3815 SW 82nd Ave Apt 41
Miami, FL 33155 · townhomes · For Sale · 223 days on market
Asking price$549,999
3 beds 2 baths 1,113 sqft
Suggested offer$520,900$29,099 above the est. market value of $520,900.
View on Realtor.com →Listed by Nancy Nobregas-Amor · Lifestyle International Realty
Typetownhomes
Built—
Price / sqft$494
Est. value (Realtor.com)$520,900
Rent estimate (own analysis)$3,075/mo
HOA$300/mo
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Statusfor_sale
Listed date2026-01-22
Removed date—
MLSMiamiMLS #A11943172
Coordinates25.73457, -80.32549
Address3815 SW 82nd Ave Apt 41
CityMiami
StateFL
Zip33155
Listing ID5063696062
Sourcerealtor, cached 2026-08-21
ZIP market snapshot (33155)
Typical home value (ZHVI)$716,503
Typical rent (ZORI)$2,758/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $549,999 |
| Down payment (20.0%) | $110,000 |
| Loan amount | $439,999 |
| Closing costs (5.0%) | $27,500 |
| Total cash to close | $137,500 |
| Income | |
| Rent (comp-derived) | $3,075$36,900 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,829$33,948 |
| Operating expenses | |
| Property tax (real MLS tax bill, from Realtor Search) | $426$5,110 |
| Insurance (placeholder 0.8% of price) | $367$4,400 |
| HOA dues | $300$3,600 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $154$1,845 |
| Total operating expenses | $1,246$14,955 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $154$1,845 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| townhomes | 3 | 3 | 1,229 | $2,900 | 2026-06-17 | — | |
| townhomes | 3 | 3 | 1,229 | $3,075 | 2026-06-02 | — | |
| townhomes | 3 | 2 | 1,113 | $3,599 | 2026-05-22 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 6667 Miller Dr Unit 14 | townhomes | 3 | 3 | 1,007 | $570,000 | 2026-08-04 |
| 7110 SW 54th St | townhomes | 3 | 2 | 1,680 | $775,000 | 2026-07-29 |
| 7043 SW 53rd Ln | townhomes | 3 | 3 | 1,923 | $925,000 | 2026-04-10 |
| 6960 SW 54th St | townhomes | 3 | 3 | 1,963 | $785,000 | 2026-03-27 |
| 3730 SW 69th Ave Unit 3730 | townhomes | 3 | 3 | 2,014 | $670,000 | 2026-03-23 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 6566 SW 52nd Ter | single_family | 3 | 3 | 1,408 | $1,000,000 | — |
| 3240 SW 84th Ave | single_family | 3 | 1 | 1,098 | $619,990 | — |
| 2635 SW 64th Ave | single_family | 3 | 2 | 1,718 | $1,299,999 | — |
| 6561 SW 34th St | single_family | 3 | 1 | 804 | $655,000 | — |
| 2825 SW 79th Ct | single_family | 3 | 3 | 3,434 | $1,250,000 | — |
| 2053 SW 60th Ave | multi_family | 3 | 2 | 1,348 | $779,900 | — |
| 2830 SW 63rd Ave | single_family | 3 | 2 | 1,036 | $785,000 | — |
| 6710 SW 29th St | single_family | 3 | 2 | 1,421 | $650,000 | — |
10-year hold projection
IRR2.0%
Equity multiple1.32x
Total return (10yr)$116,306
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $566,499 | $18,993 | -$16,783 | $435,229 | $131,270 |
| 2 | $583,494 | $19,638 | -$16,184 | $430,131 | $153,363 |
| 3 | $600,999 | $20,303 | -$15,566 | $424,682 | $176,316 |
| 4 | $619,029 | $20,991 | -$14,926 | $418,860 | $200,169 |
| 5 | $637,600 | $21,701 | -$14,266 | $412,638 | $224,962 |
| 6 | $656,728 | $22,435 | -$13,583 | $405,988 | $250,739 |
| 7 | $676,429 | $23,192 | -$12,878 | $398,882 | $277,547 |
| 8 | $696,722 | $23,975 | -$12,149 | $391,288 | $305,434 |
| 9 | $717,624 | $24,783 | -$11,395 | $383,173 | $334,451 |
| 10 | $739,153 | $25,618 | -$10,617 | $374,500 | $364,653 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.