110 NE 152nd St

Miami, FL 33162 · single_family · For Sale · 71 days on market
Asking price$899,000
5 beds 3 baths 2,926 sqft
View on Realtor.com →
Listed by Leonor Cano-Garrido · A & G TEAM REALTY, LLC
Typesingle_family
Built1959
Price / sqft$307
Est. value (own analysis)$1,402,139
Rent estimate (own analysis)$6,500/mo
HOANone
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Neighborhood

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Statusfor_sale
Listed date2026-06-23
Removed date
MLSMiamiMLS #A12039680
Coordinates25.91427, -80.19758
Address110 NE 152nd St
CityMiami
StateFL
Zip33162
Listing ID5100612089
Sourceus-real-estate-listings, cached 2026-09-01

ZIP market snapshot (33162)

Typical home value (ZHVI)$472,330
Typical rent (ZORI)$2,262/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$899,000
Down payment (20.0%)$179,800
Loan amount$719,200
Closing costs (5.0%)$44,950
Total cash to close$224,750
Rent (comp-derived)$6,500$78,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$78,000
Vacancy rate (assumption) assumption8.0%

$78,000 × 8.0% = $6,240

Effective gross income$5,980$71,760
Property tax (placeholder 1.9% of price)$1,423$17,081
Insurance (placeholder 0.8% of price)$599$7,192
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$325$3,900
Total operating expenses$2,348$28,173
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$71,760
Total operating expenses derived$28,173

$71,760 − $28,173 = $43,587

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$719,200
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$719,200 amortized at 6.7% over 30 years = $4,622/mo

CapEx reserve (5.0% of GSR)$325$3,900
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$43,587
Annual debt service derived$55,461
Annual CapEx reserve assumption$3,900
Annual PMI assumption$0

($43,587 − $55,461 − $3,900 − $0) ÷ 12 = -$1,315

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$43,587
Purchase price data$899,000

$43,587 ÷ $899,000 = 4.8%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$15,774
Total cash to close derived$224,750

-$15,774 ÷ $224,750 = -7.0%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$43,587
Annual debt service derived$55,461

$43,587 ÷ $55,461 = 0.79

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$78,000
Purchase price data$899,000

($78,000 ÷ 12) ÷ $899,000 = 0.7%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$899,000
Gross scheduled rent (annual) comp$78,000

$899,000 ÷ $78,000 = 11.5

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$28,173
Effective gross income derived$71,760

$28,173 ÷ $71,760 = 39.3%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$28,173
Annual debt service derived$55,461
Annual PMI assumption$0
Gross scheduled rent (annual) comp$78,000

($28,173 + $55,461 + $0) ÷ $78,000 = 107.2%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family532,495$6,5002026-07-02
single_family532,619$7,5002026-08-01
single_family532,128$5,1992026-06-07

945 NE 176th St

Miami, 33162 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,495
Listed2026-07-02
Days on market

Asking rent: $6,500

View on Zillow →

1731 NE 171st St Unit 0

North Miami Beach, 33162 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,619
Listed2026-08-01
Days on market

Asking rent: $7,500

View on Zillow →

2199 NE 182nd St Units 1 & 2

North Miami Beach, 33162 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,128
Listed2026-06-07
Days on market

Asking rent: $5,199

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
931 NE 173rd Stsingle_family522,868$1,725,0002026-06-30
800 NE 154th Stsingle_family532,313$500,0002026-06-02
11 NE 151st Stsingle_family542,337$930,0002026-04-13
1325 NE 171st Stsingle_family532,944$1,650,0002026-01-21

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
16550 NE 4th Avesingle_family531,478$450,000
55 NE 165th Stmulti_family522,124$725,000
15230 NE 2nd Avesingle_family531,688$1,650,000
610 NE 164th Tersingle_family532,201$848,999
426 NE 166th St Unit 2single_family531,895$550,000
16910 NE 8th Ctsingle_family532,236$895,000
16031 NE 19th Plsingle_family552,982$825,000

10-year hold projection

IRR5.8%
Equity multiple1.92x
Total return (10yr)$324,953
YearProperty valueNOICash flowLoan balanceEquity
1$925,970$43,587-$15,774$711,402$214,568
2$953,749$45,035-$14,423$703,069$250,680
3$982,362$46,531-$13,028$694,164$288,198
4$1,011,832$48,075-$11,586$684,647$327,186
5$1,042,187$49,669-$10,097$674,476$367,711
6$1,073,453$51,314-$8,559$663,607$409,846
7$1,105,657$53,013-$6,971$651,992$453,665
8$1,138,826$54,767-$5,330$639,579$499,247
9$1,172,991$56,577-$3,636$626,314$546,677
10$1,208,181$58,446-$1,886$612,138$596,043
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.