14451 SW 122nd Pl Unit 1102
Miami, FL 33186 · condos · For Sale · 15 days on market
Asking price$270,000
1 beds 1 baths 770 sqft
Suggested offer$246,423$23,577 above the est. market value of $246,423.
View on Realtor.com →Listed by Christopher Valdes · EXP Realty LLC
Typecondos
Built1991
Price / sqft$351
Est. value (own analysis)$246,423
Rent estimate (own analysis)$2,085/mo
HOA$398/mo
Wind10/10Extreme$Heat10/10ExtremeFlood3/10moderate$Air2/10MinorWildfire1/10Minimal
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Statusfor_sale
Listed date2026-08-18
Removed date—
MLSMiamiMLS #A12072947
Coordinates25.63336, -80.39102
Address14451 SW 122nd Pl Unit 1102
CityMiami
StateFL
Zip33186
Listing ID5084258149
Sourceus-real-estate-listings, cached 2026-09-02
ZIP market snapshot (33186)
Typical home value (ZHVI)$523,583
Typical rent (ZORI)$2,574/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $270,000 |
| Down payment (20.0%) | $54,000 |
| Loan amount | $216,000 |
| Closing costs (5.0%) | $13,500 |
| Total cash to close | $67,500 |
| Income | |
| Rent (comp-derived) | $2,085$25,020 |
| Vacancy loss (8.0%) | |
| Effective gross income | $1,918$23,018 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $428$5,130 |
| Insurance (est. scaled by flood & wind risk) | $288$3,456 |
| HOA dues | $398$4,776 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $104$1,251 |
| Total operating expenses | $1,218$14,613 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $104$1,251 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| condos | 1 | 1 | 614 | $1,800 | 2026-08-21 | — | |
| apartment | 1 | 1 | 757 | $2,049 | 2025-06-28 | — | |
| condos | 1 | 1 | 862 | $1,900 | 2026-08-20 | — | |
| apartment | 1 | 1 | 663 | $2,387 | 2025-09-04 | — | |
| apartment | 1 | 1 | 590 | $1,770 | 2026-06-16 | — | |
| apartment | 1 | 1 | 643 | $2,105 | 2025-08-15 | — | |
| condos | 1 | 2 | 980 | $2,100 | 2026-08-17 | — | |
| apartment | 1 | 1 | 732 | $1,976 | 2024-06-11 | — | |
| apartment | 1 | 1 | 711 | $1,815 | 2026-07-31 | — | |
| apartment | 1 | 1 | 754 | $1,998 | 2024-08-31 | — | |
| condos | 1 | 1 | 694 | $2,050 | 2026-08-11 | — | |
| condos | 1 | 1 | 978 | $2,100 | 2026-08-10 | — | |
| condos | 1 | 1 | 862 | $2,050 | 2026-08-07 | — | |
| apartment | 1 | 1 | 692 | $1,975 | 2026-08-06 | — | |
| condos | 1 | 1 | 832 | $1,800 | 2026-07-24 | — | |
| condos | 1 | 1 | 862 | $1,900 | 2026-07-18 | — | |
| apartment | 1 | 2 | 980 | $2,100 | 2026-07-07 | — | |
| apartment | 1 | 1 | 692 | $1,780 | 2026-07-02 | — | |
| condos | 1 | 1 | 614 | $1,800 | 2026-06-28 | — | |
| condos | 1 | 1 | 750 | $2,000 | 2026-06-16 | — | |
| condos | 1 | 1 | 614 | $1,800 | 2026-06-01 | — | |
| condos | 1 | 1 | 614 | $1,800 | 2026-07-29 | — | |
| condos | 1 | 1 | 692 | $1,750 | — | — | |
| apartment | 1 | 1 | 730 | $1,840 | — | — | |
| apartment | 1 | 1 | 754 | $2,118 | — | — | |
| apartment | 1 | 1 | 732 | $2,000 | — | — | |
| apartment | 1 | 1 | 590 | $1,930 | — | — | |
| apartment | 1 | 1 | 757 | $2,049 | — | — | |
| apartment | 1 | 1 | 780 | $2,199 | — | — | |
| apartment | 1 | 1 | 757 | $2,280 | — | — | |
| apartment | 1 | 1 | 550 | $2,035 | — | — | |
| apartment | 1 | 1 | 550 | $1,995 | — | — | |
| apartment | 1 | 1 | 750 | $2,085 | — | — | |
| apartment | 1 | 1 | 765 | $2,530 | — | — | |
| apartment | 1 | 1 | 750 | $2,170 | — | — | |
| apartment | 1 | 1 | 755 | $2,462 | — | — | |
| apartment | 1 | 1 | 550 | $2,060 | — | — | |
| apartment | 1 | 1 | 750 | $2,165 | — | — | |
| apartment | 1 | 1 | 550 | $2,075 | — | — | |
| apartment | 1 | 1 | 750 | $2,165 | — | — | |
| apartment | 1 | 1 | 750 | $2,125 | — | — | |
| apartment | 1 | 1 | 732 | $2,095 | — | — | |
| apartment | 1 | 1 | 550 | $2,075 | — | — | |
| apartment | 1 | 1 | 750 | $2,135 | — | — | |
| apartment | 1 | 1 | 750 | $2,030 | — | — | |
| apartment | 1 | 1 | 550 | $1,935 | — | — | |
| apartment | 1 | 1 | 730 | $1,860 | — | — | |
| apartment | 1 | 1 | 720 | $2,175 | — | — | |
| apartment | 1 | 1 | 757 | $2,025 | — | — | |
| apartment | 1 | 1 | 861 | $2,523 | — | — | |
| apartment | 1 | 1 | 798 | $2,319 | — | — | |
| apartment | 1 | 1 | 791 | $2,530 | — | — | |
| apartment | 1 | 1 | 730 | $1,815 | — | — | |
| apartment | 1 | 1 | 730 | $1,840 | — | — | |
| apartment | 1 | 1 | 730 | $1,840 | — | — | |
| apartment | 1 | 1 | 730 | $1,815 | — | — | |
| apartment | 1 | 1 | 730 | $1,815 | — | — | |
| apartment | 1 | 1 | 798 | $2,138 | — | — | |
| apartment | 1 | 1 | 730 | $1,900 | — | — | |
| apartment | 1 | 1 | 730 | $1,900 | — | — | |
| apartment | 1 | 1 | 861 | $2,207 | — | — | |
| apartment | 1 | 1 | 798 | $2,138 | — | — | |
| apartment | 1 | 1 | 754 | $2,118 | — | — | |
| apartment | 1 | 1 | 750 | $2,095 | — | — | |
| apartment | 1 | 1 | 550 | $2,095 | — | — | |
| apartment | 1 | 1 | 550 | $1,985 | — | — | |
| apartment | 1 | 1 | 730 | $1,900 | — | — | |
| apartment | 1 | 1 | 731 | $2,010 | — | — | |
| apartment | 1 | 1 | 730 | $1,930 | — | — | |
| apartment | 1 | 1 | 750 | $2,030 | — | — | |
| apartment | 1 | 1 | 731 | $2,010 | — | — | |
| apartment | 1 | 1 | 731 | $2,000 | — | — | |
| apartment | 1 | 1 | 711 | $1,950 | — | — | |
| apartment | 1 | 1 | 721 | $1,995 | — | — | |
| apartment | 1 | 1 | 754 | $2,318 | — | — | |
| apartment | 1 | 1 | 861 | $2,306 | — | — | |
| apartment | 1 | 1 | 861 | $2,277 | — | — | |
| apartment | 1 | 1 | 861 | $2,277 | — | — | |
| apartment | 1 | 1 | 550 | $2,085 | — | — | |
| apartment | 1 | 1 | 731 | $2,020 | — | — | |
| apartment | 1 | 1 | 564 | $2,085 | — | — | |
| apartment | 1 | 1 | 720 | $2,185 | — | — | |
| apartment | 1 | 1 | 550 | $2,075 | — | — | |
| apartment | 1 | 1 | 564 | $2,065 | — | — | |
| apartment | 1 | 1 | 750 | $2,085 | — | — | |
| apartment | 1 | 1 | 564 | $2,075 | — | — | |
| apartment | 1 | 1 | 720 | $2,185 | — | — | |
| apartment | 1 | 1 | 720 | $2,095 | — | — | |
| apartment | 1 | 1 | 720 | $2,145 | — | — | |
| apartment | 1 | 1 | 798 | $2,244 | — | — | |
| apartment | 1 | 1 | 754 | $2,318 | — | — | |
| apartment | 1 | 1 | 791 | $2,685 | — | — | |
| apartment | 1 | 1 | 755 | $2,570 | — | — | |
| apartment | 1 | 1 | 980 | $2,360 | — | — | |
| apartment | 1 | 1 | 791 | $2,615 | — | — | |
| apartment | 1 | 1 | 765 | $2,445 | — | — | |
| apartment | 1 | 1 | 765 | $2,565 | — | — | |
| apartment | 1 | 1 | 755 | $2,455 | — | — | |
| apartment | 1 | 1 | 980 | $2,250 | — | — | |
| apartment | 1 | 1 | 980 | $2,275 | — | — | |
| apartment | 1 | 1 | 765 | $2,475 | — | — | |
| apartment | 1 | 1 | 791 | $2,555 | — | — | |
| apartment | 1 | 1 | 791 | $2,535 | — | — | |
| apartment | 1 | 1 | 791 | $2,570 | — | — | |
| apartment | 1 | 1 | 663 | $2,475 | — | — | |
| condos | 1 | 1 | 862 | $1,700 | 2026-08-31 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 14415 N Kendall Dr Unit 102G | condos | 1 | 1 | 614 | $206,900 | 2026-07-31 |
| 14601 N Kendall Dr Unit 407K | condos | 1 | 1 | 614 | $188,500 | 2026-07-22 |
| 14720 SW 139th Ave Unit 1-39 | condos | 1 | 1 | 694 | $280,000 | 2026-07-14 |
| 9030 SW 125th Ave Unit E206 | condos | 1 | 2 | 980 | $230,000 | 2026-07-07 |
| 14525 N Kendall Dr Unit 107J | condos | 1 | 1 | 614 | $200,000 | 2026-05-13 |
| 9140 SW 123rd Ct Apt 105 | condos | 1 | 2 | 980 | $255,000 | 2026-04-24 |
| 13705 SW 149th Circle Ln Unit 1-57 | condos | 1 | 1 | 694 | $269,999 | 2026-04-23 |
| 14301 N Kendall Dr Unit 111B | condos | 1 | 1 | 614 | $230,000 | 2026-03-04 |
| 14501 N Kendall Dr Unit 312H | condos | 1 | 1 | 614 | $193,000 | 2026-02-05 |
| 8811 SW 123rd Ct Apt 112 | condos | 1 | 1 | 692 | $250,000 | 2025-12-02 |
| 14525 N Kendall Dr Unit 111J | condos | 1 | 1 | 614 | $200,000 | 2025-11-22 |
| 14201 N Kendall Dr Unit 411D | condos | 1 | 1 | 614 | $184,000 | 2025-10-30 |
| 14201 N Kendall Dr Unit 412D | condos | 1 | 1 | 614 | $180,000 | 2025-09-15 |
| 13820 SW 112th St Apt 203 | condos | 1 | 1 | 670 | $210,000 | 2025-09-08 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 13856 SW 93rd Ln Unit 13856 | condos | 1 | 1 | 978 | $219,500 | — |
| 14211 N Kendall Dr Unit 207E | condos | 1 | 1 | 614 | $229,000 | — |
| 9015 SW 125th Ave Unit N207 | condos | 1 | 1 | 750 | $285,000 | — |
| 14421 N Kendall Dr Unit 412M | condos | 1 | 1 | 614 | $230,000 | — |
| 9839 SW 138th 2R Ave Unit Fa | condos | 1 | 1 | 832 | $260,000 | — |
| 13946 SW 91st Ter Unit 13946 | condos | 1 | 1 | 978 | $290,000 | — |
| 14501 N Kendall Dr Unit 212H | condos | 1 | 1 | 614 | $214,500 | — |
| 14401 N Kendall Dr Unit 303N | condos | 1 | 1 | 614 | $214,900 | — |
10-year hold projection
IRR0.8%
Equity multiple1.14x
Total return (10yr)$44,593
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $278,100 | $8,405 | -$9,502 | $213,658 | $64,442 |
| 2 | $286,443 | $8,731 | -$9,208 | $211,155 | $75,288 |
| 3 | $295,036 | $9,067 | -$8,904 | $208,481 | $86,555 |
| 4 | $303,887 | $9,416 | -$8,588 | $205,623 | $98,265 |
| 5 | $313,004 | $9,777 | -$8,260 | $202,568 | $110,436 |
| 6 | $322,394 | $10,151 | -$7,921 | $199,304 | $123,090 |
| 7 | $332,066 | $10,539 | -$7,569 | $195,816 | $136,250 |
| 8 | $342,028 | $10,939 | -$7,204 | $192,088 | $149,940 |
| 9 | $352,289 | $11,355 | -$6,827 | $188,104 | $164,185 |
| 10 | $362,857 | $11,784 | -$6,435 | $183,846 | $179,011 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.