17255 SW 95th Ave Apt 161
Palmetto Bay, FL 33157 · condos · For Sale · 29 days on market
Asking price$170,000
1 beds 1 baths 664 sqft
Suggested offer$129,688$40,313 above the est. market value of $129,688.
View on Realtor.com →Listed by Cinthia Rai · Keyes - Homestead
Typecondos
Built1971
Price / sqft$256
Est. value (own analysis)$129,688
Rent estimate (own analysis)$1,950/mo
HOA$454/mo
Wind10/10Extreme$Heat10/10ExtremeFlood3/10moderate$Air2/10MinorWildfire1/10Minimal
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Statusfor_sale
Listed date2026-08-04
Removed date—
MLSMiamiMLS #A12064388
Coordinates25.60937, -80.34593
Address17255 SW 95th Ave Apt 161
CityPalmetto Bay
StateFL
Zip33157
Listing ID5052148816
Sourceus-real-estate-listings, cached 2026-08-31
ZIP market snapshot (33157)
Typical home value (ZHVI)$630,585
Typical rent (ZORI)$2,736/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $170,000 |
| Down payment (20.0%) | $34,000 |
| Loan amount | $136,000 |
| Closing costs (5.0%) | $8,500 |
| Total cash to close | $42,500 |
| Income | |
| Rent (comp-derived) | $1,950$23,400 |
| Vacancy loss (8.0%) | |
| Effective gross income | $1,794$21,528 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $269$3,230 |
| Insurance (est. scaled by flood & wind risk) | $181$2,176 |
| HOA dues | $454$5,448 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $98$1,170 |
| Total operating expenses | $1,002$12,024 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $98$1,170 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| apartment | 1 | 1 | 610 | $1,837 | 2026-01-20 | — | |
| apartment | 1 | 1 | 750 | $1,700 | 2026-08-07 | — | |
| apartment | 1 | 1 | 650 | $1,800 | 2026-06-12 | — | |
| condos | 1 | 1 | 740 | $1,900 | 2026-07-28 | — | |
| apartment | 1 | 1 | 558 | $1,950 | 2025-12-10 | — | |
| apartment | 1 | 1 | 625 | $1,572 | 2025-12-01 | — | |
| apartment | 1 | 1 | 740 | $2,418 | 2024-06-11 | — | |
| apartment | 1 | 1 | 802 | $2,295 | 2025-09-22 | — | |
| condos | 1 | 1 | 664 | $1,675 | 2026-08-20 | — | |
| condos | 1 | 1 | 664 | $1,690 | 2026-01-16 | — | |
| condos | 1 | 1 | 560 | $1,650 | 2026-07-20 | — | |
| apartment | 1 | 1 | 723 | $2,127 | — | — | |
| apartment | 1 | 1 | 769 | $2,418 | — | — | |
| apartment | 1 | 1 | 740 | $2,437 | — | — | |
| apartment | 1 | 1 | 558 | $1,950 | — | — | |
| apartment | 1 | 1 | 558 | $1,950 | — | — | |
| apartment | 1 | 1 | 769 | $2,532 | — | — | |
| apartment | 1 | 1 | 558 | $1,950 | — | — | |
| apartment | 1 | 1 | 558 | $1,950 | — | — | |
| apartment | 1 | 1 | 558 | $1,950 | — | — | |
| apartment | 1 | 1 | 558 | $1,950 | — | — | |
| apartment | 1 | 1 | 558 | $1,950 | — | — | |
| apartment | 1 | 1 | 558 | $1,950 | — | — | |
| apartment | 1 | 1 | 558 | $1,950 | — | — | |
| apartment | 1 | 1 | 768 | $2,352 | — | — | |
| apartment | 1 | 1 | 725 | $2,513 | — | — | |
| apartment | 1 | 1 | 768 | $2,302 | — | — | |
| apartment | 1 | 1 | 667 | $2,250 | — | — | |
| apartment | 1 | 1 | 769 | $2,462 | — | — | |
| apartment | 1 | 1 | 769 | $2,502 | — | — | |
| apartment | 1 | 1 | 769 | $2,485 | — | — | |
| apartment | 1 | 1 | 558 | — | 2026-08-31 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 11223 SW 170th Ter Unit V4132 | condo_townhome_rowhome_coop | 1 | 2 | 960 | $180,000 | 2026-08-13 |
| 11060 SW 196th St Apt 601 | condos | 1 | 1 | 625 | $155,000 | 2026-07-17 |
| 11257 SW 172nd St Unit I | condos | 1 | 2 | 924 | $225,000 | 2026-07-06 |
| 11301 SW 200th St Unit 108A | condos | 1 | 2 | 703 | $135,000 | 2026-04-20 |
| 11247 SW 169th St Unit V4832 | condos | 1 | 2 | 960 | $187,500 | 2025-12-24 |
| 11050 SW 196th St Apt 201 | condos | 1 | 1 | 625 | $156,000 | 2025-12-18 |
| 16805 SW 113th Ave Unit V41443 | condos | 1 | 1 | 935 | $160,000 | 2025-12-12 |
| 17255 SW 95th Ave Unit D349 | condos | 1 | 1 | 664 | $160,000 | 2025-12-05 |
| 17084 SW 112th Ct Unit V3142 | condos | 1 | 2 | 960 | $150,000 | 2025-10-15 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 11223 SW 170th Ter Unit V4132 | condo_townhome_rowhome_coop | 1 | 2 | 960 | $180,000 | — |
| 11301 SW 200th St Unit 104A | condos | 1 | 2 | 703 | $165,000 | — |
| 17255 SW 95th Ave Unit D153 | condos | 1 | 1 | 664 | $167,500 | — |
| 11060 SW 196th St Apt 301 | condos | 1 | 1 | 625 | $165,000 | — |
| 9760 SW 184th St Apt 17B | condos | 1 | 1 | 560 | $175,000 | — |
| 17255 SW 95th Ave Apt 249 | condos | 1 | 1 | 664 | $174,900 | — |
10-year hold projection
IRR7.5%
Equity multiple2.19x
Total return (10yr)$72,811
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $175,100 | $9,504 | -$2,154 | $134,525 | $40,575 |
| 2 | $180,353 | $9,849 | -$1,838 | $132,950 | $47,403 |
| 3 | $185,764 | $10,206 | -$1,511 | $131,266 | $54,498 |
| 4 | $191,337 | $10,576 | -$1,172 | $129,466 | $61,870 |
| 5 | $197,077 | $10,958 | -$821 | $127,543 | $69,534 |
| 6 | $202,989 | $11,353 | -$459 | $125,488 | $77,501 |
| 7 | $209,079 | $11,761 | -$83 | $123,291 | $85,787 |
| 8 | $215,351 | $12,184 | $306 | $120,944 | $94,407 |
| 9 | $221,811 | $12,621 | $708 | $118,436 | $103,376 |
| 10 | $228,466 | $13,073 | $1,124 | $115,755 | $112,711 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.