6952 SW 149th Ter
Palmetto Bay, FL 33158 · single_family · For Sale · 56 days on market
Asking price$1,675,000
5 beds 4 baths 3,122 sqft
Listed by Karina Reyes · Compass Florida, LLC.
Typesingle_family
Built1971
Price / sqft$537
Est. value (own analysis)$1,791,679
Rent estimate (own analysis)$9,500/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood2/10minor$Air2/10MinorWildfire1/10Minimal
1 / 46
Show every detail
Statusfor_sale
Listed date2026-07-08
Removed date—
MLSMiamiMLS #A12050082
Coordinates25.63187, -80.30616
Address6952 SW 149th Ter
CityPalmetto Bay
StateFL
Zip33158
Listing ID5067437177
Sourceus-real-estate-listings, cached 2026-08-31
ZIP market snapshot (33158)
Typical home value (ZHVI)$1,383,443
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $1,675,000 |
| Down payment (20.0%) | $335,000 |
| Loan amount | $1,340,000 |
| Closing costs (5.0%) | $83,750 |
| Total cash to close | $418,750 |
| Income | |
| Rent (comp-derived) | $9,500$114,000 |
| Vacancy loss (8.0%) | |
| Effective gross income | $8,740$104,880 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $2,652$31,825 |
| Insurance (est. scaled by flood & wind risk) | $1,675$20,100 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $475$5,700 |
| Total operating expenses | $4,802$57,625 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $475$5,700 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Widened to city-wide. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 5 | 4 | 2,216 | $13,800 | 2026-08-27 | — | |
| single_family | 5 | 4 | 3,639 | $9,500 | 2026-02-26 | — | |
| single_family | 5 | 4 | 3,129 | $10,700 | 2026-08-31 | — | |
| single_family | 5 | 5 | 4,200 | $17,000 | 2026-05-29 | — | |
| single_family | 5 | 4 | 3,312 | $9,000 | 2026-06-25 | — | |
| single_family | 5 | 4 | 2,702 | $7,000 | 2026-07-13 | — | |
| single_family | 5 | 3 | 2,181 | $7,300 | 2026-08-18 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 13650 SW 82nd Ct | single_family | 5 | 6 | 5,051 | $3,000,000 | 2026-08-11 |
| 14590 SW 84th Ct | single_family | 5 | 3 | 3,087 | $1,275,000 | 2026-07-28 |
| 13820 SW 73rd Ave | single_family | 5 | 3 | 2,926 | $1,725,000 | 2026-07-24 |
| 6740 SW 144th St | single_family | 5 | 3 | 3,026 | $1,360,000 | 2026-07-09 |
| 13693 Deering Bay Dr | single_family | 5 | 7 | 6,071 | $4,550,000 | 2026-06-29 |
| 14323 SW 80th Ave | single_family | 5 | 5 | 3,578 | $2,200,000 | 2026-06-25 |
| 8521 SW 145th St | single_family | 5 | 4 | 4,633 | $2,650,000 | 2026-06-25 |
| 6910 SW 145th Ter | single_family | 5 | 5 | 4,870 | $3,600,000 | 2026-06-18 |
| 6975 SW 149th Ter | single_family | 5 | 3 | 2,304 | $1,625,000 | 2026-06-17 |
| 8461 SW 147th Ter | single_family | 5 | 3 | 2,152 | $1,071,000 | 2026-06-15 |
| 8230 SW 150th Dr | single_family | 5 | 4 | 3,485 | $2,000,000 | 2026-06-09 |
| 7695 SW 142nd St | single_family | 5 | 4 | 2,266 | $1,200,000 | 2026-05-28 |
| 7900 SW 143rd St | single_family | 5 | 3 | 2,864 | $1,200,000 | 2026-05-27 |
| 13681 Deering Bay Dr | single_family | 5 | 6 | 5,438 | $3,050,000 | 2026-05-19 |
| 13671 SW Deering Bay Dr | single_family | 5 | 9 | 6,476 | $4,675,000 | 2026-04-13 |
| 7560 SW 144th St | single_family | 5 | 5 | 2,482 | $1,620,000 | 2026-03-24 |
| 13605 SW 73rd Ave | single_family | 5 | 3 | 3,436 | $1,500,000 | 2026-01-15 |
| 6950 SW 146th St | single_family | 5 | 3 | 4,149 | $1,300,000 | 2026-01-07 |
| 7505 SW 141st St | single_family | 5 | 4 | 4,273 | $2,400,000 | 2025-11-19 |
| 6730 SW 141st St | single_family | 5 | 5 | 3,966 | $2,400,000 | 2025-10-30 |
| 6840 N Cartee Rd | single_family | 5 | 3 | 2,871 | $2,237,500 | 2025-09-12 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 13626 Deering Bay Dr | townhomes | 5 | 6 | 3,276 | $2,375,000 | — |
| 6220 SW 144th St | single_family | 5 | 5 | 4,675 | $3,195,000 | — |
| 7605 SW 147th St | single_family | 5 | 3 | 3,160 | $1,695,000 | — |
| 8522 SW 148th Ter | single_family | 5 | 3 | 2,181 | $1,300,000 | — |
| 14311 SW 74th Ct | single_family | 5 | 3 | 2,288 | $1,325,000 | — |
| 13700 SW 74th Ct | single_family | 5 | 3 | — | $1,649,000 | — |
| 15144 SW 72nd Ct | single_family | 5 | 4 | 3,200 | $2,200,000 | — |
| 6721 SW 140th St | single_family | 5 | 5 | 5,079 | $3,300,000 | — |
10-year hold projection
IRR0.2%
Equity multiple1.04x
Total return (10yr)$235,071
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $1,725,250 | $47,255 | -$61,779 | $1,325,471 | $399,779 |
| 2 | $1,777,008 | $48,961 | -$60,216 | $1,309,945 | $467,062 |
| 3 | $1,830,318 | $50,725 | -$58,598 | $1,293,353 | $536,965 |
| 4 | $1,885,227 | $52,549 | -$56,923 | $1,275,621 | $609,606 |
| 5 | $1,941,784 | $54,436 | -$55,190 | $1,256,671 | $685,113 |
| 6 | $2,000,038 | $56,387 | -$53,396 | $1,236,420 | $763,617 |
| 7 | $2,060,039 | $58,405 | -$51,540 | $1,214,779 | $845,260 |
| 8 | $2,121,840 | $60,491 | -$49,619 | $1,191,651 | $930,189 |
| 9 | $2,185,495 | $62,648 | -$47,631 | $1,166,936 | $1,018,560 |
| 10 | $2,251,060 | $64,879 | -$45,574 | $1,140,522 | $1,110,537 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.