15144 SW 72nd Ct

Palmetto Bay, FL 33158 · single_family · For Sale · 71 days on market
Asking price$2,200,000
5 beds 4 baths 3,200 sqft
Suggested offer$1,836,442$363,558 above the est. market value of $1,836,442.
View on Realtor.com →
Listed by Anthony Askowitz, P.A. · RE/MAX Advance Realty II
Typesingle_family
Built1971
Price / sqft$688
Est. value (own analysis)$1,836,442
Rent estimate (own analysis)$9,500/mo
HOANone
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Neighborhood

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Statusfor_sale
Listed date2026-06-23
Removed date
MLSMiamiMLS #A12041042
Coordinates25.63039, -80.31075
Address15144 SW 72nd Ct
CityPalmetto Bay
StateFL
Zip33158
Listing ID5069300474
Sourceus-real-estate-listings, cached 2026-08-31

ZIP market snapshot (33158)

Typical home value (ZHVI)$1,383,443
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$2,200,000
Down payment (20.0%)$440,000
Loan amount$1,760,000
Closing costs (5.0%)$110,000
Total cash to close$550,000
Rent (comp-derived)$9,500$114,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$114,000
Vacancy rate (assumption) assumption8.0%

$114,000 × 8.0% = $9,120

Effective gross income$8,740$104,880
Property tax (placeholder 1.9% of price)$3,483$41,800
Insurance (placeholder 0.8% of price)$1,467$17,600
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$475$5,700
Total operating expenses$5,425$65,100
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$104,880
Total operating expenses derived$65,100

$104,880 − $65,100 = $39,780

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$1,760,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$1,760,000 amortized at 6.7% over 30 years = $11,310/mo

CapEx reserve (5.0% of GSR)$475$5,700
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$39,780
Annual debt service derived$135,723
Annual CapEx reserve assumption$5,700
Annual PMI assumption$0

($39,780 − $135,723 − $5,700 − $0) ÷ 12 = -$8,470

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$39,780
Purchase price data$2,200,000

$39,780 ÷ $2,200,000 = 1.8%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$101,643
Total cash to close derived$550,000

-$101,643 ÷ $550,000 = -18.5%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$39,780
Annual debt service derived$135,723

$39,780 ÷ $135,723 = 0.29

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$114,000
Purchase price data$2,200,000

($114,000 ÷ 12) ÷ $2,200,000 = 0.4%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$2,200,000
Gross scheduled rent (annual) comp$114,000

$2,200,000 ÷ $114,000 = 19.3

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$65,100
Effective gross income derived$104,880

$65,100 ÷ $104,880 = 62.1%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$65,100
Annual debt service derived$135,723
Annual PMI assumption$0
Gross scheduled rent (annual) comp$114,000

($65,100 + $135,723 + $0) ÷ $114,000 = 176.2%

Comparables

Widened to city-wide. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family542,216$13,8002026-08-27
single_family543,639$9,5002026-02-26
single_family543,129$10,7002026-08-31
single_family554,200$17,0002026-05-29
single_family543,312$9,0002026-06-25
single_family542,702$7,0002026-07-13
single_family532,181$7,3002026-08-18

7345 SW 152nd St

Palmetto Bay, 33157 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage2,216
Listed2026-08-27
Days on market

Asking rent: $13,800

View on Zillow →

15305 SW 74th Ct

Palmetto Bay, 33157 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage3,639
Listed2026-02-26
Days on market

Asking rent: $9,500

View on Zillow →

17815 SW 83rd Ct

Palmetto Bay, 33157 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage3,129
Listed2026-08-31
Days on market

Asking rent: $10,700

View on Zillow →

7485 SW 179th St Unit 0

Palmetto Bay, 33157 · rent comp

Bedrooms / bathrooms5 bd / 5 ba
Square footage4,200
Listed2026-05-29
Days on market

Asking rent: $17,000

View on Zillow →

8164 SW 171st St

Palmetto Bay, 33157 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage3,312
Listed2026-06-25
Days on market

Asking rent: $9,000

View on Zillow →

9340 SW 177th St

Palmetto Bay, 33157 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage2,702
Listed2026-07-13
Days on market

Asking rent: $7,000

View on Zillow →

8522 SW 148th Ter

Palmetto Bay, 33158 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,181
Listed2026-08-18
Days on market

Asking rent: $7,300

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
13650 SW 82nd Ctsingle_family565,051$3,000,0002026-08-11
14590 SW 84th Ctsingle_family533,087$1,275,0002026-07-28
13820 SW 73rd Avesingle_family532,926$1,725,0002026-07-24
6740 SW 144th Stsingle_family533,026$1,360,0002026-07-09
13693 Deering Bay Drsingle_family576,071$4,550,0002026-06-29
14323 SW 80th Avesingle_family553,578$2,200,0002026-06-25
8521 SW 145th Stsingle_family544,633$2,650,0002026-06-25
6910 SW 145th Tersingle_family554,870$3,600,0002026-06-18
6975 SW 149th Tersingle_family532,304$1,625,0002026-06-17
8461 SW 147th Tersingle_family532,152$1,071,0002026-06-15
8230 SW 150th Drsingle_family543,485$2,000,0002026-06-09
7695 SW 142nd Stsingle_family542,266$1,200,0002026-05-28
7900 SW 143rd Stsingle_family532,864$1,200,0002026-05-27
13681 Deering Bay Drsingle_family565,438$3,050,0002026-05-19
13671 SW Deering Bay Drsingle_family596,476$4,675,0002026-04-13
7560 SW 144th Stsingle_family552,482$1,620,0002026-03-24
13605 SW 73rd Avesingle_family533,436$1,500,0002026-01-15
6950 SW 146th Stsingle_family534,149$1,300,0002026-01-07
7505 SW 141st Stsingle_family544,273$2,400,0002025-11-19
6730 SW 141st Stsingle_family553,966$2,400,0002025-10-30
6840 N Cartee Rdsingle_family532,871$2,237,5002025-09-12

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
13626 Deering Bay Drtownhomes563,276$2,375,000
6220 SW 144th Stsingle_family554,675$3,195,000
7605 SW 147th Stsingle_family533,160$1,695,000
8522 SW 148th Tersingle_family532,181$1,300,000
14311 SW 74th Ctsingle_family532,288$1,325,000
13700 SW 74th Ctsingle_family53$1,649,000
6952 SW 149th Tersingle_family543,122$1,675,000
6721 SW 140th Stsingle_family555,079$3,300,000

10-year hold projection

IRR-2.4%
Equity multiple0.61x
Total return (10yr)$70,521
YearProperty valueNOICash flowLoan balanceEquity
1$2,266,000$39,780-$101,643$1,740,918$525,082
2$2,333,980$41,299-$100,266$1,720,525$613,455
3$2,403,999$42,872-$98,840$1,698,732$705,267
4$2,476,119$44,500-$97,361$1,675,442$800,677
5$2,550,403$46,185-$95,829$1,650,554$899,849
6$2,626,915$47,930-$94,242$1,623,955$1,002,960
7$2,705,723$49,736-$92,597$1,595,531$1,110,192
8$2,786,894$51,606-$90,893$1,565,154$1,221,740
9$2,870,501$53,541-$89,127$1,532,692$1,337,809
10$2,956,616$55,544-$87,298$1,498,000$1,458,616
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.