1730 SE 20th Ter
Homestead, FL 33035 · single_family · For Sale · 89 days on market
Asking price$549,900
4 beds 3 baths 2,786 sqft
Listed by Saud Rai (CRS) · Keyes - Homestead
Typesingle_family
Built2005
Price / sqft$197
Est. value (own analysis)$712,687
Rent estimate (own analysis)$3,300/mo
HOA$265/mo
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Statusfor_sale
Listed date2026-06-05
Removed date—
MLSMiamiMLS #A12023090
Coordinates25.45436, -80.44618
Address1730 SE 20th Ter
CityHomestead
StateFL
Zip33035
Listing ID5094496225
Sourceus-real-estate-listings, cached 2026-08-28
ZIP market snapshot (33035)
Typical home value (ZHVI)$331,237
Typical rent (ZORI)$2,328/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $549,900 |
| Down payment (20.0%) | $109,980 |
| Loan amount | $439,920 |
| Closing costs (5.0%) | $27,495 |
| Total cash to close | $137,475 |
| Income | |
| Rent (comp-derived) | $3,300$39,600 |
| Vacancy loss (8.0%) | |
| Effective gross income | $3,036$36,432 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $871$10,448 |
| Insurance (placeholder 0.8% of price) | $367$4,399 |
| HOA dues | $265$3,180 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $165$1,980 |
| Total operating expenses | $1,667$20,007 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $165$1,980 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 4 | 3 | 1,928 | $2,425 | — | — | |
| single_family | 4 | 3 | 2,578 | $3,300 | 2026-08-27 | — | |
| single_family | 4 | 3 | 2,451 | $3,850 | 2026-08-03 | — | |
| single_family | 4 | 3 | 1,928 | $3,100 | 2026-08-01 | — | |
| single_family | 4 | 4 | 2,620 | $4,500 | 2026-08-21 | — | |
| single_family | 4 | 3 | 2,122 | $3,275 | 2026-07-28 | — | |
| single_family | 4 | 3 | 2,786 | $3,400 | 2026-08-19 | — | |
| single_family | 4 | 3 | 1,870 | $3,300 | 2026-05-06 | — | |
| single_family | 4 | 3 | 2,326 | $3,500 | 2026-06-11 | — | |
| single_family | 4 | 3 | 2,190 | $3,995 | 2026-08-06 | — | |
| single_family | 4 | 3 | 2,002 | $4,250 | 2026-08-18 | — | |
| single_family | 4 | 3 | 1,968 | $3,695 | 2026-05-26 | — | |
| single_family | 4 | 3 | 1,820 | $3,000 | — | — | |
| single_family | 4 | 3 | 1,883 | $3,000 | — | — | |
| single_family | 4 | 3 | 1,820 | $2,950 | — | — | |
| single_family | 4 | 4 | 1,850 | $3,250 | 2026-08-14 | — | |
| single_family | 4 | 3 | 2,589 | $4,200 | 2026-06-29 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 6734988932 | single_family | 4 | 3 | 1,928 | $495,000 | 2026-08-24 |
| 2064 SE 19th St | single_family | 4 | 3 | 2,631 | $520,000 | 2026-08-06 |
| 2022 SE 18th St | single_family | 4 | 3 | 2,786 | $525,000 | 2026-08-04 |
| 2243 SE 14th Cir | single_family | 4 | 2 | 2,122 | $560,000 | 2026-07-31 |
| 1731 SE 16th Ave | single_family | 4 | 3 | 2,326 | $510,000 | 2026-07-27 |
| 2001 SE 14th Cir | single_family | 4 | 3 | 2,052 | $599,000 | 2026-07-24 |
| 1752 S Anhinga Ln | single_family | 4 | 2 | 2,050 | $535,000 | 2026-07-23 |
| 1922 SE 22nd Ct | single_family | 4 | 2 | 2,578 | $440,000 | 2026-07-06 |
| 2021 SE 17th Ave | single_family | 4 | 3 | 2,122 | $560,000 | 2026-06-05 |
| 2625 Fairways Dr | single_family | 4 | 3 | 3,274 | $750,000 | 2026-06-05 |
| 1925 SE 17th Ct | single_family | 4 | 3 | 2,783 | $525,000 | 2026-06-04 |
| 2130 SE 16th Ave | single_family | 4 | 3 | 2,069 | $520,000 | 2026-06-03 |
| 2819 Augusta Ln | single_family | 4 | 3 | 2,099 | $500,000 | 2026-05-28 |
| 2762 SE 25th Ct | single_family | 4 | 3 | 2,399 | $591,340 | 2026-05-28 |
| 1483 SE 22nd Ln | single_family | 4 | 3 | 2,122 | $520,000 | 2026-05-22 |
| 2752 SE 24th Ct | single_family | 4 | 3 | 1,875 | $525,000 | 2026-05-22 |
| 2518 SE 15th Pl | single_family | 4 | 3 | 1,423 | $260,000 | 2026-05-19 |
| 1412 SE 27th Ter | single_family | 4 | 3 | 2,451 | $525,000 | 2026-04-20 |
| 1780 SE 19th Ter | single_family | 4 | 3 | 1,958 | $457,000 | 2026-03-13 |
| 1635 SE 20th Ter | single_family | 4 | 3 | 1,874 | $475,500 | 2026-03-12 |
| 2264 SE 30th St | single_family | 4 | 2 | 2,240 | $598,200 | 2026-03-12 |
| 2755 Dunwoodie Pl | single_family | 4 | 3 | 2,118 | $550,000 | 2026-03-12 |
| 1884 SE 19th St | single_family | 4 | 4 | 2,633 | $520,000 | 2026-03-04 |
| 2482 SE 30th St | single_family | 4 | 3 | 2,189 | $571,940 | 2026-02-26 |
| 2821 Augusta Dr | single_family | 4 | 3 | 2,099 | $475,000 | 2026-02-23 |
| 2322 SE 30th St | single_family | 4 | 3 | 2,319 | $697,300 | 2025-12-31 |
| 2362 SE 30th St | single_family | 4 | 3 | 2,319 | $636,300 | 2025-12-30 |
| 1695 N Bluebird Ln | single_family | 4 | 2 | 2,354 | $550,000 | 2025-12-30 |
| 2382 SE 30th St | single_family | 4 | 3 | 2,108 | $556,300 | 2025-12-11 |
| 2383 SE 30th St | single_family | 4 | 3 | 2,108 | $591,200 | 2025-12-05 |
| 2443 SE 30th St | single_family | 4 | 3 | 2,108 | $537,300 | 2025-12-05 |
| 2015 SE 18th Ct | single_family | 4 | 3 | 2,141 | $525,000 | 2025-12-05 |
| 2272 SE 30th St | single_family | 4 | 3 | 2,319 | $636,200 | 2025-12-05 |
| 2288 SE 30th St | single_family | 4 | 3 | 2,319 | $637,500 | 2025-12-04 |
| 2902 Augusta Dr | single_family | 4 | 3 | 2,099 | $499,900 | 2025-12-01 |
| 2448 SE 27th Ter | single_family | 4 | 2 | 2,002 | $543,800 | 2025-11-14 |
| 906 Cardinal Pl | single_family | 4 | 2 | 1,840 | $513,000 | 2025-11-14 |
| 2418 SE 27th Ter | single_family | 4 | 2 | 2,460 | $625,100 | 2025-11-12 |
| 2971 SE 23rd Ave | single_family | 4 | 3 | 2,319 | $607,600 | 2025-11-06 |
| 2532 SE 25th Ct | single_family | 4 | 2 | 2,002 | $528,000 | 2025-11-03 |
| 2217 SE 30th St | single_family | 4 | 3 | 2,189 | $602,640 | 2025-10-30 |
| 2205 SE 30th St | single_family | 4 | 3 | 2,217 | $642,690 | 2025-10-30 |
| 2235 SE 20th Ave | single_family | 4 | 3 | 2,578 | $640,000 | 2025-10-27 |
| 2224 SE 30th St | single_family | 4 | 3 | 2,319 | $697,300 | 2025-10-22 |
| 1940 SE 21st Ct | single_family | 4 | 4 | 3,161 | $560,000 | 2025-10-20 |
| 2448 SE 25th Ct | single_family | 4 | 2 | 2,002 | $542,800 | 2025-10-17 |
| 2216 SE 30th St | single_family | 4 | 3 | 2,265 | $571,500 | 2025-10-10 |
| 2534 SE 25th Ct | single_family | 4 | 2 | 2,002 | $524,000 | 2025-10-07 |
| 2813 Augusta Ln | single_family | 4 | 3 | 2,025 | $595,000 | 2025-10-02 |
| 1830 SE 14th Cir | single_family | 4 | 3 | 2,052 | $520,000 | 2025-09-26 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 2455 SE 23rd Rd | townhomes | 4 | 3 | 2,217 | $684,990 | — |
| 2455 SE 23rd Rd | single_family | 4 | 2 | 1,875 | $559,990 | — |
| 2455 SE 23rd Rd | single_family | 4 | 3 | 1,982 | $660,990 | — |
| 17602 SW 286 St | single_family | 4 | 3 | 2,189 | $712,640 | — |
| 2222 SE 24th Pl Unit 2222 | townhomes | 4 | 3 | 1,846 | $289,900 | — |
| 1567 SE 20th Ave | single_family | 4 | 3 | 1,928 | $469,999 | — |
| 1361 SE 16th Ave | single_family | 4 | 3 | 1,968 | $449,000 | — |
| 2357 SE 23rd Dr Unit 2357 | townhomes | 4 | 3 | 1,846 | $285,000 | — |
10-year hold projection
IRR0.7%
Equity multiple1.11x
Total return (10yr)$86,682
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $566,397 | $16,425 | -$19,480 | $435,150 | $131,247 |
| 2 | $583,389 | $17,017 | -$18,937 | $430,053 | $153,336 |
| 3 | $600,891 | $17,631 | -$18,374 | $424,606 | $176,285 |
| 4 | $618,917 | $18,265 | -$17,792 | $418,785 | $200,133 |
| 5 | $637,485 | $18,920 | -$17,190 | $412,564 | $224,921 |
| 6 | $656,609 | $19,598 | -$16,566 | $405,915 | $250,694 |
| 7 | $676,308 | $20,299 | -$15,921 | $398,811 | $277,497 |
| 8 | $696,597 | $21,024 | -$15,254 | $391,218 | $305,379 |
| 9 | $717,495 | $21,774 | -$14,563 | $383,104 | $334,391 |
| 10 | $739,020 | $22,549 | -$13,848 | $374,432 | $364,587 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.