $9,900 | 2026-07-06 | — | |
| single_family | 4 | 4 | 2,400 | $7,900 | 2026-06-11 | — | |
| single_family | 4 | 3 | 2,940 | $11,500 | 2026-08-19 | — | |
| single_family | 4 | 4 | 3,381 | $23,000 | 2026-05-14 | — | |
| single_family | 4 | 4 | 2,798 | $11,400 | 2026-06-24 | — | |
| single_family | 4 | 2 | 2,446 | $9,500 | — | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 13470 SW 67th Ave | single_family | 4 | 4 | 3,258 | $2,900,000 | 2026-09-01 |
| 6980 SW 104th St | single_family | 4 | 3 | 3,002 | $1,650,000 | 2026-08-27 |
| 5780 Las Palmas Dr | single_family | 4 | 4 | 4,638 | $3,500,000 | 2026-08-26 |
| 12050 Moss Ranch Rd | single_family | 4 | 4 | 3,191 | $3,375,000 | 2026-08-21 |
| 1115 San Pedro Ave | single_family | 4 | 4 | 2,960 | $4,750,000 | 2026-08-21 |
| 9801 SW 73rd Ct | single_family | 4 | 4 | 2,539 | $1,925,000 | 2026-08-18 |
| 7350 SW 129th St | single_family | 4 | 3 | 2,982 | $1,650,000 | 2026-08-13 |
| 6060 SW 133rd St | single_family | 4 | 2 | 3,183 | $2,425,000 | 2026-08-11 |
| 7255 SW 126th St | single_family | 4 | 4 | — | $1,315,000 | 2026-08-10 |
| 1400 Coruna Ave | single_family | 4 | 4 | 3,639 | $3,400,000 | 2026-08-10 |
| 11490 SW 72nd Ct | single_family | 4 | 3 | 2,616 | $1,620,000 | 2026-08-05 |
| 9710 SW 72nd Ct | single_family | 4 | 2 | 1,805 | $1,620,000 | 2026-08-03 |
| 11100 SW 73rd Ct | single_family | 4 | 2 | 3,669 | $2,400,000 | 2026-07-31 |
| 8255 SW 134th St | single_family | 4 | 2 | 1,766 | $1,350,000 | 2026-07-28 |
| 8595 SW 128th St | single_family | 4 | 2 | 1,404 | $705,000 | 2026-07-28 |
| 7345 SW 122nd St | single_family | 4 | 3 | 2,348 | $1,777,500 | 2026-07-27 |
| 6601 Chapman Field Dr | single_family | 4 | 3 | 3,678 | $2,700,000 | 2026-07-15 |
| 13276 SW 58th Ct # 58 | single_family | 4 | 2 | 2,625 | $1,653,800 | 2026-07-15 |
| 12991 Lerida St | single_family | 4 | 5 | 3,668 | $5,930,000 | 2026-07-10 |
| 1500 Lugo Ave | single_family | 4 | 3 | 2,512 | $2,125,000 | 2026-07-09 |
| 7000 SW 125th St | single_family | 4 | 4 | 3,508 | $2,350,000 | 2026-07-08 |
| 6860 SW 128th St | single_family | 4 | 3 | 3,173 | $2,150,000 | 2026-07-08 |
| 12365 SW 60th Ct | single_family | 4 | 3 | 2,747 | $2,800,000 | 2026-07-08 |
| 6810 SW 112th St | single_family | 4 | 2 | 3,397 | $2,500,000 | 2026-06-29 |
| 10621 SW 77th Ave | single_family | 4 | 4 | 2,709 | $1,750,000 | 2026-06-17 |
| 8030 SW 96th St | single_family | 4 | 2 | 2,124 | $1,225,000 | 2026-06-05 |
| 7440 SW 126th St | single_family | 4 | 3 | 3,063 | $1,725,000 | 2026-06-05 |
| 10431 SW 82nd Ct | single_family | 4 | 2 | 2,043 | $1,265,000 | 2026-06-04 |
| 10703 SW 84th Ave | single_family | 4 | 5 | 3,567 | $2,000,000 | 2026-06-01 |
| 10740 SW 73rd Ct | single_family | 4 | 4 | 2,840 | $2,675,000 | 2026-06-01 |
| 1145 San Pedro Ave | single_family | 4 | 3 | 4,000 | $5,000,000 | 2026-05-29 |
| 6841 SW 130th Ter | single_family | 4 | 3 | 3,520 | $2,300,000 | 2026-05-21 |
| 13100 SW 81st Ave | single_family | 4 | 3 | 2,467 | $1,575,000 | 2026-05-19 |
| 9200 SW 70th Ave | single_family | 4 | 4 | 3,428 | $1,820,000 | 2026-05-19 |
| 7870 SW 98th St | single_family | 4 | 4 | 2,357 | $1,150,000 | 2026-05-15 |
| 6845 SW 129th Ter | single_family | 4 | 3 | 2,960 | $1,950,000 | 2026-05-15 |
| 7125 SW 119th St | single_family | 4 | 2 | 2,952 | $2,775,000 | 2026-05-14 |
| 6400 SW 133rd Dr | single_family | 4 | 3 | 3,120 | $2,050,000 | 2026-05-11 |
| 11003 SW 77th Court Cir | single_family | 4 | 3 | 3,516 | $1,950,000 | 2026-05-08 |
| 610 Reinante Ave | single_family | 4 | 4 | 3,169 | $5,700,000 | 2026-05-07 |
| 8220 SW 133rd St | single_family | 4 | 4 | 2,874 | $2,150,000 | 2026-05-07 |
| 8295 SW 116th St | single_family | 4 | 2 | 3,250 | $2,100,000 | 2026-04-30 |
| 5845 SW 96th St | single_family | 4 | 3 | 2,548 | $2,144,800 | 2026-04-27 |
| 7451 SW 133rd St | single_family | 4 | 4 | 3,135 | $1,720,000 | 2026-04-14 |
| 8259 SW 120th Ter | single_family | 4 | 5 | 3,573 | $1,999,990 | 2026-04-13 |
| 10700 SW 72nd Ct | single_family | 4 | 3 | 2,738 | $1,550,000 | 2026-04-13 |
| 8240 SW 89th St | single_family | 4 | 2 | 2,290 | $270,000 | 2026-04-10 |
| 6495 SW 116th St | single_family | 4 | 2 | 3,836 | $3,200,000 | 2026-04-09 |
| 8250 SW 95th St | single_family | 4 | 2 | 1,546 | $1,025,000 | 2026-04-08 |
| 7485 SW 122nd St | single_family | 4 | 3 | 2,694 | $2,500,000 | 2026-04-06 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 8500 SW 106th St | single_family | 4 | 3 | 2,384 | $2,200,000 | — |
| 9980 SW 83rd Ave | single_family | 4 | 3 | 3,059 | $2,550,000 | — |
| 8520 SW 119th St | single_family | 4 | 2 | — | $1,455,000 | — |
| 9812 SW 77th Pl | single_family | 4 | 4 | 2,142 | $1,149,000 | — |
| 8250 SW 118th Ter | single_family | 4 | 4 | 2,898 | $1,349,000 | — |
| 8660 SW 125th Ter | single_family | 4 | 2 | 1,538 | $859,000 | — |
| 10600 SW 80th Ct | single_family | 4 | 3 | 2,176 | $1,390,000 | — |
| 7980 SW 108th St | single_family | 4 | 3 | 2,634 | $1,750,000 | — |
10-year hold projection
IRR-10.0%
Equity multiple-0.70x
Total return (10yr)-$1,315,375
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $4,588,650 | -$52,875 | -$333,534 | $3,525,358 | $1,063,292 |
| 2 | $4,726,310 | -$53,661 | -$334,466 | $3,484,063 | $1,242,246 |
| 3 | $4,868,099 | -$54,451 | -$335,405 | $3,439,932 | $1,428,167 |
| 4 | $5,014,142 | -$55,245 | -$336,351 | $3,392,771 | $1,621,371 |
| 5 | $5,164,566 | -$56,041 | -$337,304 | $3,342,371 | $1,822,195 |
| 6 | $5,319,503 | -$56,839 | -$338,263 | $3,288,509 | $2,030,994 |
| 7 | $5,479,088 | -$57,639 | -$339,227 | $3,230,950 | $2,248,139 |
| 8 | $5,643,461 | -$58,441 | -$340,198 | $3,169,437 | $2,474,024 |
| 9 | $5,812,765 | -$59,244 | -$341,173 | $3,103,700 | $2,709,064 |
| 10 | $5,987,147 | -$60,046 | -$342,153 | $3,033,449 | $2,953,698 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.