152 NW 165th St

Miami, FL 33169 · single_family · For Sale · 93 days on market
Asking price$2,200,000
4 beds 4 baths 2,888 sqft
Suggested offer$990,751$1,209,249 above the est. market value of $990,751.
View on Realtor.com →
Listed by Chris Camacho · EXP Realty, LLC
Typesingle_family
Built2023
Price / sqft$762
Est. value (own analysis)$990,751
Rent estimate (own analysis)$3,750/mo
HOANone
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Neighborhood

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Statusfor_sale
Listed date2026-06-02
Removed date
MLSMiamiMLS #A12028858
Coordinates25.92587, -80.20325
Address152 NW 165th St
CityMiami
StateFL
Zip33169
Listing ID5062861690
Sourceus-real-estate-listings, cached 2026-09-01

ZIP market snapshot (33169)

Typical home value (ZHVI)$471,445
Typical rent (ZORI)$2,193/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$2,200,000
Down payment (20.0%)$440,000
Loan amount$1,760,000
Closing costs (5.0%)$110,000
Total cash to close$550,000
Rent (comp-derived)$3,750$45,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$45,000
Vacancy rate (assumption) assumption8.0%

$45,000 × 8.0% = $3,600

Effective gross income$3,450$41,400
Property tax (placeholder 1.9% of price)$3,483$41,800
Insurance (placeholder 0.8% of price)$1,467$17,600
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$188$2,250
Total operating expenses$5,138$61,650
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$41,400
Total operating expenses derived$61,650

$41,400 − $61,650 = -$20,250

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$1,760,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$1,760,000 amortized at 6.7% over 30 years = $11,310/mo

CapEx reserve (5.0% of GSR)$188$2,250
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived-$20,250
Annual debt service derived$135,723
Annual CapEx reserve assumption$2,250
Annual PMI assumption$0

(-$20,250 − $135,723 − $2,250 − $0) ÷ 12 = -$13,185

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived-$20,250
Purchase price data$2,200,000

-$20,250 ÷ $2,200,000 = -0.9%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$158,223
Total cash to close derived$550,000

-$158,223 ÷ $550,000 = -28.8%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived-$20,250
Annual debt service derived$135,723

-$20,250 ÷ $135,723 = -0.15

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$45,000
Purchase price data$2,200,000

($45,000 ÷ 12) ÷ $2,200,000 = 0.2%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$2,200,000
Gross scheduled rent (annual) comp$45,000

$2,200,000 ÷ $45,000 = 48.9

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$61,650
Effective gross income derived$41,400

$61,650 ÷ $41,400 = 148.9%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$61,650
Annual debt service derived$135,723
Annual PMI assumption$0
Gross scheduled rent (annual) comp$45,000

($61,650 + $135,723 + $0) ÷ $45,000 = 438.6%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family421,175$3,170
single_family421,491$4,300
single_family42$4,000
single_family421,483$2,9302026-05-22
single_family421,300$3,4102026-08-09
single_family431,795$4,0002026-08-04
single_family431,977$4,0002026-06-01
single_family421,638$4,6002026-07-31
single_family421,248$3,5002026-05-28
single_family421,829$3,900
single_family43$3,500
single_family421,470$3,200
single_family421,175$3,600
single_family44$9,6932026-07-16

335 NW 190th St

Miami, 33169 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,175
Listed
Days on market

Asking rent: $3,170

View on Zillow →

160 NW 199th St

Miami, 33169 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,491
Listed
Days on market

Asking rent: $4,300

View on Zillow →

1010 NW 196th St

Miami, 33169 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage
Listed
Days on market

Asking rent: $4,000

View on Zillow →

980 NW 182nd St

Miami Gardens, 33169 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,483
Listed2026-05-22
Days on market

Asking rent: $2,930

View on Zillow →

17300 NW 12th Ave

Miami Gardens, 33169 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,300
Listed2026-08-09
Days on market

Asking rent: $3,410

View on Zillow →

19731 NW 4th Ave

Miami Gardens, 33169 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,795
Listed2026-08-04
Days on market

Asking rent: $4,000

View on Zillow →

20081 NW 15th Ave

Miami Gardens, 33169 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,977
Listed2026-06-01
Days on market

Asking rent: $4,000

View on Zillow →

250 NW 191st St Unit 250

Miami Gardens, 33169 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,638
Listed2026-07-31
Days on market

Asking rent: $4,600

View on Zillow →

275 NW 187th St

Miami Gardens, 33169 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,248
Listed2026-05-28
Days on market

Asking rent: $3,500

View on Zillow →

740 NW 178th Ter

Miami Gardens, 33169 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,829
Listed
Days on market

Asking rent: $3,900

View on Zillow →

1325 NW 208th Ter

Miami Gardens, 33169 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage
Listed
Days on market

Asking rent: $3,500

View on Zillow →

4634 NW 185th St

Miami Gardens, 33169 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,470
Listed
Days on market

Asking rent: $3,200

View on Zillow →

265 NW 190th St

Miami Gardens, 33169 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,175
Listed
Days on market

Asking rent: $3,600

View on Zillow →

1070 NW 193rd St

Miami Gardens, 33169 · rent comp

Bedrooms / bathrooms4 bd / 4 ba
Square footage
Listed2026-07-16
Days on market

Asking rent: $9,693

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
1225 NW 189th Tersingle_family421,528$540,0002026-08-20
19320 NW 7th Avesingle_family421,248$460,0002026-08-17
295 NW 189th Tersingle_family421,395$510,0002026-08-14
365 NW 188th Stsingle_family421,323$539,0002026-08-13
580 NW 189th Tersingle_family421,264$545,0002026-08-12
1315 NW 196th Tersingle_family421,590$550,0002026-08-06
290 NW 191st Stsingle_family421,128$390,0002026-08-03
1081 NW 198th Stsingle_family432,110$599,0002026-07-27
1440 NW 179th Tersingle_family421,588$575,0002026-07-24
20100 NW 14th Ctsingle_family411,014$410,0002026-07-22
19241 NW 6th Ctsingle_family422,400$410,0002026-07-17
661 NW 191st Stsingle_family421,402$500,0002026-06-26
360 NW 199th Stsingle_family431,125$569,0002026-06-23
1350 NW 189th Tersingle_family431,884$660,0002026-06-08
911 NW 200th Tersingle_family421,692$595,0002026-06-05
1320 NW 179th Stsingle_family421,445$519,0002026-06-02
860 NW 171st Stsingle_family431,118$554,0002026-05-29
18001 NW 14th Ctsingle_family421,972$470,0002026-05-22
19450 NW 6th Avesingle_family421,196$550,0002026-05-19
1321 NW 171st Stsingle_family431,344$590,0002026-05-18
20503 NW 11th Avesingle_family423,004$590,5002026-05-14
1110 NW 183rd Stsingle_family421,851$635,0002026-04-27
1220 NW 190th Stsingle_family431,897$550,0002026-04-23
1413 NW 206th Stsingle_family431,865$495,0002026-04-17
17800 NW 11th Avesingle_family432,000$600,0002026-04-10
601 NW 198th Stsingle_family422,045$605,0002026-04-06
601 NW 187th Stsingle_family421,530$549,0002026-04-01
20606 NW 11th Ctsingle_family431,865$570,0002026-03-20
321 NW 201st Stsingle_family422,032$612,0002026-03-13
401 NW 183rd Stsingle_family421,761$560,0002026-03-06
17940 NW 13th Ctsingle_family431,379$590,0002026-03-05
20021 NW 14th Avesingle_family421,350$480,0002026-02-27
18005 NW 7th Avesingle_family421,419$441,0002026-02-23
5017956229single_family421,989$520,0002026-02-11
1021 NW 195th Stsingle_family421,530$529,0002026-02-03
770 NW 184th Drsingle_family431,885$495,0002026-01-16
1140 NW 193rd Stsingle_family431,896$670,0002026-01-13
19611 NW 4th Avesingle_family421,406$550,0002026-01-08
1220 NW 180th Tersingle_family432,068$610,0002026-01-06
1672 NW 192nd Tersingle_family432,877$720,0002026-01-05
722 NW 170th Stsingle_family421,519$490,0002025-12-30
20 NW 197th Stsingle_family432,007$617,0002025-12-26
17135 NW 12th Ctsingle_family422,155$575,0002025-12-23
30 NW 189th Stsingle_family421,547$460,0002025-12-18
19245 NW 12th Avesingle_family421,561$549,0002025-12-15
45 NW 158th Stsingle_family45$1,705,2502025-12-10
19110 N Miami Avesingle_family431,879$565,0002025-12-04
830 NW 173rd Tersingle_family442,640$619,5002025-12-03
19710 NW 11th Ctsingle_family432,234$513,0002025-12-01
551 NW 183rd Stsingle_family431,550$518,0002025-11-27

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
300 S Biscayne River Drsingle_family432,225$849,990
360 NW 179th Tersingle_family431,310$450,000
17950 NW 6th Ctsingle_family431,459$529,000
881 NW 177th Tersingle_family421,275$575,000
21431 NW 13th Ct Apt 116townhomes431,691$400,000
21105 NW 14th Pl Unit 4condos431,716$429,999
1251 NW 190th Stsingle_family422,064$499,000
701 NW 176th Tersingle_family421,368$585,000

10-year hold projection

IRR-9.3%
Equity multiple-0.58x
Total return (10yr)-$579,903
YearProperty valueNOICash flowLoan balanceEquity
1$2,266,000-$20,250-$158,223$1,740,918$525,082
2$2,333,980-$20,549-$158,578$1,720,525$613,455
3$2,403,999-$20,850-$158,936$1,698,732$705,267
4$2,476,119-$21,151-$159,297$1,675,442$800,677
5$2,550,403-$21,454-$159,660$1,650,554$899,849
6$2,626,915-$21,757-$160,026$1,623,955$1,002,960
7$2,705,723-$22,061-$160,393$1,595,531$1,110,192
8$2,786,894-$22,366-$160,763$1,565,154$1,221,740
9$2,870,501-$22,670-$161,134$1,532,692$1,337,809
10$2,956,616-$22,975-$161,507$1,498,000$1,458,616
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.