14324 Garden Dr
Miami, FL 33168 · single_family · For Sale · 21 days on market
Asking price$1,195,000
5 beds 3 baths 2,489 sqft
Suggested offer$927,177$267,823 above the est. market value of $927,177.
View on Realtor.com →Listed by Vladimir Rochebrun · COMPASS
Typesingle_family
Built1952
Price / sqft$480
Est. value (own analysis)$927,177
Rent estimate (own analysis)$6,925/mo
HOANone
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Statusfor_sale
Listed date2026-08-12
Removed date—
MLSMiamiMLS #A12070096
Coordinates25.90665, -80.20081
Address14324 Garden Dr
CityMiami
StateFL
Zip33168
Listing ID5075122185
Sourceus-real-estate-listings, cached 2026-09-01
ZIP market snapshot (33168)
Typical home value (ZHVI)$465,034
Typical rent (ZORI)$2,539/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $1,195,000 |
| Down payment (20.0%) | $239,000 |
| Loan amount | $956,000 |
| Closing costs (5.0%) | $59,750 |
| Total cash to close | $298,750 |
| Income | |
| Rent (comp-derived) | $6,925$83,094 |
| Vacancy loss (8.0%) | |
| Effective gross income | $6,371$76,446 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,892$22,705 |
| Insurance (placeholder 0.8% of price) | $797$9,560 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $346$4,155 |
| Total operating expenses | $3,035$36,420 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $346$4,155 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Widened to city-wide. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 5 | 3 | 1,986 | $12,900 | 2026-08-20 | — | |
| single_family | 5 | 2 | 2,184 | $4,370 | 2026-08-14 | — | |
| single_family | 5 | 4 | 2,368 | $16,000 | 2026-08-12 | — | |
| single_family | 5 | 3 | 2,009 | $5,600 | 2026-08-06 | — | |
| single_family | 5 | 4 | 1,986 | $6,500 | 2026-07-08 | — | |
| single_family | 5 | 3 | 2,495 | $6,500 | 2026-07-02 | — | |
| single_family | 5 | 5 | 3,010 | $14,300 | 2026-06-26 | — | |
| single_family | 5 | 2 | 1,747 | $3,600 | 2026-06-24 | — | |
| single_family | 5 | 4 | 3,029 | $24,500 | 2026-06-17 | — | |
| single_family | 5 | 3 | 2,455 | $6,400 | 2026-05-29 | — | |
| single_family | 5 | 3 | 2,588 | $6,000 | 2026-05-27 | — | |
| single_family | 5 | 3 | 2,091 | $6,999 | 2026-05-11 | — | |
| single_family | 5 | 3 | 1,940 | $18,000 | 2026-08-25 | — | |
| single_family | 5 | 3 | 1,970 | $6,850 | 2025-10-28 | — | |
| single_family | 5 | 4 | 3,275 | $10,000 | 2025-11-16 | — | |
| single_family | 5 | 6 | 3,115 | $30,000 | 2026-01-12 | — | |
| single_family | 5 | 4 | 2,150 | $8,500 | 2025-11-25 | — | |
| single_family | 5 | 3 | 2,702 | $5,500 | — | — | |
| single_family | 5 | 3 | 1,752 | $5,800 | — | — | |
| single_family | 5 | 3 | 2,602 | $9,000 | 2026-09-01 | — |
Widened to any bedroom count in ZIP. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 12210 NW 10th Ave | single_family | 3 | 2 | 1,415 | $525,000 | 2026-08-28 |
| 5948111005 | single_family | 3 | 2 | 1,016 | $290,000 | 2026-08-27 |
| 839 NW 116th St | single_family | 2 | 1 | 780 | $415,000 | 2026-08-26 |
| 181 NW 110th St | single_family | 4 | 2 | 1,887 | $835,000 | 2026-08-25 |
| 801 Opa Locka Blvd | single_family | 3 | 1 | 1,215 | $465,000 | 2026-08-18 |
| 770 NW 148th Ter | single_family | 2 | 1 | 1,096 | $368,000 | 2026-08-18 |
| 14920 NW 12th Ave | single_family | 4 | 3 | 1,930 | $440,000 | 2026-08-17 |
| 380 NW 128th St | single_family | 2 | 1 | 890 | $280,000 | 2026-08-14 |
| 500 NW 120th St | single_family | 3 | 2 | 1,664 | $325,000 | 2026-08-14 |
| 12805 NW 6th Ave | single_family | 4 | 2 | 1,445 | $570,000 | 2026-08-13 |
| 14601 NW 10th Ave | single_family | 4 | 2 | 1,679 | $570,000 | 2026-08-13 |
| 5928956311 | single_family | 2 | 1 | 825 | $385,000 | 2026-08-12 |
| 420 NW 145th St | single_family | 2 | 1 | 1,641 | $600,000 | 2026-08-12 |
| 65 NW 107th St | single_family | 3 | 2 | 2,140 | $1,230,000 | 2026-08-12 |
| 440 NW 125th St | single_family | 3 | 3 | 2,447 | $700,000 | 2026-08-11 |
| 850 NW 113th St | single_family | 3 | 1 | 1,206 | $500,000 | 2026-08-11 |
| 491 NW 108th Ter | single_family | 3 | 2 | 1,326 | $522,500 | 2026-08-10 |
| 12625 NW 1st Ct | single_family | 4 | 2 | 1,521 | $360,000 | 2026-08-10 |
| 310 NW 127th St | single_family | 2 | 1 | 830 | $309,000 | 2026-08-07 |
| 14150 NW 1st Ave | single_family | 5 | 4 | 2,634 | $1,250,000 | 2026-08-06 |
| 125 NW 122nd St | single_family | 3 | 1 | 985 | $650,000 | 2026-08-05 |
| 1135 NW 109th St | single_family | 2 | 2 | 1,352 | $385,000 | 2026-08-04 |
| 1160 NW 118th St | single_family | 3 | 1 | 1,513 | $440,000 | 2026-08-04 |
| 13840 NW 5th Ct | single_family | 4 | 2 | 1,590 | $589,000 | 2026-08-03 |
| 13550 NW 5th Ave | single_family | 3 | 2 | 2,420 | $675,000 | 2026-08-03 |
| 435 NW 127th St | single_family | 2 | 1 | 976 | $435,000 | 2026-07-31 |
| 13231 NW 1st Ave | single_family | 2 | 1 | 1,395 | $758,000 | 2026-07-31 |
| 11500 N Miami Ave | single_family | 4 | 2 | 2,130 | $635,000 | 2026-07-27 |
| 827 NW 114th St | single_family | 3 | 2 | 1,369 | $535,000 | 2026-07-24 |
| 1180 NW 117th St | single_family | 2 | 1 | 1,347 | $430,000 | 2026-07-24 |
| 13205 NW 11th Ave | single_family | 2 | 1 | 1,068 | $293,000 | 2026-07-24 |
| 1120 NW 143rd St | single_family | 3 | 2 | 1,395 | $315,000 | 2026-07-17 |
| 172 NW 116th St | single_family | 2 | 1 | 1,256 | $550,000 | 2026-07-16 |
| 75 NW 125th St | single_family | 3 | 2 | 1,064 | $539,000 | 2026-07-16 |
| 579 NW 119th St | single_family | 3 | 1 | 1,226 | $410,000 | 2026-07-14 |
| 126 NW 107th St | single_family | 2 | 1 | 1,314 | $1,060,000 | 2026-07-13 |
| 775 NW 142nd St | single_family | 2 | 1 | 775 | $415,000 | 2026-07-13 |
| 1030 NW 116th Ter | single_family | 2 | 1 | 701 | $380,000 | 2026-07-13 |
| 860 NW 115th St | single_family | 3 | 1 | 1,292 | $250,000 | 2026-07-12 |
| 12755 NW 1st Ave | single_family | 3 | 2 | 1,363 | $570,000 | 2026-07-09 |
| 600 NW 108th Ter | single_family | 3 | 2 | 1,181 | $525,000 | 2026-07-08 |
| 1030 NW 141st St | single_family | 2 | 1 | 720 | $415,000 | 2026-07-06 |
| 1090 NW 134th St | single_family | 2 | 1 | 1,100 | $410,000 | 2026-07-06 |
| 431 NW 116th St | single_family | 2 | 1 | 918 | $425,000 | 2026-07-06 |
| 13720 NW 4th Ct | single_family | 3 | 2 | 1,075 | $530,000 | 2026-07-02 |
| 79 NW 143rd St | single_family | 3 | 2 | 1,908 | $579,000 | 2026-07-02 |
| 13700 NW 8th Ave | single_family | 2 | 1 | 1,893 | $350,000 | 2026-07-02 |
| 1040 NW 140th St | single_family | 2 | 1 | 720 | $405,000 | 2026-07-01 |
| 13920 N Miami Ave | single_family | 5 | 4 | 3,901 | $1,250,000 | 2026-07-01 |
| 1000 NW 118th St | single_family | 2 | 1 | 1,092 | $390,000 | 2026-06-29 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 321 NW 145th St | single_family | 5 | 4 | 2,490 | $580,000 | — |
| 10841 NW 8th Ave | multi_family | 5 | 3 | 2,010 | $599,001 | — |
| 1079 NW 112th Ter | multi_family | 5 | 4 | 1,456 | $624,999 | — |
| 12040 N Miami Ave | single_family | 5 | 4 | 1,979 | $855,000 | — |
10-year hold projection
IRR1.7%
Equity multiple1.27x
Total return (10yr)$237,875
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $1,230,850 | $40,027 | -$37,850 | $945,635 | $285,215 |
| 2 | $1,267,776 | $41,410 | -$36,571 | $934,558 | $333,218 |
| 3 | $1,305,809 | $42,839 | -$35,249 | $922,720 | $383,088 |
| 4 | $1,344,983 | $44,315 | -$33,881 | $910,070 | $434,913 |
| 5 | $1,385,333 | $45,841 | -$32,467 | $896,551 | $488,782 |
| 6 | $1,426,892 | $47,417 | -$31,006 | $882,103 | $544,789 |
| 7 | $1,469,699 | $49,045 | -$29,495 | $866,663 | $603,036 |
| 8 | $1,513,790 | $50,728 | -$27,933 | $850,164 | $663,627 |
| 9 | $1,559,204 | $52,466 | -$26,318 | $832,531 | $726,673 |
| 10 | $1,605,980 | $54,262 | -$24,649 | $813,687 | $792,293 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.