4198 W 10th Ave
Hialeah, FL 33012 · single_family · For Sale · 98 days on market
Asking price$450,000
2 beds 2 baths 1,298 sqft
Listed by Marlon Bellmas · United Realty Group Inc
Typesingle_family
Built1987
Price / sqft$347
Est. value (own analysis)$585,995
Rent estimate (own analysis)$2,645/mo
HOANone
Wind10/10Extreme$Heat9/10ExtremeFlood3/10moderate$Air2/10MinorWildfire1/10Minimal
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Statusfor_sale
Listed date2026-05-27
Removed date—
MLSMiamiMLS #A12025890
Coordinates25.85973, -80.30357
Address4198 W 10th Ave
CityHialeah
StateFL
Zip33012
Listing ID5104149205
Sourceus-real-estate-listings, cached 2026-08-28
ZIP market snapshot (33012)
Typical home value (ZHVI)$385,585
Typical rent (ZORI)$2,270/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $450,000 |
| Down payment (20.0%) | $90,000 |
| Loan amount | $360,000 |
| Closing costs (5.0%) | $22,500 |
| Total cash to close | $112,500 |
| Income | |
| Rent (comp-derived) | $2,645$31,740 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,433$29,201 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $713$8,550 |
| Insurance (est. scaled by flood & wind risk) | $480$5,760 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $132$1,587 |
| Total operating expenses | $1,325$15,897 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $132$1,587 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 2 | 1 | 900 | $2,500 | 2026-05-15 | — | |
| single_family | 2 | 2 | 760 | $2,100 | 2026-08-14 | — | |
| single_family | 2 | 1 | 1,174 | $3,400 | 2026-06-25 | — | |
| single_family | 2 | 1 | 2,870 | $2,790 | 2026-09-01 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 5348 W 14th Ct | single_family | 2 | 1 | 974 | $480,000 | 2026-07-14 |
| 11300 NW 62nd Ave | single_family | 2 | 2 | 1,190 | $530,000 | 2026-05-07 |
| 821 W 33rd St | single_family | 2 | 1 | 1,432 | $470,000 | 2026-05-04 |
| 897 W 36th St | single_family | 2 | 1 | 1,060 | $485,000 | 2025-10-24 |
| 5348 W 14th Ave | single_family | 2 | 1 | 2,423 | $530,000 | 2025-10-15 |
| 266 W 38th St | single_family | 2 | 1 | 1,187 | $565,000 | 2025-09-12 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 291 W 47th St | single_family | 2 | 1 | 1,406 | $600,000 | — |
| 1725 W 60th St Apt F202 | condos | 2 | 2 | 926 | $225,000 | — |
| 6125 W 20th Ave Apt 302 | condos | 2 | 2 | 900 | $245,000 | — |
| 1820 W 53rd St Apt 518 | condos | 2 | 2 | 796 | $245,000 | — |
| 1825 W 44th Pl Apt 401 | condos | 2 | 2 | 978 | $250,000 | — |
| condos | 2 | 1 | 802 | $199,900 | — | |
| 1230 W 54th St Apt 329A | condos | 2 | 2 | 915 | $255,000 | — |
| 6600 W 2nd Ct Unit 24 | condos | 2 | 2 | 1,062 | $240,000 | — |
10-year hold projection
IRR0.6%
Equity multiple1.10x
Total return (10yr)$69,613
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $463,500 | $13,304 | -$16,045 | $356,097 | $107,403 |
| 2 | $477,405 | $13,782 | -$15,606 | $351,925 | $125,480 |
| 3 | $491,727 | $14,277 | -$15,152 | $347,468 | $144,259 |
| 4 | $506,479 | $14,789 | -$14,681 | $342,704 | $163,775 |
| 5 | $521,673 | $15,318 | -$14,195 | $337,613 | $184,060 |
| 6 | $537,324 | $15,866 | -$13,691 | $332,172 | $205,151 |
| 7 | $553,443 | $16,432 | -$13,170 | $326,358 | $227,085 |
| 8 | $570,047 | $17,017 | -$12,631 | $320,145 | $249,902 |
| 9 | $587,148 | $17,622 | -$12,073 | $313,505 | $273,643 |
| 10 | $604,762 | $18,247 | -$11,496 | $306,408 | $298,354 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.