4665 SW 159th Ct

Miami, FL 33185 · single_family · For Sale · 43 days on market
Asking price$1,287,000
4 beds 3 baths 3,342 sqft
Suggested offer$1,167,361$119,639 above the est. market value of $1,167,361.
View on Realtor.com →
Listed by Graveran Oniel · NuStar Realty, Inc.
Typesingle_family
Built2001
Price / sqft$385
Est. value (own analysis)$1,167,361
Rent estimate (own analysis)$5,200/mo
HOANone
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Neighborhood

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Statusfor_sale
Listed date2026-07-21
Removed date
MLSMiamiMLS #A12055914
Coordinates25.72106, -80.45184
Address4665 SW 159th Ct
CityMiami
StateFL
Zip33185
Listing ID5120887911
Sourceus-real-estate-listings, cached 2026-09-02

ZIP market snapshot (33185)

Typical home value (ZHVI)$677,356
Typical rent (ZORI)$3,519/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$1,287,000
Down payment (20.0%)$257,400
Loan amount$1,029,600
Closing costs (5.0%)$64,350
Total cash to close$321,750
Rent (comp-derived)$5,200$62,400
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$62,400
Vacancy rate (assumption) assumption8.0%

$62,400 × 8.0% = $4,992

Effective gross income$4,784$57,408
Property tax (placeholder 1.9% of price)$2,038$24,453
Insurance (placeholder 0.8% of price)$858$10,296
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$260$3,120
Total operating expenses$3,156$37,869
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$57,408
Total operating expenses derived$37,869

$57,408 − $37,869 = $19,539

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$1,029,600
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$1,029,600 amortized at 6.7% over 30 years = $6,616/mo

CapEx reserve (5.0% of GSR)$260$3,120
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$19,539
Annual debt service derived$79,398
Annual CapEx reserve assumption$3,120
Annual PMI assumption$0

($19,539 − $79,398 − $3,120 − $0) ÷ 12 = -$5,248

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$19,539
Purchase price data$1,287,000

$19,539 ÷ $1,287,000 = 1.5%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$62,979
Total cash to close derived$321,750

-$62,979 ÷ $321,750 = -19.6%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$19,539
Annual debt service derived$79,398

$19,539 ÷ $79,398 = 0.25

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$62,400
Purchase price data$1,287,000

($62,400 ÷ 12) ÷ $1,287,000 = 0.4%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$1,287,000
Gross scheduled rent (annual) comp$62,400

$1,287,000 ÷ $62,400 = 20.6

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$37,869
Effective gross income derived$57,408

$37,869 ÷ $57,408 = 66.0%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$37,869
Annual debt service derived$79,398
Annual PMI assumption$0
Gross scheduled rent (annual) comp$62,400

($37,869 + $79,398 + $0) ÷ $62,400 = 187.9%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family432,552$5,2002026-08-21
single_family432,526$6,5002026-08-20
single_family443,257$4,5002026-08-18
single_family443,043$5,9002026-08-12
single_family432,211$4,9002026-06-24
single_family432,222$3,895
single_family422,679$17,3202025-11-22
single_family432,287$5,200
single_family432,552$5,2002026-08-26
single_family443,043$5,9002026-08-26

16001 SW 43rd Ter

Miami, 33185 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,552
Listed2026-08-21
Days on market

Asking rent: $5,200

View on Zillow →

15624 SW 20th St Unit 0

Miami, 33185 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,526
Listed2026-08-20
Days on market

Asking rent: $6,500

View on Zillow →

2700 SW 156th Pl Unit 0

Miami, 33185 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage3,257
Listed2026-08-18
Days on market

Asking rent: $4,500

View on Zillow →

1764 SW 151st Pl

Miami, 33185 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage3,043
Listed2026-08-12
Days on market

Asking rent: $5,900

View on Zillow →

4671 SW 154th Pl

Miami, 33185 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,211
Listed2026-06-24
Days on market

Asking rent: $4,900

View on Zillow →

5062 SW 154th Pl

Miami, 33185 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,222
Listed
Days on market

Asking rent: $3,895

View on Zillow →

5424 SW 154th Pl Unit 5424

Miami, 33185 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage2,679
Listed2025-11-22
Days on market

Asking rent: $17,320

View on Zillow →

3634 SW 156th Ct

Miami, 33185 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,287
Listed
Days on market

Asking rent: $5,200

View on Zillow →

16003 SW 43rd Ln

Miami, 33185 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage2,552
Listed2026-08-26
Days on market

Asking rent: $5,200

View on Zillow →

1767 SW 151st Pl

Miami, 33185 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage3,043
Listed2026-08-26
Days on market

Asking rent: $5,900

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
1690 SW 154th Avesingle_family422,338$1,000,0002026-08-18
16479 SW 50th Tersingle_family432,368$760,0002026-08-17
16572 SW 43rd Lnsingle_family431,899$750,0002026-08-05
15490 SW 47th Stsingle_family432,133$685,0002026-07-31
14954 SW 38th Tersingle_family421,622$279,9002026-07-30
14729 SW 53rd Tersingle_family422,096$708,0002026-07-28
16528 SW 44th Stsingle_family432,399$850,0002026-07-24
16252 SW 42nd Tersingle_family432,266$870,0002026-07-24
14941 SW 45th Tersingle_family442,529$835,0002026-07-23
5239 SW 153rd Avesingle_family422,004$685,0002026-07-23
2720 SW 156th Plsingle_family443,286$771,0002026-07-17
5051 SW 163rd Ctsingle_family432,795$850,0002026-07-09
2921 SW 152nd Avesingle_family442,065$850,0002026-07-03
3502 SW 156th Ctsingle_family421,788$649,9992026-06-25
15079 SW 30th Stsingle_family442,921$900,0002026-06-23
15327 SW 55th Tersingle_family422,060$780,0002026-06-22
15763 SW 43rd Stsingle_family432,328$890,0002026-06-15
4540 SW 151st Plsingle_family432,572$730,0002026-06-05
3002 SW 147th Ctsingle_family432,580$950,0002026-06-04
5324 SW 164th Ctsingle_family432,338$1,065,0002026-06-02
15000 SW 45th Lnsingle_family432,714$1,000,0002026-05-28
4429 SW 165th Ctsingle_family432,512$900,0002026-05-23
15382 SW 16th Tersingle_family421,486$665,0002026-05-22
4342 SW 159th Pathsingle_family432,332$865,0002026-05-22
3436 SW 152nd Passsingle_family432,008$675,0002026-05-21
4235 SW 148th Plsingle_family442,043$660,0002026-05-21
3801 SW 149th Avesingle_family432,591$1,120,0002026-05-19
15364 SW 32nd Tersingle_family432,523$730,0002026-04-30
16673 SW 44th Stsingle_family432,640$815,0002026-04-28
15351 SW 36th Stsingle_family421,733$440,0002026-04-28
15274 SW 36th Tersingle_family422,011$845,0002026-04-23
3480 SW 149th Avesingle_family432,946$850,0002026-04-23
16030 SW 42nd Tersingle_family432,328$825,0002026-04-22
6732193986single_family432,223$635,0002026-04-20
15525 SW 26th Tersingle_family443,243$849,0002026-04-15
3164 SW 147th Plsingle_family442,723$1,075,0002026-04-13
3511 SW 154th Ctsingle_family421,405$650,0002026-04-06
15464 SW 18th Lnsingle_family432,437$805,0002026-04-06
3061 SW 147th Ctsingle_family432,525$850,0002026-03-25
16272 SW 42nd Tersingle_family442,630$910,0002026-03-19
5226 SW 160th Avesingle_family432,566$1,000,0002026-03-13
15591 SW 45th Tersingle_family452,767$825,0002026-03-12
4318 SW 164th Ctsingle_family431,899$680,0002026-03-12
14815 SW 28th Lnsingle_family431,979$770,0002026-03-10
4241 SW 154th Plsingle_family422,060$834,0002026-03-10
15601 SW 31st Lnsingle_family432,997$720,0002026-03-09
15217 SW 36th Tersingle_family432,011$680,0002026-03-06
3401 SW 149th Avesingle_family442,299$845,0002026-03-06
15863 SW 55th Tersingle_family432,510$885,0002026-02-26
14989 SW 22nd Stsingle_family433,043$1,025,0002026-02-24

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
1733 SW 151st Plsingle_family443,043$1,197,000
15624 SW 20th Stsingle_family442,526$950,000
15429 SW 36th Tersingle_family432,287$739,900
15144 SW 20th Stsingle_family443,043$860,000
3121 SW 156th Avesingle_family432,997$1,100,000
4863 SW 148th Ctsingle_family432,261$699,999
townhomes431,718$590,000
15753 SW 43rd Stsingle_family432,328$890,000

10-year hold projection

IRR-3.1%
Equity multiple0.48x
Total return (10yr)$815
YearProperty valueNOICash flowLoan balanceEquity
1$1,325,610$19,539-$62,979$1,018,437$307,173
2$1,365,378$20,315-$62,281$1,006,507$358,871
3$1,406,340$21,118-$61,558$993,758$412,582
4$1,448,530$21,951-$60,807$980,134$468,396
5$1,491,986$22,813-$60,029$965,573$526,412
6$1,536,745$23,706-$59,222$950,013$586,732
7$1,582,848$24,632-$58,384$933,385$649,463
8$1,630,333$25,590-$57,516$915,615$714,719
9$1,679,243$26,583-$56,616$896,624$782,619
10$1,729,620$27,611-$55,683$876,329$853,291
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.