6750 White Oak Dr

Miami Lakes, FL 33014 · single_family · For Sale · 117 days on market
Asking price$1,000,000
5 beds 4 baths 1,940 sqft
Suggested offer$692,024$307,976 above the est. market value of $692,024.
View on Realtor.com →
Listed by Banna Fakhoury · One Sotheby's International Realty
Typesingle_family
Built1966
Price / sqft$515
Est. value (own analysis)$692,024
Rent estimate (own analysis)$5,950/mo
HOANone
Wind10/10Extreme$Heat9/10ExtremeAir2/10MinorFlood1/10minimal$Wildfire1/10Minimal
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Neighborhood

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Statusfor_sale
Listed date2026-05-08
Removed date
MLSMiamiMLS #A12012650
Coordinates25.90203, -80.30975
Address6750 White Oak Dr
CityMiami Lakes
StateFL
Zip33014
Listing ID5099272075
Sourceus-real-estate-listings, cached 2026-08-28

ZIP market snapshot (33014)

Typical home value (ZHVI)$442,718
Typical rent (ZORI)$2,327/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$1,000,000
Down payment (20.0%)$200,000
Loan amount$800,000
Closing costs (5.0%)$50,000
Total cash to close$250,000
Rent (comp-derived)$5,950$71,400
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$71,400
Vacancy rate (assumption) assumption8.0%

$71,400 × 8.0% = $5,712

Effective gross income$5,474$65,688
Property tax (placeholder 1.9% of price)$1,583$19,000
Insurance (est. scaled by flood & wind risk)$1,000$12,000
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$298$3,570
Total operating expenses$2,881$34,570
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$65,688
Total operating expenses derived$34,570

$65,688 − $34,570 = $31,118

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$800,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$800,000 amortized at 6.7% over 30 years = $5,141/mo

CapEx reserve (5.0% of GSR)$298$3,570
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$31,118
Annual debt service derived$61,692
Annual CapEx reserve assumption$3,570
Annual PMI assumption$0

($31,118 − $61,692 − $3,570 − $0) ÷ 12 = -$2,845

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$31,118
Purchase price data$1,000,000

$31,118 ÷ $1,000,000 = 3.1%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$34,144
Total cash to close derived$250,000

-$34,144 ÷ $250,000 = -13.7%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$31,118
Annual debt service derived$61,692

$31,118 ÷ $61,692 = 0.50

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$71,400
Purchase price data$1,000,000

($71,400 ÷ 12) ÷ $1,000,000 = 0.6%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$1,000,000
Gross scheduled rent (annual) comp$71,400

$1,000,000 ÷ $71,400 = 14.0

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$34,570
Effective gross income derived$65,688

$34,570 ÷ $65,688 = 52.6%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$34,570
Annual debt service derived$61,692
Annual PMI assumption$0
Gross scheduled rent (annual) comp$71,400

($34,570 + $61,692 + $0) ÷ $71,400 = 134.8%

Comparables

Widened to city-wide. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family532,234$4,500
single_family532,145$5,9502026-08-28
single_family532,494$8,5002026-08-29

6895 Loch Ness Dr

Miami Lakes, 33014 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,234
Listed
Days on market

Asking rent: $4,500

View on Zillow →

9067 NW 169th St

Miami Lakes, 33018 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,145
Listed2026-08-28
Days on market

Asking rent: $5,950

View on Zillow →

Miami Lakes, 33016 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,494
Listed2026-08-29
Days on market

Asking rent: $8,500

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
1082 W 71st Stsingle_family522,807$800,0002026-06-22
7605 W 6th Avesingle_family522,215$699,9002026-04-30
955 W 72nd Plsingle_family542,374$575,0002026-03-30
1243 W 78th Stsingle_family532,092$750,0002026-03-30
8031 W 14th Ctsingle_family532,495$890,0002025-12-26
14940 Egan Lnsingle_family542,850$1,260,0002025-12-14
15950 W Prestwick Plsingle_family524,610$1,765,0002025-12-02
6860 Miami Lakes Drsingle_family532,227$925,0002025-11-17
5908098755single_family542,320$726,0002025-11-13
16100 W Prestwick Plsingle_family534,168$1,500,0002025-11-12
620 W 70th Plsingle_family522,159$660,0002025-10-02

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
8197 W 14th Ctsingle_family532,306$949,000
7355 Poinciana Ctsingle_family532,209$935,000
7850 W 16th Avesingle_family542,182$787,000
15761 Turnberry Drsingle_family533,724$2,450,000
16120 E Troon Cirsingle_family533,033$1,350,000
1314 W 77th Stsingle_family552,574$799,900

10-year hold projection

IRR1.0%
Equity multiple1.16x
Total return (10yr)$171,828
YearProperty valueNOICash flowLoan balanceEquity
1$1,030,000$31,118-$34,144$791,326$238,674
2$1,060,900$32,224-$33,127$782,057$278,843
3$1,092,727$33,368-$32,075$772,151$320,576
4$1,125,509$34,551-$30,986$761,564$363,944
5$1,159,274$35,774-$29,859$750,251$409,023
6$1,194,052$37,038-$28,694$738,161$455,891
7$1,229,874$38,344-$27,488$725,241$504,633
8$1,266,770$39,695-$26,241$711,433$555,337
9$1,304,773$41,091-$24,951$696,677$608,096
10$1,343,916$42,535-$23,616$680,908$663,008
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.