2600 SW 128th Ct
Miami, FL 33175 · single_family · For Sale · 152 days on market
Asking price$2,500,000
6 beds 5 baths 3,390 sqft
Suggested offer$2,337,600$162,400 above the est. market value of $2,337,600.
View on Realtor.com →Listed by Marvin Arrieta · Coldwell Banker Realty
Typesingle_family
Built—
Price / sqft$737
Est. value (Realtor.com)$2,337,600
Rent estimate (own analysis)$7,900/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood3/10moderate$Air2/10MinorWildfire2/10Minor
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Statusfor_sale
Listed date2026-04-03
Removed date—
MLSMiamiMLS #A11994558
Coordinates25.74363, -80.40343
Address2600 SW 128th Ct
CityMiami
StateFL
Zip33175
Listing ID5070063065
Sourcerealtor, cached 2026-08-21
ZIP market snapshot (33175)
Typical home value (ZHVI)$628,459
Typical rent (ZORI)$3,232/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $2,500,000 |
| Down payment (20.0%) | $500,000 |
| Loan amount | $2,000,000 |
| Closing costs (5.0%) | $125,000 |
| Total cash to close | $625,000 |
| Income | |
| Rent (comp-derived) | $7,900$94,800 |
| Vacancy loss (8.0%) | |
| Effective gross income | $7,268$87,216 |
| Operating expenses | |
| Property tax (real MLS tax bill, from Realtor Search) | $1,641$19,686 |
| Insurance (est. scaled by flood & wind risk) | $2,667$32,000 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $395$4,740 |
| Total operating expenses | $4,702$56,426 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $395$4,740 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Widened to city-wide. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 6 | 4 | 2,763 | $6,500 | 2026-08-18 | — | |
| single_family | 6 | 3 | 2,417 | $8,000 | 2026-08-05 | — | |
| single_family | 6 | 4 | 3,218 | $7,900 | 2026-07-24 | — | |
| single_family | 6 | 5 | 3,390 | $13,000 | 2026-06-25 | — | |
| single_family | 6 | 6 | 4,181 | $18,000 | 2026-08-03 | — | |
| single_family | 6 | 4 | 3,078 | $3,500 | 2026-08-28 | — | |
| single_family | 6 | 3 | 2,716 | $2,000 | 2026-08-26 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 2360 SW 139th Ave | single_family | 6 | 6 | 4,146 | $2,750,000 | 2026-08-13 |
| 3591 SW 142nd Ave | single_family | 6 | 4 | 3,658 | $935,000 | 2026-07-21 |
| 12200 SW 51st St | single_family | 6 | 5 | 5,115 | $2,075,000 | 2026-04-15 |
| 12025 SW 46th St | single_family | 6 | 6 | 5,113 | $4,000,000 | 2026-02-27 |
| 14090 SW 34th St | single_family | 6 | 4 | 5,021 | $2,150,000 | 2025-11-14 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 13470 SW 24th St | single_family | 6 | 4 | 1,630 | $824,990 | — |
| 13370 SW 34th St | single_family | 6 | 7 | 4,161 | $2,700,000 | — |
| 3401 SW 129th Ave | single_family | 6 | 5 | 5,147 | $2,300,000 | — |
| 11835 SW 47th St | single_family | 6 | 8 | 6,469 | $3,300,000 | — |
| 2840 SW 128th Ave | single_family | 6 | 7 | 4,758 | $2,199,000 | — |
10-year hold projection
IRR-3.8%
Equity multiple0.37x
Total return (10yr)-$70,218
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $2,575,000 | $30,790 | -$128,180 | $1,978,316 | $596,684 |
| 2 | $2,652,250 | $31,996 | -$127,093 | $1,955,142 | $697,108 |
| 3 | $2,731,818 | $33,245 | -$125,966 | $1,930,377 | $801,440 |
| 4 | $2,813,772 | $34,539 | -$124,796 | $1,903,912 | $909,861 |
| 5 | $2,898,185 | $35,879 | -$123,584 | $1,875,629 | $1,022,557 |
| 6 | $2,985,131 | $37,266 | -$122,327 | $1,845,403 | $1,139,727 |
| 7 | $3,074,685 | $38,704 | -$121,024 | $1,813,103 | $1,261,582 |
| 8 | $3,166,925 | $40,192 | -$119,673 | $1,778,584 | $1,388,341 |
| 9 | $3,261,933 | $41,733 | -$118,273 | $1,741,694 | $1,520,239 |
| 10 | $3,359,791 | $43,329 | -$116,821 | $1,702,272 | $1,657,519 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.